Finotive Funding
All six products carry a static drawdown — no trailing floor exists anywhere in this firm. The terms say so in one sentence that covers every account type. What the terms also carry is a discretionary clause allowing Finotive to "withhold, delay, adjust, reduce, reject, reverse, or reclaim any Reward Payment" on reasonable suspicion — which covers breach, prohibited conduct, and a long tail of internal triggers. The rules page contradicts the terms on Pro leverage (100:1 vs 1:50), and the footer cites a Czech capital-markets act while the company is registered in Dubai.
Finotive Funding Technologies Limited, DIFC Dubai, company 11088. The broker arm Finotive Markets LLC is SVG-registered; Finotive Markets (MU) Limited holds a Mauritius FSC licence — real but light-touch. Finotive Pay (CY) Limited in Cyprus processes payments. The Help Center (help.finotivefunding.com) is entirely JS-rendered and returned no readable text. Trustpilot distribution is polarised: 63% five-star against 28% one-star.
Not enough published data to simulate this firm’s floor.
Crossed one of the seven hard bars. Open the row and it names which one, with the mechanism spelled out. This is not a low grade — no quantity of virtue elsewhere buys it off, which is why it carries no rank at all.
Disqualified for
Trustpilot: fabricated-reviews warning
Trustpilot withholds the rating and serves a fabricated-reviews warning — a third party concluding the firm faked its own reviews. A low score is not this; every prop firm has angry traders. This is separate from having no legal entity: a firm can publish its registration number and still be caught doing it.
Scorecard
14Static at both stages — the floor never moves
A named company, but no financial regulator anywhere — or a light-touch one only
Workable, but a cap or a waiting period bites
Two official channels disagree on a number that matters
Established, with a normal review profile
Each axis is scored 0–5 against a published scale. The line under each bar is the rung this firm landed on — not our summary of it, the scale entry itself.
The score is published anyway, because it is the honest picture: a firm can be strong on four axes and still be disqualified on one mechanism. A disqualifier is not a low grade — it is a rule we will not trade under at any price.
Plan by plan
6 of this firm’s challenges were read plan by plan, with a citation behind every answer. See them side by side →
Static 7.5% max loss, 4% daily, 10% target, 3 minimum profitable days. The floor never moves at any stage. 80% split scaling to 95%.
Static 9% max loss, 4.5% daily, 7.5% then 5% target across two phases. Two MPD per phase. 80% split scaling to 95%.
No evaluation. Static 7% max loss, 3.5% daily, 1.5% floating DD threshold. 75% split scaling to 90%. No consistency rule. Weekend holding requires add-on.
No evaluation. Static 6% max loss, 3% daily, 1.5% floating DD threshold. 70% split scaling to 85%. 5 MPD. 14-day payout cooldown.
Static 8% max loss, 4% daily, 10% target. 80% split → 100% after 30 funded days. Salary: 1% of capital/month. Consistency rules from day 31. Lower commission.
Static 10% max loss, 5% daily, 7.5% then 5% target. 80% split → 100% after 30 funded days. Salary: 1% of capital/month. Consistency rules from day 31.
Trustpilot
score withheld by Trustpilot — this is the figure it computes but will not show
Trustpilot removed reviews it found to be fake and withheld the rating. This is not a low score — it is a third party concluding the firm wrote its own praise.
What this firm published
Everything below is quoted from a page we opened, on the date shown. The quotes are in the firm’s own language, exactly as published — never edited, never shortened, never swapped for a translation. On the Spanish edition our own rendering appears underneath each one, unquoted and marked as ours: the quotation marks on this site mean the words are the firm’s, and nothing we wrote ever wears them. Where we have not read enough to put a number on an axis, we say so instead of guessing.
4/5
Can you even pass?
Almost nobody who pays for an evaluation ever reaches a funded account, so this is the part of the product most customers actually buy. Every firm advertises its profit target; none of them advertises that target next to how much you are allowed to lose while chasing it.
3/5
Can you keep the money?
The drawdown takes the account away; the payout rules take the money. Answered by whichever of the two we can measure and is worse — they are two ways of losing the same thing, so a good half cannot pay for a bad one.
3/5
Is anyone behind it?
A named company, a market, and rules you could read before paying. These three do not substitute for one another — a company you can sue does not stop existing because the account is a simulation — so this is the average of the ones we could measure, not the worst.
How hard the test is
Not the profit target on the sales page — that target measured against the room you are given to reach it.
How much you must win to survivefor every $1 you are allowed to lose, you must make $1.32.40/8
“1-Step Challenge
10%
Not applicable”A profit target only means something next to the room you are given to reach it. Ten per cent to make against ten to lose is a coin flip sold as an exam.
Trading days you must put in3 days2/2
“One Stage: 3
One-Step: 3 days @ 0.5%”Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.
A second attempt costsThey do not say.0/2
we read the page that should answer this and it does not
A free second attempt turns one bad week into a delay instead of another invoice.
Profit target10%—
“1-Step Challenge
10%
Not applicable”Days you have to finish
Maximum loss
The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
What makes the loss limit riseit does not move at allno change3/3
“Maximum Drawdown restricts cumulative losses from the Initial Account Balance. It is static and does not trail upward with profits. Open equity and floating losses are included.”A limit that climbs takes back the cushion you already earned.
What the limit is measured againstlive equity, open trades includedno change1/2
“Daily Drawdown limits restrict the maximum permitted loss in a Trading Day. A Trading Day begins at 17:00:00 New York Time and ends at 16:59:59 New York Time the following day. At 17:00:00 New York Time, the Daily Drawdown threshold is recalculated by reference to the previous Trading Day's closing balance. Open equity and floating losses are included.”Decides whether a trade that dips and recovers can close an account that ended the day green.
What taking a payout does to the limitThey do not say.0/2
we read the page that should answer this and it does not
Taking your money out should not leave you closer to losing the account.
Daily limit4%, measured on live equity, open trades includedno change0.96/2
“1-Step Challenge
4.0%”A generous percentage measured on live equity is not generous — it is the same number with a trapdoor under it.
Total loss allowed7.5%no change0.50/1
“1-Step Challenge
7.5%”How much room you have. Worth little, because almost every firm offers the same.
Where the limit stops risingNo such thing in this plan.—
“Maximum Drawdown restricts cumulative losses from the Initial Account Balance. It is static and does not trail upward with profits. Open equity and floating losses are included.”The difference between a danger with an end date and one that never ends.
Withdrawing
How much can leave the account, how soon, how often — and whether they can say no.
Withdrawals before the account endsThey publish no ceiling.3/3
we read the page that should answer this and it does not
The cap per withdrawal times how many they allow is the real size of the account. One plan here is sold on a $200,000 banner and closes after five withdrawals of $2,100.
What else a payout changesThey do not say.0/3
we read the page that should answer this and it does not
The floor is not the only thing a withdrawal moves, and the rest of it is never on the same page. Position size, the consistency rule and the share you are paid all reset or shift at some firms, and a trader who checked only the drawdown finds out afterwards.
What breaking the consistency rule costsThey do not say.no change0/3
we read the page that should answer this and it does not
Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.
Can it refuse without giving a reasonThey do not say.0/3
we read the page that should answer this and it does not
“We may decline for any reason” is not a rule, it is the absence of one — it makes every other number on this axis conditional on goodwill.
Days before you can ask for moneyNo such thing in this plan.—
“The first Reward Payment Request is available on demand once the Account is in Simulated Funded Status and eligible under these Terms. After the first approved Reward Payment, a seven (7) calendar day cooldown applies”How long your money is theirs.
Most one withdrawal can pay youThey do not say.0/2
we read the page that should answer this and it does not
$2,000 is generous on a $25K account and a joke on a $200K one, so it is measured as a share and at the worst size sold.
Does that cap rise with the accountyes — a bigger account pays a bigger cheque2/2
“Balance progression increases by 30% per successful Scaling Cycle”Profit required before the first request1%1/1
“For 1-Step Challenge-Funded Accounts, the minimum Reward Payment Request amount is 1% of the Initial Account Balance, capped at USD 100. This means the minimum required amount is the lower of 1% of the Initial Account Balance or USD 100.”How much you have to make before you can touch anything.
Fee charged to pay youThey do not say.0/1
we read the page that should answer this and it does not
What they charge you to pay you.
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsThey state there is none.no change—
“Trading during high-impact news is permitted if the trade reflects a genuine directional market view and is not designed solely to exploit volatility, short-term price spikes, execution delay, or market inefficiency.”Forced close before the weekendThey state there is none.no change—
“Trading during high-impact news is permitted if the trade reflects a genuine directional market view and is not designed solely to exploit volatility, short-term price spikes, execution delay, or market inefficiency.”Leverage1:100by instrument
no change—
by instrument
“Challenge Accounts
Up to 1:100”No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
What makes the account growprofit · payouts taken · time elapsed — all of them—
“Challenge-Funded Accounts may be eligible for scaling on a rolling ninety (90) day Scaling Cycle. Requirements include at least fifty (50) trades, no more than 7.5% of total net profit from any single trade, achievement of the applicable 90-day target, at least two (2) out of three (3) profitable months, and full compliance with Section 7.”How large it can get$680,000—
“a maximum per-account scaled balance of USD 680,000 unless amended by Finotive”Where the path endsNo such thing in this plan.—
“All accounts provided by Finotive Funding are demo, simulated, notional, and non-executable accounts. Trading activity on such accounts is not placed into live financial markets by Finotive Funding and does not involve the Trader trading with, depositing, or controlling live capital.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
How hard the test is
Not the profit target on the sales page — that target measured against the room you are given to reach it.
How much you must win to survivefor every $1 you are allowed to lose, you must make $0.84.40/8
“2-Step Challenge
7.5%
5.0%”A profit target only means something next to the room you are given to reach it. Ten per cent to make against ten to lose is a coin flip sold as an exam.
Trading days you must put in2 daysno change2/2
“Two Stages: 2
Two-Step: 2 days @ 0.5% per stage”Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.
A second attempt costsThey do not say.0/2
we read the page that should answer this and it does not
A free second attempt turns one bad week into a delay instead of another invoice.
Profit target7.5%5%—
“2-Step Challenge
7.5%
5.0%”Days you have to finish
Maximum loss
The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
What makes the loss limit riseit does not move at allno changeno change3/3
“Maximum Drawdown restricts cumulative losses from the Initial Account Balance. It is static and does not trail upward with profits. Open equity and floating losses are included.”A limit that climbs takes back the cushion you already earned.
What the limit is measured againstlive equity, open trades includedno changeno change1/2
“Daily Drawdown limits restrict the maximum permitted loss in a Trading Day. A Trading Day begins at 17:00:00 New York Time and ends at 16:59:59 New York Time the following day. At 17:00:00 New York Time, the Daily Drawdown threshold is recalculated by reference to the previous Trading Day's closing balance. Open equity and floating losses are included.”Decides whether a trade that dips and recovers can close an account that ended the day green.
What taking a payout does to the limitThey do not say.0/2
we read the page that should answer this and it does not
Taking your money out should not leave you closer to losing the account.
Daily limit4.5%, measured on live equity, open trades includedno changeno change0.96/2
“2-Step Challenge
4.5%”A generous percentage measured on live equity is not generous — it is the same number with a trapdoor under it.
Total loss allowed9%no changeno change0.80/1
“2-Step Challenge
9.0%”How much room you have. Worth little, because almost every firm offers the same.
Where the limit stops risingNo such thing in this plan.—
“Maximum Drawdown restricts cumulative losses from the Initial Account Balance. It is static and does not trail upward with profits. Open equity and floating losses are included.”The difference between a danger with an end date and one that never ends.
Withdrawing
How much can leave the account, how soon, how often — and whether they can say no.
Withdrawals before the account endsThey publish no ceiling.3/3
we read the page that should answer this and it does not
The cap per withdrawal times how many they allow is the real size of the account. One plan here is sold on a $200,000 banner and closes after five withdrawals of $2,100.
What else a payout changesThey do not say.0/3
we read the page that should answer this and it does not
The floor is not the only thing a withdrawal moves, and the rest of it is never on the same page. Position size, the consistency rule and the share you are paid all reset or shift at some firms, and a trader who checked only the drawdown finds out afterwards.
What breaking the consistency rule costsThey do not say.no changeno change0/3
we read the page that should answer this and it does not
Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.
Can it refuse without giving a reasonThey do not say.0/3
we read the page that should answer this and it does not
“We may decline for any reason” is not a rule, it is the absence of one — it makes every other number on this axis conditional on goodwill.
Days before you can ask for moneyNo such thing in this plan.—
“The first Reward Payment Request is available on demand once the Account is in Simulated Funded Status and eligible under these Terms. After the first approved Reward Payment, a seven (7) calendar day cooldown applies”How long your money is theirs.
Most one withdrawal can pay youThey do not say.0/2
we read the page that should answer this and it does not
$2,000 is generous on a $25K account and a joke on a $200K one, so it is measured as a share and at the worst size sold.
Does that cap rise with the accountyes — a bigger account pays a bigger cheque2/2
“Balance progression increases by 30% per successful Scaling Cycle”Profit required before the first requestThey do not say.0/1
we read the page that should answer this and it does not
How much you have to make before you can touch anything.
Fee charged to pay youThey do not say.0/1
we read the page that should answer this and it does not
What they charge you to pay you.
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsThey state there is none.no changeno change—
“Trading during high-impact news is permitted if the trade reflects a genuine directional market view and is not designed solely to exploit volatility, short-term price spikes, execution delay, or market inefficiency.”Forced close before the weekendThey state there is none.no changeno change—
“Trading during high-impact news is permitted if the trade reflects a genuine directional market view and is not designed solely to exploit volatility, short-term price spikes, execution delay, or market inefficiency.”Leverage1:100by instrument
no changeno change—
by instrument
“Challenge Accounts
Up to 1:100”No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
What makes the account growprofit · payouts taken · time elapsed — all of them—
“Challenge-Funded Accounts may be eligible for scaling on a rolling ninety (90) day Scaling Cycle. Requirements include at least fifty (50) trades, no more than 7.5% of total net profit from any single trade, achievement of the applicable 90-day target, at least two (2) out of three (3) profitable months, and full compliance with Section 7.”How large it can get$680,000—
“a maximum per-account scaled balance of USD 680,000 unless amended by Finotive”Where the path endsNo such thing in this plan.—
“All accounts provided by Finotive Funding are demo, simulated, notional, and non-executable accounts. Trading activity on such accounts is not placed into live financial markets by Finotive Funding and does not involve the Trader trading with, depositing, or controlling live capital.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
How hard the test is
we did not read enough to sayNot the profit target on the sales page — that target measured against the room you are given to reach it.
A second attempt costsThey do not say.0/2
we read the page that should answer this and it does not
A free second attempt turns one bad week into a delay instead of another invoice.
Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.
How much you must win to survive · Profit target · Days you have to finish · Trading days you must put in
Maximum loss
The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
What makes the loss limit riseit does not move at all3/3
“Maximum Drawdown restricts cumulative losses from the Initial Account Balance. It is static and does not trail upward with profits. Open equity and floating losses are included.”A limit that climbs takes back the cushion you already earned.
What the limit is measured againstlive equity, open trades included1/2
“Daily Drawdown limits restrict the maximum permitted loss in a Trading Day. A Trading Day begins at 17:00:00 New York Time and ends at 16:59:59 New York Time the following day. At 17:00:00 New York Time, the Daily Drawdown threshold is recalculated by reference to the previous Trading Day's closing balance. Open equity and floating losses are included.”Decides whether a trade that dips and recovers can close an account that ended the day green.
What taking a payout does to the limitThey do not say.0/2
we read the page that should answer this and it does not
Taking your money out should not leave you closer to losing the account.
Daily limit3.5%, measured on live equity, open trades included0.60/2
“Instant Funding Standard
3.5%”A generous percentage measured on live equity is not generous — it is the same number with a trapdoor under it.
Total loss allowed7%0.50/1
“Instant Funding Standard
7.0%”How much room you have. Worth little, because almost every firm offers the same.
Where the limit stops risingNo such thing in this plan.—
“Maximum Drawdown restricts cumulative losses from the Initial Account Balance. It is static and does not trail upward with profits. Open equity and floating losses are included.”The difference between a danger with an end date and one that never ends.
Withdrawing
How much can leave the account, how soon, how often — and whether they can say no.
Withdrawals before the account endsThey publish no ceiling.3/3
we read the page that should answer this and it does not
The cap per withdrawal times how many they allow is the real size of the account. One plan here is sold on a $200,000 banner and closes after five withdrawals of $2,100.
What else a payout changesThey do not say.0/3
we read the page that should answer this and it does not
The floor is not the only thing a withdrawal moves, and the rest of it is never on the same page. Position size, the consistency rule and the share you are paid all reset or shift at some firms, and a trader who checked only the drawdown finds out afterwards.
What breaking the consistency rule costsThey state there is none.3/3
“No Consistency Rules”Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.
Can it refuse without giving a reasonThey do not say.0/3
we read the page that should answer this and it does not
“We may decline for any reason” is not a rule, it is the absence of one — it makes every other number on this axis conditional on goodwill.
Days before you can ask for moneyNo such thing in this plan.—
“The first Reward Payment Request is available on demand once the Account is in Simulated Funded Status and eligible under these Terms. After the first approved Reward Payment, a seven (7) calendar day cooldown applies”How long your money is theirs.
Most one withdrawal can pay youThey do not say.0/2
we read the page that should answer this and it does not
$2,000 is generous on a $25K account and a joke on a $200K one, so it is measured as a share and at the worst size sold.
Does that cap rise with the accountyes — a bigger account pays a bigger cheque2/2
“Balance progression increases by 30% per successful Scaling Cycle”Profit required before the first request1%1/1
“All Instant Funding variants, including Instant Funding Standard and Instant Funding Lite, require a minimum Reward Payment Request of 1% of the Initial Account Balance. No USD cap applies.”How much you have to make before you can touch anything.
Fee charged to pay youThey do not say.0/1
we read the page that should answer this and it does not
What they charge you to pay you.
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsThey state there is none.—
“Trading during high-impact news is permitted if the trade reflects a genuine directional market view and is not designed solely to exploit volatility, short-term price spikes, execution delay, or market inefficiency.”Mandatory stop-lossThey do not say.—
we read the page that should answer this and it does not
Minimum time a trade must be heldThey do not say.—
we read the page that should answer this and it does not
Forced close before the weekendThey state there is none.—
“Weekend holding on Instant Funding accounts is not permitted by default for non-crypto positions unless the Weekend Holding Add-On is active.”Leverage1:33by instrument
—
by instrument
“Instant Funding Standard
Up to 1:33”Limit on position sizeThey do not say.—
we read the page that should answer this and it does not
No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
What makes the account growprofit · payouts taken · time elapsed — all of them—
“Instant Funding Accounts may be eligible for scaling on a rolling ninety (90) day Scaling Cycle. Requirements include at least fifty (50) trades, no more than 5% of net profit from a single trade, achievement of the 15% 90-day scaling target, all three months of the Scaling Cycle being profitable, no Hard Breach, and full compliance with Section 7.”How large it can get$340,000—
“a maximum per-account scaled balance of USD 340,000 unless amended by Finotive”Where the path endsNo such thing in this plan.—
“All accounts provided by Finotive Funding are demo, simulated, notional, and non-executable accounts. Trading activity on such accounts is not placed into live financial markets by Finotive Funding and does not involve the Trader trading with, depositing, or controlling live capital.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
How hard the test is
we did not read enough to sayNot the profit target on the sales page — that target measured against the room you are given to reach it.
A second attempt costsThey do not say.0/2
we read the page that should answer this and it does not
A free second attempt turns one bad week into a delay instead of another invoice.
Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.
How much you must win to survive · Profit target · Days you have to finish · Trading days you must put in
Maximum loss
The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
What makes the loss limit riseit does not move at all3/3
“Maximum Drawdown restricts cumulative losses from the Initial Account Balance. It is static and does not trail upward with profits. Open equity and floating losses are included.”A limit that climbs takes back the cushion you already earned.
What the limit is measured againstlive equity, open trades included1/2
“Daily Drawdown limits restrict the maximum permitted loss in a Trading Day. A Trading Day begins at 17:00:00 New York Time and ends at 16:59:59 New York Time the following day. At 17:00:00 New York Time, the Daily Drawdown threshold is recalculated by reference to the previous Trading Day's closing balance. Open equity and floating losses are included.”Decides whether a trade that dips and recovers can close an account that ended the day green.
What taking a payout does to the limitThey do not say.0/2
we read the page that should answer this and it does not
Taking your money out should not leave you closer to losing the account.
Daily limit3%, measured on live equity, open trades included0.60/2
“Instant Funding Lite
3.0%”A generous percentage measured on live equity is not generous — it is the same number with a trapdoor under it.
Total loss allowed6%0.50/1
“Instant Funding Lite
6.0%”How much room you have. Worth little, because almost every firm offers the same.
Where the limit stops risingNo such thing in this plan.—
“Maximum Drawdown restricts cumulative losses from the Initial Account Balance. It is static and does not trail upward with profits. Open equity and floating losses are included.”The difference between a danger with an end date and one that never ends.
Withdrawing
How much can leave the account, how soon, how often — and whether they can say no.
Withdrawals before the account endsThey publish no ceiling.3/3
we read the page that should answer this and it does not
The cap per withdrawal times how many they allow is the real size of the account. One plan here is sold on a $200,000 banner and closes after five withdrawals of $2,100.
What else a payout changesThey do not say.0/3
we read the page that should answer this and it does not
The floor is not the only thing a withdrawal moves, and the rest of it is never on the same page. Position size, the consistency rule and the share you are paid all reset or shift at some firms, and a trader who checked only the drawdown finds out afterwards.
What breaking the consistency rule costsThey state there is none.3/3
“No Consistency Rules”Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.
Can it refuse without giving a reasonThey do not say.0/3
we read the page that should answer this and it does not
“We may decline for any reason” is not a rule, it is the absence of one — it makes every other number on this axis conditional on goodwill.
Days before you can ask for moneyNo such thing in this plan.—
“The first Reward Payment Request is available on demand once the Account is in Simulated Funded Status and eligible under these Terms. After the first approved Reward Payment, a seven (7) calendar day cooldown applies”How long your money is theirs.
Most one withdrawal can pay youThey do not say.0/2
we read the page that should answer this and it does not
$2,000 is generous on a $25K account and a joke on a $200K one, so it is measured as a share and at the worst size sold.
Does that cap rise with the accountyes — a bigger account pays a bigger cheque2/2
“Balance progression increases by 30% per successful Scaling Cycle”Profit required before the first request1%1/1
“All Instant Funding variants, including Instant Funding Standard and Instant Funding Lite, require a minimum Reward Payment Request of 1% of the Initial Account Balance. No USD cap applies.”How much you have to make before you can touch anything.
Fee charged to pay youThey do not say.0/1
we read the page that should answer this and it does not
What they charge you to pay you.
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsThey state there is none.—
“Trading during high-impact news is permitted if the trade reflects a genuine directional market view and is not designed solely to exploit volatility, short-term price spikes, execution delay, or market inefficiency.”Mandatory stop-lossThey do not say.—
we read the page that should answer this and it does not
Minimum time a trade must be heldThey do not say.—
we read the page that should answer this and it does not
Forced close before the weekendThey state there is none.—
“Weekend holding on Instant Funding accounts is not permitted by default for non-crypto positions unless the Weekend Holding Add-On is active.”Leverage1:25by instrument
—
by instrument
“Instant Funding Lite
Up to 1:25”Limit on position sizeThey do not say.—
we read the page that should answer this and it does not
No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
What makes the account growprofit · payouts taken · time elapsed — all of them—
“Instant Funding Accounts may be eligible for scaling on a rolling ninety (90) day Scaling Cycle. Requirements include at least fifty (50) trades, no more than 5% of net profit from a single trade, achievement of the 15% 90-day scaling target, all three months of the Scaling Cycle being profitable, no Hard Breach, and full compliance with Section 7.”How large it can get$340,000—
“a maximum per-account scaled balance of USD 340,000 unless amended by Finotive”Where the path endsNo such thing in this plan.—
“All accounts provided by Finotive Funding are demo, simulated, notional, and non-executable accounts. Trading activity on such accounts is not placed into live financial markets by Finotive Funding and does not involve the Trader trading with, depositing, or controlling live capital.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
How hard the test is
Not the profit target on the sales page — that target measured against the room you are given to reach it.
How much you must win to survivefor every $1 you are allowed to lose, you must make $1.32.40/8
“1-Step Pro
10%
Not applicable”A profit target only means something next to the room you are given to reach it. Ten per cent to make against ten to lose is a coin flip sold as an exam.
Trading days you must put in3 days2/2
“One Stage: 3
One-Step: 3 days @ 0.5%”Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.
A second attempt costsThey do not say.0/2
we read the page that should answer this and it does not
A free second attempt turns one bad week into a delay instead of another invoice.
Profit target10%—
“1-Step Pro
10%
Not applicable”Days you have to finish
Maximum loss
The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
What makes the loss limit riseit does not move at allno change3/3
“Maximum Drawdown restricts cumulative losses from the Initial Account Balance. It is static and does not trail upward with profits. Open equity and floating losses are included.”A limit that climbs takes back the cushion you already earned.
What the limit is measured againstlive equity, open trades includedno change1/2
“Daily Drawdown limits restrict the maximum permitted loss in a Trading Day. A Trading Day begins at 17:00:00 New York Time and ends at 16:59:59 New York Time the following day. At 17:00:00 New York Time, the Daily Drawdown threshold is recalculated by reference to the previous Trading Day's closing balance. Open equity and floating losses are included.”Decides whether a trade that dips and recovers can close an account that ended the day green.
What taking a payout does to the limitThey do not say.0/2
we read the page that should answer this and it does not
Taking your money out should not leave you closer to losing the account.
Daily limit4%, measured on live equity, open trades includedno change0.96/2
“1-Step Pro
4.0%”A generous percentage measured on live equity is not generous — it is the same number with a trapdoor under it.
Total loss allowed8%no change0.80/1
“1-Step Pro
8.0%”How much room you have. Worth little, because almost every firm offers the same.
Where the limit stops risingNo such thing in this plan.—
“Maximum Drawdown restricts cumulative losses from the Initial Account Balance. It is static and does not trail upward with profits. Open equity and floating losses are included.”The difference between a danger with an end date and one that never ends.
Withdrawing
How much can leave the account, how soon, how often — and whether they can say no.
Withdrawals before the account endsThey publish no ceiling.3/3
we read the page that should answer this and it does not
The cap per withdrawal times how many they allow is the real size of the account. One plan here is sold on a $200,000 banner and closes after five withdrawals of $2,100.
What else a payout changesThey do not say.0/3
we read the page that should answer this and it does not
The floor is not the only thing a withdrawal moves, and the rest of it is never on the same page. Position size, the consistency rule and the share you are paid all reset or shift at some firms, and a trader who checked only the drawdown finds out afterwards.
What breaking the consistency rule costsThey do not say.no change0/3
we read the page that should answer this and it does not
Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.
Can it refuse without giving a reasonThey do not say.0/3
we read the page that should answer this and it does not
“We may decline for any reason” is not a rule, it is the absence of one — it makes every other number on this axis conditional on goodwill.
Days before you can ask for moneyNo such thing in this plan.—
“The first Reward Payment Request is available on demand once the Account is in Simulated Funded Status and eligible under these Terms. After the first approved Reward Payment, a seven (7) calendar day cooldown applies”How long your money is theirs.
Most one withdrawal can pay youThey do not say.0/2
we read the page that should answer this and it does not
$2,000 is generous on a $25K account and a joke on a $200K one, so it is measured as a share and at the worst size sold.
Does that cap rise with the accountyes — a bigger account pays a bigger cheque2/2
“Balance progression increases by 30% per successful Scaling Cycle”Profit required before the first request1%1/1
“For 1-Step Pro Accounts in Simulated Funded Status, the minimum Reward Payment Request amount is 1% of the Initial Account Balance, capped at USD 100.”How much you have to make before you can touch anything.
Fee charged to pay youThey do not say.0/1
we read the page that should answer this and it does not
What they charge you to pay you.
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsThey state there is none.no change—
“Trading during high-impact news is permitted if the trade reflects a genuine directional market view and is not designed solely to exploit volatility, short-term price spikes, execution delay, or market inefficiency.”Forced close before the weekendThey state there is none.no change—
“Trading during high-impact news is permitted if the trade reflects a genuine directional market view and is not designed solely to exploit volatility, short-term price spikes, execution delay, or market inefficiency.”Leverage1:50by instrument
no change—
by instrument
“Pro Accounts
Up to 1:50”No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
What makes the account growprofit · payouts taken · time elapsed — all of them—
“Funded Pro Accounts may be eligible for scaling on a rolling ninety (90) day Scaling Cycle. Requirements include at least fifty (50) trades, no more than 5% of net profit from a single trade, the applicable 90-day Pro scaling target, all three months of the Scaling Cycle being profitable, no Hard Breach, and full compliance with Section 7.”How large it can get$680,000—
“a maximum per-account scaled balance of USD 680,000 unless amended by Finotive”Where the path endsNo such thing in this plan.—
“All accounts provided by Finotive Funding are demo, simulated, notional, and non-executable accounts. Trading activity on such accounts is not placed into live financial markets by Finotive Funding and does not involve the Trader trading with, depositing, or controlling live capital.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
How hard the test is
Not the profit target on the sales page — that target measured against the room you are given to reach it.
How much you must win to survivefor every $1 you are allowed to lose, you must make $0.86.40/8
“2-Step Pro
7.5%
5.0%”A profit target only means something next to the room you are given to reach it. Ten per cent to make against ten to lose is a coin flip sold as an exam.
Trading days you must put in2 daysno change2/2
“Two Stages: 2
Two-Step: 2 days @ 0.5% per stage”Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.
A second attempt costsThey do not say.0/2
we read the page that should answer this and it does not
A free second attempt turns one bad week into a delay instead of another invoice.
Profit target7.5%5%—
“2-Step Pro
7.5%
5.0%”Days you have to finish
Maximum loss
The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
What makes the loss limit riseit does not move at allno changeno change3/3
“Maximum Drawdown restricts cumulative losses from the Initial Account Balance. It is static and does not trail upward with profits. Open equity and floating losses are included.”A limit that climbs takes back the cushion you already earned.
What the limit is measured againstlive equity, open trades includedno changeno change1/2
“Daily Drawdown limits restrict the maximum permitted loss in a Trading Day. A Trading Day begins at 17:00:00 New York Time and ends at 16:59:59 New York Time the following day. At 17:00:00 New York Time, the Daily Drawdown threshold is recalculated by reference to the previous Trading Day's closing balance. Open equity and floating losses are included.”Decides whether a trade that dips and recovers can close an account that ended the day green.
What taking a payout does to the limitThey do not say.0/2
we read the page that should answer this and it does not
Taking your money out should not leave you closer to losing the account.
Daily limit5%, measured on live equity, open trades includedno changeno change1.20/2
“2-Step Pro
5.0%”A generous percentage measured on live equity is not generous — it is the same number with a trapdoor under it.
Total loss allowed10%no changeno change1/1
“2-Step Pro
10.0%”How much room you have. Worth little, because almost every firm offers the same.
Where the limit stops risingNo such thing in this plan.—
“Maximum Drawdown restricts cumulative losses from the Initial Account Balance. It is static and does not trail upward with profits. Open equity and floating losses are included.”The difference between a danger with an end date and one that never ends.
Withdrawing
How much can leave the account, how soon, how often — and whether they can say no.
Withdrawals before the account endsThey publish no ceiling.3/3
we read the page that should answer this and it does not
The cap per withdrawal times how many they allow is the real size of the account. One plan here is sold on a $200,000 banner and closes after five withdrawals of $2,100.
What else a payout changesThey do not say.0/3
we read the page that should answer this and it does not
The floor is not the only thing a withdrawal moves, and the rest of it is never on the same page. Position size, the consistency rule and the share you are paid all reset or shift at some firms, and a trader who checked only the drawdown finds out afterwards.
What breaking the consistency rule costsThey do not say.no changeno change0/3
we read the page that should answer this and it does not
Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.
Can it refuse without giving a reasonThey do not say.0/3
we read the page that should answer this and it does not
“We may decline for any reason” is not a rule, it is the absence of one — it makes every other number on this axis conditional on goodwill.
Days before you can ask for moneyNo such thing in this plan.—
“The first Reward Payment Request is available on demand once the Account is in Simulated Funded Status and eligible under these Terms. After the first approved Reward Payment, a seven (7) calendar day cooldown applies”How long your money is theirs.
Most one withdrawal can pay youThey do not say.0/2
we read the page that should answer this and it does not
$2,000 is generous on a $25K account and a joke on a $200K one, so it is measured as a share and at the worst size sold.
Does that cap rise with the accountyes — a bigger account pays a bigger cheque2/2
“Balance progression increases by 30% per successful Scaling Cycle”Profit required before the first requestThey do not say.0/1
we read the page that should answer this and it does not
How much you have to make before you can touch anything.
Fee charged to pay youThey do not say.0/1
we read the page that should answer this and it does not
What they charge you to pay you.
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsThey state there is none.no changeno change—
“Trading during high-impact news is permitted if the trade reflects a genuine directional market view and is not designed solely to exploit volatility, short-term price spikes, execution delay, or market inefficiency.”Forced close before the weekendThey state there is none.no changeno change—
“Trading during high-impact news is permitted if the trade reflects a genuine directional market view and is not designed solely to exploit volatility, short-term price spikes, execution delay, or market inefficiency.”Leverage1:50by instrument
no changeno change—
by instrument
“Pro Accounts
Up to 1:50”No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
What makes the account growprofit · payouts taken · time elapsed — all of them—
“Funded Pro Accounts may be eligible for scaling on a rolling ninety (90) day Scaling Cycle. Requirements include at least fifty (50) trades, no more than 5% of net profit from a single trade, the applicable 90-day Pro scaling target, all three months of the Scaling Cycle being profitable, no Hard Breach, and full compliance with Section 7.”How large it can get$680,000—
“a maximum per-account scaled balance of USD 680,000 unless amended by Finotive”Where the path endsNo such thing in this plan.—
“All accounts provided by Finotive Funding are demo, simulated, notional, and non-executable accounts. Trading activity on such accounts is not placed into live financial markets by Finotive Funding and does not involve the Trader trading with, depositing, or controlling live capital.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
The rules in writing
Could you read the rule before paying, and can they change it afterwards?
Where the rule that binds you is publishedin the document its own contract points at4/4
“Where there is any inconsistency between these Terms and any FAQ, help centre article, chatbot response, support message, dashboard tooltip, marketing page, blog post, archived content, social media post, email, promotional page, or third-party description, these Terms prevail. Section 7 prevails over all other trader-facing rule explanations in the event of inconsistency.”If the rule that binds you lives in a help article your contract never mentions, you did not sign it.
Can it change the rules without noticeyes, and it says so0.60/3
“Finotive may amend these Terms, the Website, Dashboard, account types, rules, fees, eligibility criteria, Reward Splits, Reward Payment conditions, risk controls, account limits, or any aspect of the Services at any time. Unless a later effective date is specified, changes take effect when published on the Website, Dashboard, or other official Finotive channel.”The clause that makes every dated verdict perishable, including ours. Near-universal, so not fatal.
Is the binding document datedThey do not say.0/2
we read the page that should answer this and it does not
Without a date you cannot tell whether the rule you read is the rule they apply.
Two official pages that disagree
the drawdown rule · costs credibility
“Pro Accounts
Up to 1:50”“$50,000
2,000%
$1,000,000
100:1”The company behind it
If it goes wrong, which company do you claim against, and under whose laws?
The company you contract withFinotive Funding Technologies Limited (DIFC)no change4/4
“Finotive Funding, a trading name of Finotive Funding Technologies Limited, registered in the Dubai International Financial Centre ("DIFC"), Dubai, United Arab Emirates, with registered office at Innovation One Building, Level 2, DIFC, Dubai, United Arab Emirates and Company Registration Number 11088”With no named company there is nobody to sue.
Where it is registeredwe did not read this stageDIFC, Dubai, UAE1/2
“These Terms, any non-contractual obligations arising out of or in connection with them, and the relationship between the Trader and Finotive Funding are governed by the laws of the Dubai International Financial Centre. Subject to any mandatory law that cannot be excluded, the courts of the Dubai International Financial Centre shall have exclusive jurisdiction”A claim in the Czech Republic and a claim in St Vincent are not the same claim.
Its registration numberwe did not read this stage110882/2
“Company Registration Number 11088”What turns a name into something checkable in a public register.
That company owns the brandyes2/2
“These Terms apply to the Website, Dashboard, simulated trading accounts, evaluation accounts, simulated funded accounts, Finotive Pay reward payment flows, account monitoring tools, help centre content, support interactions, and any related services made available by Finotive Funding from time to time”Signing with a company other than the brand’s owner separates who sold to you from who answers to you.
The people behind it are namedThey do not say.0/2
we read the page that should answer this and it does not
Named people can be looked up. A company on its own cannot always be.
Almost no firm here has a financial regulator, because selling simulated evaluations is not a regulated activity anywhere. Of the 114 firms we scored by hand, 96 sat in the bottom two rungs of backing for this reason. So we do not count it against anyone — it only adds when a firm genuinely has one.
The market
Do your orders reach a market, or is all of it a simulation?
What the funded account issimulated, with no route to real capital0/4
“All accounts provided by Finotive Funding are demo, simulated, notional, and non-executable accounts. Trading activity on such accounts is not placed into live financial markets by Finotive Funding and does not involve the Trader trading with, depositing, or controlling live capital.”The question that separates a firm that earns when you lose from one that earns when you last.
The broker or clearer namedFinotive Markets LLC (SVG)3/3
“Finotive Markets LLC (SVG) may provide or facilitate MT5 infrastructure and platform access.”Almost nobody names one, because almost no account reaches a market. It adds when present.
Conditions to reach a real marketNo such thing in this plan.—
“All accounts provided by Finotive Funding are demo, simulated, notional, and non-executable accounts. Trading activity on such accounts is not placed into live financial markets by Finotive Funding and does not involve the Trader trading with, depositing, or controlling live capital.”Promising a route to a real market without publishing the conditions is promising nothing.
We read the rules of every plan it sells and issued a verdict on each one.