Fintokei
Read plan by plan on 4 August across twenty-nine saved copies, and what the reading found is that the number which closes an account is not published. Every rule this firm has is on a sales page: /rules/, /trading-rules/, /drawdown/ and nine more return 404, and the two documents its own footer calls binding are PDF viewers that saved as one sentence — "PDF preview is not available in this browser." Nothing in those twenty-nine copies says whether the maximum loss limit trails the account upward or sits where it started; the words "trailing" and "static" appear on none of them. That is why this row no longer reads STATIC, which it did, uncited, since July. What Fintokei does publish it publishes plainly, and some of it is better than the field: the base of the daily limit on three of its four programmes, that it is "currently not regulated because we do not provide any regulated investment services", and that a funded account is still a demo account.
Two things are worth reading before the tables. The first is who you are dealing with: every page on fintokei.com names one company, a Czech joint-stock company in Brno with a commercial-register number, and only the footer of the help centre on the second host adds that "Fintokei is also a registered business name under AXSE Brokerage Ltd." — a Seychelles company, number 8424258-1, of which the same footer says "AXSE Brokerage Ltd. operates trading platforms and provides technical infrastructure for Fintokei." The buyer sees the EU company; the offshore one runs the platform. The second is that the firm contradicts itself seven times across its own pages, and one of those gaps is the account-ending number: in the comparison table the ProTrader $5,000 block is shifted one row, so the total allowance prints as "Maximum loss limit -3%" where that plan's own page prints -10%. The rest: the explainer prices the same product ten dollars low, "a ProTrader challenge for a $50,000 account costs $319" against $329 in every table; that comparison page turns "min 3 trading days" into "Min 3 profitable days", which is a different rule and not a different wording; the SwiftTrader headline demands "Achieve over 10% profit? You're ready to get paid." over a table asking 6% plus a +3% minimum; payout speed is published as 3-5 hours, as 24 hours and as the same day on three of its pages; and the average and highest payout are two different pairs of figures in the same week. What we did NOT read matters as much, and none of it is charged to the firm: the General Terms and the Consumer information PDFs, and all of the help centre except one eligibility article — which is where the minimum withdrawal and the rules of the funded account live. The funded stage is confirmed to have limits, "You still need to respect daily and max loss limits", and its figures appear on no saved page. Finally, a correction to our own record: this row previously disqualified Fintokei over a risk desk that cuts leverage to 1:10 and caps daily profit at 1%. No page we have saved says that, and the pages that would say it are the help-centre articles we never fetched, so the charge is withdrawn rather than refuted.
Not enough published data to simulate this firm’s floor.
Judged, clean of all seven hard bars, and the scorecard still came in under the bar. Nothing here is an accusation — it is a firm we would not open an account with, and the card says on which axes it fell short.
What they published
“Fintokei is also a registered business name under AXSE Brokerage Ltd., a limited liability company in Seychelles with company number 8424258-1. The Registered Office: Suite 3, Global Village, Jivan’s Complex, Mont Fleuri, Mahé, Seychelles. AXSE Brokerage Ltd. operates trading platforms and provides technical infrastructure for Fintokei.”“PDF preview is not available in this browser. Open the file .”“$5,000 Instant payouts Profit Target (phase I • II) 8 %・6 % Time Limit (phase I and II) min 3 profitable days, max unlimited Daily loss limit type -5% Daily loss limit -10% Maximum loss limit -3% Initial ProTrader performance reward 80% One-time Fee $49”“Is Fintokei regulated? Fintokei is currently not regulated because we do not provide any regulated investment services, do not collect any clients' deposits, nor do we facilitate any real trading transactions to the customers.”Scorecard
8Trails on daily closes and never stops
A named company, but no financial regulator anywhere — or a light-touch one only
Workable, but a cap or a waiting period bites
The risk rule changes after you have paid
Short history, or a sharply polarised review profile
Each axis is scored 0–5 against a published scale. The line under each bar is the rung this firm landed on — not our summary of it, the scale entry itself.
Plan by plan
4 of this firm’s challenges were read plan by plan, with a citation behind every answer. See them side by side →
Three phases at 2%, 3% and 6% against -6% in total, which is the widest room this firm sells relative to what it asks. It is also the only programme with a consistency rule — "Consistency rule (phase I • II • III) max 40% of Profit Target from 1 day" — and what breaking it costs is published nowhere. The daily limit is the one number whose base they state: "Daily loss limit type Equity based", so an open position in loss counts against the day before it is closed. The split is a range, "Performance reward 50-100%", recomputed "individually for each payout" with no published rule for what moves it, under a banner that says "up to 100 %".
The tightest floor in the house: "Daily loss limit -2%" inside "Maximum loss limit -3%". One point apart, so a single day at the daily limit spends two thirds of everything the account will ever be allowed to lose. And the -2% is printed six times without once saying what it is measured against — the same row is labelled "Daily loss limit type Equity based" on two of the other programmes and "(balance based)" on the third. In exchange it pays the highest fixed split, "Performance reward 90%", is the only one advertised as "Swap-free trading", and is the only one whose own table publishes what you must make before a payout: "Minimum profit per Payout +3%".
The flagship: 8% then 6%, "Daily loss limit -5%" inside "Maximum loss limit -10%", four times the leverage of the two cheap programmes and no maximum number of days. Two of the firm's seven self-contradictions are about this product. Its $5,000 block on the comparison page is shifted one row, so the figure a comparison shopper reads as the total allowance is "Maximum loss limit -3%" instead of -10%; and the same page turns "min 3 trading days" into "Min 3 profitable days", which is a rule you can fail for a month rather than a rewording. The split is "Initial ProTrader performance reward 80%" — the adjective is theirs, and nothing published says where the 80% goes afterwards.
The same exam as ProTrader — 8% then 6%, -5% a day inside -10% in total, the same leverage — sold dearer for one difference, and it is the clearest thing Fintokei writes anywhere: "A balance-based daily loss limit is calculated only from your account balance (closed trades), not equity. So temporary pullbacks on open trades won't count against you". A position underwater overnight cannot end your day here, and on ProTrader it can. The reservation is what that label does not cover: it sits on the daily row only, so what the -10% maximum is measured against goes unpublished, exactly as on the other three.
Trustpilot
What this firm published
Everything below is quoted from a page we opened, on the date shown. The quotes are in the firm’s own language, exactly as published — never edited, never shortened, never swapped for a translation. On the Spanish edition our own rendering appears underneath each one, unquoted and marked as ours: the quotation marks on this site mean the words are the firm’s, and nothing we wrote ever wears them. Where we have not read enough to put a number on an axis, we say so instead of guessing.
2/5
Can you even pass?
Almost nobody who pays for an evaluation ever reaches a funded account, so this is the part of the product most customers actually buy. Every firm advertises its profit target; none of them advertises that target next to how much you are allowed to lose while chasing it.
0/5
Can you keep the money?
The drawdown takes the account away; the payout rules take the money. Answered by whichever of the two we can measure and is worse — they are two ways of losing the same thing, so a good half cannot pay for a bad one.
3/5
Is anyone behind it?
A named company, a market, and rules you could read before paying. These three do not substitute for one another — a company you can sue does not stop existing because the account is a simulation — so this is the average of the ones we could measure, not the worst.
How hard the test is
Not the profit target on the sales page — that target measured against the room you are given to reach it.
How much you must win to surviveThey do not say.0/8
we read the page that should answer this and it does not
A profit target only means something next to the room you are given to reach it. Ten per cent to make against ten to lose is a coin flip sold as an exam.
Days you have to finish180 daysno changeThey do not say.we did not read this stage0/3
“Time limit (phase I • II) min 3 days, max 180 days”we read the page that should answer this and it does not
A deadline turns a test of skill into a test of whether the market happened to move during your month.
Trading days you must put in3 daysno changeThey do not say.we did not read this stage0/2
“Time limit (phase I • II) min 3 days, max 180 days”we read the page that should answer this and it does not
Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.
A second attempt costsThey do not say.0/2
we read the page that should answer this and it does not
A free second attempt turns one bad week into a delay instead of another invoice.
Profit target2%3%6%They state there is none.—
“Profit target (phase I • II • III • StartTrader) 2% • 3% • 6% • –”Maximum loss
The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
What makes the loss limit riseThey do not say.no changeno changeno change0/3
we read the page that should answer this and it does not
we read the page that should answer this and it does not
A limit that climbs takes back the cushion you already earned.
What the limit is measured againstThey do not say.no changeno changeno change0/2
we read the page that should answer this and it does not
we read the page that should answer this and it does not
Decides whether a trade that dips and recovers can close an account that ended the day green.
What taking a payout does to the limitThey do not say.0/2
we read the page that should answer this and it does not
Taking your money out should not leave you closer to losing the account.
Daily limit3%, measured on live equity, open trades includedno changeno changeThey do not say.0/2
“Daily loss limit type Equity based Daily loss limit -3 %”we read the page that should answer this and it does not
A generous percentage measured on live equity is not generous — it is the same number with a trapdoor under it.
Total loss allowed6%no changeno changeThey do not say.0/1
“Maximum loss limit -6%”we read the page that should answer this and it does not
How much room you have. Worth little, because almost every firm offers the same.
Where the limit stops risingThey do not say.—
we read the page that should answer this and it does not
The difference between a danger with an end date and one that never ends.
Withdrawing
How much can leave the account, how soon, how often — and whether they can say no.
Withdrawals before the account endsThey publish no ceiling.3/3
we read the page that should answer this and it does not
The cap per withdrawal times how many they allow is the real size of the account. One plan here is sold on a $200,000 banner and closes after five withdrawals of $2,100.
What else a payout changesThey do not say.0/3
we read the page that should answer this and it does not
The floor is not the only thing a withdrawal moves, and the rest of it is never on the same page. Position size, the consistency rule and the share you are paid all reset or shift at some firms, and a trader who checked only the drawdown finds out afterwards.
What breaking the consistency rule costsThey publish no ceiling.no changeno changeThey state there is none.3/3
we read the page that should answer this and it does not
“Consistency rule (phase I • II • III) max 40% of Profit Target from 1 day”Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.
Days before you can ask for money14 days2/2
“You can request a payout once every 14 days.”How long your money is theirs.
Most one withdrawal can pay youThey do not say.0/2
we read the page that should answer this and it does not
$2,000 is generous on a $25K account and a joke on a $200K one, so it is measured as a share and at the worst size sold.
Does that cap rise with the accountThey do not say.0/2
we read the page that should answer this and it does not
Fee charged to pay youThey do not say.0/1
we read the page that should answer this and it does not
What they charge you to pay you.
Can it refuse without giving a reason · Profit required before the first request
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsThey state there is none.no changeno changeno change—
“News trading allowed”Mandatory stop-lossThey do not say.no changeno changeno change—
we read the page that should answer this and it does not
Minimum time a trade must be heldThey do not say.no changeno changeno change—
we read the page that should answer this and it does not
Forced close before the weekendThey state there is none.no changeno changeno change—
“Can you hold open trades over the weekend? Can you hold open trades over the weekend? Yes”“Holding positions over weekend allowed”Leverage1:25 → 1:10by instrument
no changeno changewe did not read this stage—
by instrument
“Financial leverage Financial leverage 1:25 on FX, Gold and Silver; 1:20 on Indices; 1:10 on the rest”Limit on position sizeThey do not say.no changeno changeno change—
we read the page that should answer this and it does not
No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
What makes the account growThey do not say.—
we read the page that should answer this and it does not
How large it can getThey do not say.—
we read the page that should answer this and it does not
Where the path endsat a larger simulation—
“Yes. Even after getting a virtually funded account, you’re still trading on a demo account — but with the chance to earn real money. No risk of losing your own funds. No need for starting capital.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
How hard the test is
Not the profit target on the sales page — that target measured against the room you are given to reach it.
How much you must win to surviveThey do not say.0/8
we read the page that should answer this and it does not
A profit target only means something next to the room you are given to reach it. Ten per cent to make against ten to lose is a coin flip sold as an exam.
Days you have to finish60 days1.80/3
“Time limit Minimum 3 trading days, max 60”A deadline turns a test of skill into a test of whether the market happened to move during your month.
Trading days you must put in3 days2/2
“Time limit Minimum 3 trading days, max 60”Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.
A second attempt costsThey do not say.0/2
we read the page that should answer this and it does not
A free second attempt turns one bad week into a delay instead of another invoice.
Profit target6%—
“Profit target (phase I) 6%”Maximum loss
The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
What makes the loss limit riseThey do not say.no change0/3
we read the page that should answer this and it does not
we read the page that should answer this and it does not
A limit that climbs takes back the cushion you already earned.
What the limit is measured againstThey do not say.no change0/2
we read the page that should answer this and it does not
we read the page that should answer this and it does not
Decides whether a trade that dips and recovers can close an account that ended the day green.
What taking a payout does to the limitThey do not say.0/2
we read the page that should answer this and it does not
Taking your money out should not leave you closer to losing the account.
Daily limitThey do not say.no change0/2
we read the page that should answer this and it does not
we read the page that should answer this and it does not
A generous percentage measured on live equity is not generous — it is the same number with a trapdoor under it.
Total loss allowed3%They do not say.0/1
“Maximum loss limit -3%”we read the page that should answer this and it does not
How much room you have. Worth little, because almost every firm offers the same.
Where the limit stops risingThey do not say.—
we read the page that should answer this and it does not
The difference between a danger with an end date and one that never ends.
Withdrawing
How much can leave the account, how soon, how often — and whether they can say no.
Withdrawals before the account endsThey publish no ceiling.3/3
we read the page that should answer this and it does not
The cap per withdrawal times how many they allow is the real size of the account. One plan here is sold on a $200,000 banner and closes after five withdrawals of $2,100.
What else a payout changesThey do not say.0/3
we read the page that should answer this and it does not
The floor is not the only thing a withdrawal moves, and the rest of it is never on the same page. Position size, the consistency rule and the share you are paid all reset or shift at some firms, and a trader who checked only the drawdown finds out afterwards.
What breaking the consistency rule costsThey do not say.no change0/3
we read the page that should answer this and it does not
Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.
Days before you can ask for money14 days2/2
“You can request a payout once every 14 days.”How long your money is theirs.
Most one withdrawal can pay youThey do not say.0/2
we read the page that should answer this and it does not
$2,000 is generous on a $25K account and a joke on a $200K one, so it is measured as a share and at the worst size sold.
Does that cap rise with the accountThey do not say.0/2
we read the page that should answer this and it does not
Profit required before the first request3%1/1
“Minimum profit per Payout +3%”How much you have to make before you can touch anything.
Fee charged to pay youThey do not say.0/1
we read the page that should answer this and it does not
What they charge you to pay you.
Can it refuse without giving a reason
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsThey state there is none.no change—
“News trading allowed”Mandatory stop-lossThey do not say.no change—
we read the page that should answer this and it does not
Minimum time a trade must be heldThey do not say.no change—
we read the page that should answer this and it does not
Forced close before the weekendThey state there is none.no change—
“Can you hold open trades over the weekend? Can you hold open trades over the weekend? Yes”“Holding positions over weekend allowed”Leverage1:25 → 1:10by instrument
we did not read this stage—
by instrument
“Financial leverage Financial leverage 1:25 on FX, Gold and Silver; 1:20 on Indices; 1:10 on the rest”Limit on position sizeThey do not say.no change—
we read the page that should answer this and it does not
No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
What makes the account growThey do not say.—
we read the page that should answer this and it does not
How large it can getThey do not say.—
we read the page that should answer this and it does not
Where the path endsat a larger simulation—
“Yes. Even after getting a virtually funded account, you’re still trading on a demo account — but with the chance to earn real money. No risk of losing your own funds. No need for starting capital.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
How hard the test is
Not the profit target on the sales page — that target measured against the room you are given to reach it.
How much you must win to surviveThey do not say.0/8
we read the page that should answer this and it does not
A profit target only means something next to the room you are given to reach it. Ten per cent to make against ten to lose is a coin flip sold as an exam.
Days you have to finishThey state there is none.no change3/3
“Time limit (phase I • II) min 3 trading days, max unlimited”A deadline turns a test of skill into a test of whether the market happened to move during your month.
Trading days you must put in3 daysno change2/2
“Time limit (phase I • II) min 3 trading days, max unlimited”Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.
A second attempt costsThey do not say.0/2
we read the page that should answer this and it does not
A free second attempt turns one bad week into a delay instead of another invoice.
Profit target8%6%—
“Profit Target (phase I • II) 8% • 6%”Maximum loss
The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
What makes the loss limit riseThey do not say.no changeno change0/3
we read the page that should answer this and it does not
we read the page that should answer this and it does not
A limit that climbs takes back the cushion you already earned.
What the limit is measured againstThey do not say.no changeno change0/2
we read the page that should answer this and it does not
we read the page that should answer this and it does not
Decides whether a trade that dips and recovers can close an account that ended the day green.
What taking a payout does to the limitThey do not say.0/2
we read the page that should answer this and it does not
Taking your money out should not leave you closer to losing the account.
Daily limit5%, measured on live equity, open trades includedno changeThey do not say.0/2
“Daily loss limit (equity based) -5%”we read the page that should answer this and it does not
A generous percentage measured on live equity is not generous — it is the same number with a trapdoor under it.
Total loss allowed10%no changeThey do not say.0/1
“Maximum loss limit -10%”we read the page that should answer this and it does not
How much room you have. Worth little, because almost every firm offers the same.
Where the limit stops risingThey do not say.—
we read the page that should answer this and it does not
The difference between a danger with an end date and one that never ends.
Withdrawing
How much can leave the account, how soon, how often — and whether they can say no.
Withdrawals before the account endsThey publish no ceiling.3/3
we read the page that should answer this and it does not
The cap per withdrawal times how many they allow is the real size of the account. One plan here is sold on a $200,000 banner and closes after five withdrawals of $2,100.
What else a payout changesThey do not say.0/3
we read the page that should answer this and it does not
The floor is not the only thing a withdrawal moves, and the rest of it is never on the same page. Position size, the consistency rule and the share you are paid all reset or shift at some firms, and a trader who checked only the drawdown finds out afterwards.
What breaking the consistency rule costsThey do not say.no changeno change0/3
we read the page that should answer this and it does not
Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.
Days before you can ask for money14 days2/2
“You can request a payout once every 14 days.”How long your money is theirs.
Most one withdrawal can pay youThey do not say.0/2
we read the page that should answer this and it does not
$2,000 is generous on a $25K account and a joke on a $200K one, so it is measured as a share and at the worst size sold.
Does that cap rise with the accountThey do not say.0/2
we read the page that should answer this and it does not
Fee charged to pay youThey do not say.0/1
we read the page that should answer this and it does not
What they charge you to pay you.
Can it refuse without giving a reason · Profit required before the first request
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsThey state there is none.no changeno change—
“News trading allowed”Mandatory stop-lossThey do not say.no changeno change—
we read the page that should answer this and it does not
Minimum time a trade must be heldThey do not say.no changeno change—
we read the page that should answer this and it does not
Forced close before the weekendThey state there is none.no changeno change—
“Can you hold open trades over the weekend? Can you hold open trades over the weekend? Yes”“Holding positions over weekend allowed”Leverage1:100 → 1:20by instrument
no changewe did not read this stage—
by instrument
“Financial leverage Financial leverage 1:100 on FX, Gold and Silver; 1:50 on Indices; 1:20 on the rest”Limit on position sizeThey do not say.no changeno change—
we read the page that should answer this and it does not
No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
What makes the account growThey do not say.—
we read the page that should answer this and it does not
How large it can getThey do not say.—
we read the page that should answer this and it does not
Where the path endsat a larger simulation—
“Yes. Even after getting a virtually funded account, you’re still trading on a demo account — but with the chance to earn real money. No risk of losing your own funds. No need for starting capital.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
How hard the test is
Not the profit target on the sales page — that target measured against the room you are given to reach it.
How much you must win to surviveThey do not say.0/8
we read the page that should answer this and it does not
A profit target only means something next to the room you are given to reach it. Ten per cent to make against ten to lose is a coin flip sold as an exam.
Days you have to finishThey state there is none.no changewe did not read this stage3/3
“Time limit (phase I • II) min 3 trading days, max unlimited”A deadline turns a test of skill into a test of whether the market happened to move during your month.
Trading days you must put in3 daysno changewe did not read this stage2/2
“Time limit (phase I • II) min 3 trading days, max unlimited”Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.
A second attempt costsThey do not say.0/2
we read the page that should answer this and it does not
A free second attempt turns one bad week into a delay instead of another invoice.
Profit target8%6%They state there is none.—
“Profit Target (phase I • II • ProTrader) 8% • 6% • -”Maximum loss
The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
What makes the loss limit riseThey do not say.no changeno change0/3
we read the page that should answer this and it does not
we read the page that should answer this and it does not
A limit that climbs takes back the cushion you already earned.
What the limit is measured againstThey do not say.no changeno change0/2
we read the page that should answer this and it does not
we read the page that should answer this and it does not
Decides whether a trade that dips and recovers can close an account that ended the day green.
What taking a payout does to the limitThey do not say.0/2
we read the page that should answer this and it does not
Taking your money out should not leave you closer to losing the account.
Daily limit5%, measured on the day's closing figureno changeThey do not say.0/2
“Daily loss limit (balanced based) -5%”we read the page that should answer this and it does not
A generous percentage measured on live equity is not generous — it is the same number with a trapdoor under it.
Total loss allowed10%no changeThey do not say.0/1
“Maximum loss limit -10%”we read the page that should answer this and it does not
How much room you have. Worth little, because almost every firm offers the same.
Where the limit stops risingThey do not say.—
we read the page that should answer this and it does not
The difference between a danger with an end date and one that never ends.
Withdrawing
How much can leave the account, how soon, how often — and whether they can say no.
Withdrawals before the account endsThey publish no ceiling.3/3
we read the page that should answer this and it does not
The cap per withdrawal times how many they allow is the real size of the account. One plan here is sold on a $200,000 banner and closes after five withdrawals of $2,100.
What else a payout changesThey do not say.0/3
we read the page that should answer this and it does not
The floor is not the only thing a withdrawal moves, and the rest of it is never on the same page. Position size, the consistency rule and the share you are paid all reset or shift at some firms, and a trader who checked only the drawdown finds out afterwards.
What breaking the consistency rule costsThey do not say.no changeno change0/3
we read the page that should answer this and it does not
Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.
Days before you can ask for money14 days2/2
“You can request a payout once every 14 days.”How long your money is theirs.
Most one withdrawal can pay youThey do not say.0/2
we read the page that should answer this and it does not
$2,000 is generous on a $25K account and a joke on a $200K one, so it is measured as a share and at the worst size sold.
Does that cap rise with the accountThey do not say.0/2
we read the page that should answer this and it does not
Fee charged to pay youThey do not say.0/1
we read the page that should answer this and it does not
What they charge you to pay you.
Can it refuse without giving a reason · Profit required before the first request
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsThey state there is none.no changeno change—
“News trading allowed”Mandatory stop-lossThey do not say.no changeno change—
we read the page that should answer this and it does not
Minimum time a trade must be heldThey do not say.no changeno change—
we read the page that should answer this and it does not
Forced close before the weekendThey state there is none.no changeno change—
“Holding positions over weekend allowed”Leverage1:100 → 1:20by instrument
no changewe did not read this stage—
by instrument
“Financial leverage Financial leverage 1:100 on FX, Gold and Silver, 1:50 on Indices, 1:20 on the rest”Limit on position sizeThey do not say.no changeno change—
we read the page that should answer this and it does not
No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
What makes the account growThey do not say.—
we read the page that should answer this and it does not
How large it can getThey do not say.—
we read the page that should answer this and it does not
Where the path endsat a larger simulation—
“Yes. Even after getting a virtually funded account, you’re still trading on a demo account — but with the chance to earn real money. No risk of losing your own funds. No need for starting capital.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
The rules in writing
we did not read enough to sayCould you read the rule before paying, and can they change it afterwards?
Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.
Two official pages that disagree
the fees · costs money
“$50,000 Instant payouts Profit Target (phase I • II) 8% • 6% Time limit (phase I • II) min 3 trading days, max unlimited Daily loss limit -5% Maximum loss limit -10% Maximum allowed risk on open trades -3% Initial ProTrader performance reward 80% One-time fee $329”“For example, a ProTrader challenge for a $50,000 account costs $319.”the drawdown rule · costs money
“$5,000 Instant payouts Profit Target (phase I • II) 8 %・6 % Time Limit (phase I and II) min 3 profitable days, max unlimited Daily loss limit type -5% Daily loss limit -10% Maximum loss limit -3% Initial ProTrader performance reward 80% One-time Fee $49”“$5,000 Instant payouts Profit Target (phase I • II) 8% • 6% Time limit (phase I • II) min 3 trading days, max unlimited Daily loss limit -5% Maximum loss limit -10% Maximum allowed risk on open trades -3% Initial ProTrader performance reward 80% One-time fee $49”the account size or the speed · costs credibility
“Time limit (phase I • II) min 3 trading days, max unlimited”“Time Limit (phase I and II) Min 3 profitable days, max unlimited”the payout terms · costs money
“The fastest way to payouts. Achieve over 10% profit? You’re ready to get paid.”“Minimum profit per Payout +3%”the payout terms · costs credibility
“We approve your payout in seconds. Once it's done, you can keep trading, no account freeze, no stress. And the money? Sent within 3-5 hours. No other FX prop firm does this.”“We send the money within 24 hours. Our fastest payout? Just 3 hours.”their own track record · costs credibility
“Average payout $3,881 Highest payout $129,032”“Average payout $2,649 Highest payout $69,896”their own track record · costs credibility
“2007 The story begins with the Purple Group.”“Established in 2011 - growing steadily ever since!”Where the rule that binds you is published · Can it change the rules without notice · Is the binding document dated
The company behind it
If it goes wrong, which company do you claim against, and under whose laws?
The company you contract withFintokei a.s.4/4
“The services on this website are provided by Fintokei a.s., a company with its registered office at Masarykova 409/26, Brno-město, 602 00 Brno, Czech Republic, Company ID No. (IČO): 193 25 281, registered in the Commercial Register kept by the Regional Court in Brno, file number B 8916.”With no named company there is nobody to sue.
Where it is registeredCzech Republic2/2
“a company with its registered office at Masarykova 409/26, Brno-město, 602 00 Brno, Czech Republic”A claim in the Czech Republic and a claim in St Vincent are not the same claim.
Its registration numberIČO 193 25 281 · Regional Court in Brno, file B 89162/2
“Company ID No. (IČO): 193 25 281, registered in the Commercial Register kept by the Regional Court in Brno, file number B 8916.”What turns a name into something checkable in a public register.
That company owns the brandyes2/2
“Fintokei is a registered trademark owned and operated by Fintokei a.s.”Signing with a company other than the brand’s owner separates who sold to you from who answers to you.
The people behind it are namedyes2/2
“David Varga, CEO Fintokei”Named people can be looked up. A company on its own cannot always be.
Almost no firm here has a financial regulator, because selling simulated evaluations is not a regulated activity anywhere. Of the 114 firms we scored by hand, 96 sat in the bottom two rungs of backing for this reason. So we do not count it against anyone — it only adds when a firm genuinely has one.
The market
Do your orders reach a market, or is all of it a simulation?
What the funded account issimulated, with no route to real capital0/4
“Yes. Even after getting a virtually funded account, you’re still trading on a demo account — but with the chance to earn real money. No risk of losing your own funds. No need for starting capital.”The question that separates a firm that earns when you lose from one that earns when you last.
Conditions to reach a real marketNo such thing in this plan.—
“Yes. Even after getting a virtually funded account, you’re still trading on a demo account — but with the chance to earn real money. No risk of losing your own funds. No need for starting capital.”Promising a route to a real market without publishing the conditions is promising nothing.
Almost none names a broker or a clearing house either, and that follows from the account being a simulation rather than being a second, separate failing. Charging for both would count one fact twice.
We read the rules of every plan it sells and issued a verdict on each one.