All firms

FTUK

TIER 3
Firm
CFD
Trading since
2021
Rules read
2026-08-04

Everything below traces to a sentence this firm published, saved on the date shown.

Read plan by plan on 4 August across two hosts, and the first finding retracts this row's own previous verdict: FTUK names three companies and their addresses in the footer of every page — "FTUK is a trading brand operated by FTUK LLC." — so the old charge that no legal entity is named anywhere is withdrawn. What replaces it is narrower and worse. The floor does not tighten between evaluation and funded on any of the five forex products, and the help centre says so in words: "The maximum drawdown for the One Step program including the evaluation phase is 8%." What no comparison table on the site marks is that FTUK changes what the floor MEASURES between its own products, in contiguous sentences of one article: Instant Funding and One Step get "This is a RELATIVE DRAWDOWN based on your BALANCE." and the Two Step gets "If you are trading the 10K account, your account equity must not fall below $9200." — an open position sitting in loss counts against the second and not the first. And none of it is in the contract: "drawdown", "draw down", "daily loss", "loss limit" and "equity" appear zero times in its 60,000 characters, while Section 7 folds the website into the agreement and reserves the right to rewrite it — "These guidelines, which may change from time to time in FTUK's sole discretion, are incorporated in whole into this Agreement."

The product to read before any other is the Lightning Challenge, and it is the only one of the five that earns "avoid". Its own table sells a stop loss as absent during the evaluation and "Mandatory within 60 seconds" once funded, on a site whose home page and About page both list "No Stoplosses" among four headline freedoms. Its split is the only one in the catalogue that does not start at 80: the row reads "1st 50% | 2nd 60% | 3rd 70%", and both the home page and the product page advertise only the 70. It is the only FTUK product that keeps a minimum of trading days AFTER funding, and the only one with a Consistency Score — 30% in evaluation, 15% funded — that no page anywhere defines. It calls its floor "Trailing Draw Down" and never says what it follows or where it stops, and unlike the other four it has no second surface: the word appears in exactly one of the fourteen saved pages, its own, and it is absent from the shop selector that lists the other six programs. Elsewhere the register found seven contradictions between FTUK's own pages, four of which cost money or time: an August banner promising a 3% Flex target over a page body selling 4%; "up to 80% of the rewards once funded in a Forex account" against a simulator on another page titled "Keep up to 90% of the profits with either of our FTUK accounts."; "Request your payouts anytime with our instant payout system" printed two hundred lines below the One Step and Two Step tables, which both say Bi-Weekly; and one sentence repeated word for word with a different ceiling in it — "Start trading with flexible funding models ranging from $5,000 up to $100,000" on the home page against "ranging from $5,000 up to $6.4M" on the futures page, with About Us giving a third figure. On accountability the footer is candid where it matters and silent where it counts: "Neither FTUK LLC, FTUK Markets Ltd, NexData-Solutions B.V., nor any affiliated entity acts as a broker, investment adviser, financial intermediary or deposit-taking institution.", three street addresses in three countries, and no registration number for any of them. The contract answers the same question differently — the program is "operated by Nexdata-Solutions", a Dutch company — and then answers the governing law twice, "governed by and construed in accordance with the laws of The Netherlands" in the Forex half and "FTUK is operated and governed by the laws of the United States of America and the State of Texas" in the Futures half, under one heading with no rule about which prevails.

Not enough published data to simulate this firm’s floor.

TIER 3We would not take it

Judged, clean of all seven hard bars, and the scorecard still came in under the bar. Nothing here is an accusation — it is a firm we would not open an account with, and the card says on which axes it fell short.

watched since 2026-08-04 · last re-read today

What they published

Nobody to hold responsibleWithdrawn — this is the sentence that refutes it

FTUK is a trading brand operated by FTUK LLC.

2026-08-04 · ftuk.com/about-us · we saved a copy that day

Behind the verdict above

If you are trading the 10K account, your account equity must not fall below $9200.

2026-08-04 · faq.ftuk.com/en/articles/12333289-what-are-the-drawdown-limits · we saved a copy that day

Mandatory within 60 seconds

2026-08-04 · ftuk.com/lightning-challenge · we saved a copy that day

FTUK Inc. (“FTUK”) is an Online Funding and Growth Trading Program (the “Program”). FTUK is operated and governed by the laws of the United States of America and the State of Texas.

2026-08-04 · ftuk.com/terms-and-conditions · we saved a copy that day

Scorecard

8out of 25
13 · tier 2 minimum18 · tier 1 minimum
Drawdown3

Trails on live equity, then freezes at your starting balance

Backing0

No entity named, or the licence belongs to someone else

Getting paid2

A per-request cap well below the account size

Coherence1

The risk rule changes after you have paid

Record2

Short history, or a sharply polarised review profile

Each axis is scored 0–5 against a published scale. The line under each bar is the rung this firm landed on — not our summary of it, the scale entry itself.

Plan by plan

5 of this firm’s challenges were read plan by plan, with a citation behind every answer. See them side by side →

Flex Challenge Pay After You Pass5K–100KOnly with eyes open

The cheapest way in and the least documented floor. 4% to make, no deadline ("Trade at your own pace without deadlines or pressure to complete the challenge."), and a table that calls the floor "Trailing DrawDown" at 6% in both the evaluation and the funded column — so it does not tighten, and the page never says what the trail follows or whether it ever stops. FTUK publishes a Flex explainer in its help centre; it was not archived, so that gap is ours. What is theirs is the price: $9 buys any of the five sizes and the fee owed on passing is not published anywhere for any size.

Not documentedConsequence unstatedInstant, and denied as a waiting period in writing: "Withdraw your profits anytime with a fast and reliable payout system." No cap per request, no ceiling and no fee is published on any page we opened — the help centre keeps a Payouts collection of six articles and none was archived, so those gaps are ours.
Instant FundingTake this one

The mildest floor FTUK sells and the firm explains it properly: 6% "at every stage", relative to the BALANCE rather than to equity, so an open position in loss does not count until it is closed — and the trail stops dead once it reaches the account's opening balance ("Once your drawdown reaches 10K, it is then locked in place."). Graded trail-freeze for want of a closer name; the grade is harsher than the mechanism, which follows realised balance rather than live equity. The price is the hole: no page we saved states one for this product.

Not documentedOn demand, and unconditioned — the card that names this product prints "Payout On Demand" and "Profit Share 80% once funded" one line apart. The 80% is flat, not "up to". What a payout does to the trailing floor is unread: the article that would say it, "What is the Payout Locker?", is linked from the drawdown page and was not archived.
One StepTake this one

The steepest exam here and the widest room to sit it in: 10% to make against 8% to lose, and the 8% is the same before and after funding in one sentence of the firm's own — "The maximum drawdown for the One Step program including the evaluation phase is 8%." Same mechanism as Instant Funding, one number wider: it follows the balance up and locks at the opening balance. Four trading days minimum in the exam and none once funded.

Not documentedBi-Weekly in the Payouts row of the funded column, at a flat 80% split — and that cadence is what the home page contradicts two hundred lines below it with "Request your payouts anytime with our instant payout system". A cadence is not a number of days, so no first-payout date is recorded here.
Two StepTake this one

The only FTUK floor that does not move at all, said in four words — "This is a STATIC DRAWDOWN at all levels." — and backed by its own table, which is the only one on the site whose row is called Static Drawdown instead of Trailing. 8% in the challenge, 8% in the verification, 8% in levels 1 to 7, each in its own sentence. The catch is what it measures: this is the one product checked on EQUITY, so an open loser counts before it is closed. Targets 8% then 6%, three trading days in each phase.

Not documentedBi-Weekly again, at a flat 80%, and under the same contradiction with the home page's "anytime" promise. Nothing published caps a request, caps the account, or limits how many requests there may be.
Lightning Challenge10K–100KAvoid

The odd one out, four times over, and every time against the buyer. Its split starts at 50 and not 80 — "1st 50% | 2nd 60% | 3rd 70%" — while the home page prints only "Up to 70%". It requires a stop loss once funded, "Mandatory within 60 seconds", on a site selling "No Stoplosses". It keeps a three-day minimum AFTER funding, the only FTUK product that does. And it calls its floor "Trailing Draw Down" at 5% without ever saying what it follows or where it stops — which for this product is the firm's silence rather than our gap, because it has no second surface: it appears in one of fourteen saved pages, its own, and is absent from the configurator that lists the other six programs. A 5% target against a 5% floor is the tightest ratio in the catalogue, not the fairest.

Not documentedDelays the payoutFirst cash 3dOn demand with a condition attached — "There are no long waiting times for payouts. As long as your trading remains consistent you can request any time you like." — and the table quantifies "consistent" as a Consistency Score of 30% in evaluation and 15% funded, which no page defines and whose breach no page describes. The three-day minimum survives into the funded account, which makes it the nearest thing to a brake on a first withdrawal.

Trustpilot

4.0770 reviews

profile read 2026-07-24 · ftuk.com

What this firm published

Everything below is quoted from a page we opened, on the date shown. The quotes are in the firm’s own language, exactly as published — never edited, never shortened, never swapped for a translation. On the Spanish edition our own rendering appears underneath each one, unquoted and marked as ours: the quotation marks on this site mean the words are the firm’s, and nothing we wrote ever wears them. Where we have not read enough to put a number on an axis, we say so instead of guessing.

4/5

Can you even pass?

weakest measured: How hard the test is

Almost nobody who pays for an evaluation ever reaches a funded account, so this is the part of the product most customers actually buy. Every firm advertises its profit target; none of them advertises that target next to how much you are allowed to lose while chasing it.

4/5

Can you keep the money?

weakest measured: Maximum loss

The drawdown takes the account away; the payout rules take the money. Answered by whichever of the two we can measure and is worse — they are two ways of losing the same thing, so a good half cannot pay for a bad one.

2/5

Is anyone behind it?

average of the axes measured: 3

A named company, a market, and rules you could read before paying. These three do not substitute for one another — a company you can sue does not stop existing because the account is a simulation — so this is the average of the ones we could measure, not the worst.

Flex Challenge Pay After You Pass

4/5

How hard the test is

Coverage87% read

Not the profit target on the sales page — that target measured against the room you are given to reach it.

How much you must win to survivefor every $1 you are allowed to lose, you must make $0.76.40/8Quote
Qualify faster with a 4% profit target, designed to help traders reach funding quicker.

The same sentence also answers: Profit target

A profit target only means something next to the room you are given to reach it. Ten per cent to make against ten to lose is a coin flip sold as an exam.

Days you have to finishphase 1They state there is none.3/3Quote
Trade at your own pace without deadlines or pressure to complete the challenge.

A deadline turns a test of skill into a test of whether the market happened to move during your month.

Trading days you must put inphase 11 days2/2Quote
Flex Challenge Pay After You Pass $5,000 $10,000 $25,000 $50,000 $100,000 MetaTrader 5 Match-Trader TradeLocker FTUK XT Note: MetaTrader 5 is not available for US traders Rules Evaluation Funded Profit Target 4% None Min Trading Period 1 day None Max Trading Period None None Daily Draw Down 5% 5% Trailing DrawDown 6% 6% Payouts None Instant Profit Share None Up to 80% Weekend Holding Allowed Allowed News Trading Allowed Allowed

Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.

Profit targetphase 14%Quote
Qualify faster with a 4% profit target, designed to help traders reach funding quicker.

The same sentence also answers: How much you must win to survive

Recorded, not graded. It is on the page because the graded line above is computed from it, and a number you cannot see the inputs of is not an argument.

11.40 points earned, out of 13 · which gives 4/5

We have not read: A second attempt costs

Maximum loss

we did not read enough to say
Coverage10% read

The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?

Total loss allowedphase 16%fundedno change0.50/1Quote
Flex Challenge Pay After You Pass $5,000 $10,000 $25,000 $50,000 $100,000 MetaTrader 5 Match-Trader TradeLocker FTUK XT Note: MetaTrader 5 is not available for US traders Rules Evaluation Funded Profit Target 4% None Min Trading Period 1 day None Max Trading Period None None Daily Draw Down 5% 5% Trailing DrawDown 6% 6% Payouts None Instant Profit Share None Up to 80% Weekend Holding Allowed Allowed News Trading Allowed Allowed

How much room you have. Worth little, because almost every firm offers the same.

0.50 points earned, out of 1

Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.

We have not read: What makes the loss limit rise · What the limit is measured against · Where the limit stops rising · What taking a payout does to the limit · Daily limit

Withdrawing

we did not read enough to say
Coverage25% read

How much can leave the account, how soon, how often — and whether they can say no.

Can it refuse without giving a reasonyes — it reserves that right in writing0/3Quote
FTUK makes absolutely no promise, guarantee, or warranty, express or implied, as to any promise to any performance evaluation, monetary payments, or any other type or kind of compensation or award for your performance as a trader.

“We may decline for any reason” is not a rule, it is the absence of one — it makes every other number on this axis conditional on goodwill.

Days before you can ask for moneyThey state there is none.2/2Quote
Withdraw your profits anytime with a fast and reliable payout system.

How long your money is theirs.

2 points earned, out of 5

Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.

We have not read: Most one withdrawal can pay you · Does that cap rise with the account · Withdrawals before the account ends · What else a payout changes · What breaking the consistency rule costs · Profit required before the first request · Fee charged to pay you

How you may trade

recorded · not scored

Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?

Restriction around the newsphase 1They state there is none.fundedno changeQuote
Trade during high-impact news events without restrictions or penalties.

Recorded, not graded — there is no number in this block for it to feed. It is here because the firm published it and a reader deciding between two plans should not have to take our word for what it says.

Mandatory stop-lossphase 1They state there is none.fundedno changeQuote
Manage your trades freely without being forced to use a stop-loss.

Recorded, not graded — there is no number in this block for it to feed. It is here because the firm published it and a reader deciding between two plans should not have to take our word for what it says.

Forced close before the weekendphase 1They state there is none.fundedno changeQuote
Hold positions overnight and during weekends without restrictions.

Recorded, not graded — there is no number in this block for it to feed. It is here because the firm published it and a reader deciding between two plans should not have to take our word for what it says.

No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.

How it grows

recorded · not scored

What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.

Where the path endsat a larger simulationQuote
All accounts operate exclusively within a simulated trading environment. No live market execution takes place.

Recorded, not graded — there is no number in this block for it to feed. It is here because the firm published it and a reader deciding between two plans should not have to take our word for what it says.

One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.

Instant Funding

How hard the test is

we did not read enough to say
Coverage0% read

Not the profit target on the sales page — that target measured against the room you are given to reach it.

0 points earned, out of 0

Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.

We have not read: How much you must win to survive · Profit target · Days you have to finish · Trading days you must put in · A second attempt costs

Maximum loss

we did not read enough to say
Coverage54% read

The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?

What makes the loss limit risefundedit rises tick by tick, while you trade0.75/3Quote
If you reach an account balance of $10,250, your new minimum account balance would be $9,650.

A limit that climbs takes back the cushion you already earned.

Where the limit stops risingat your starting balance3/3Quote
Once your drawdown reaches 10K, it is then locked in place.

The difference between a danger with an end date and one that never ends.

Total loss allowedfunded6%0.50/1Quote
The maximum drawdown at every stage of the instant funding program is 6%.

How much room you have. Worth little, because almost every firm offers the same.

4.25 points earned, out of 7

Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.

We have not read: What the limit is measured against · What taking a payout does to the limit · Daily limit

Withdrawing

we did not read enough to say
Coverage25% read

How much can leave the account, how soon, how often — and whether they can say no.

Can it refuse without giving a reasonyes — it reserves that right in writing0/3Quote
FTUK makes absolutely no promise, guarantee, or warranty, express or implied, as to any promise to any performance evaluation, monetary payments, or any other type or kind of compensation or award for your performance as a trader.

“We may decline for any reason” is not a rule, it is the absence of one — it makes every other number on this axis conditional on goodwill.

Days before you can ask for moneyThey state there is none.2/2Quote
Instant Funding $50,000 Payout On Demand Profit Share 80% once funded Leverage up to 30:1

How long your money is theirs.

2 points earned, out of 5

Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.

We have not read: Most one withdrawal can pay you · Does that cap rise with the account · Withdrawals before the account ends · What else a payout changes · What breaking the consistency rule costs · Profit required before the first request · Fee charged to pay you

How you may trade

recorded · not scored

Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?

Leveragefunded1:30
by instrumentevery instrument 1:30
Quote
Instant Funding $50,000 Payout On Demand Profit Share 80% once funded Leverage up to 30:1

Recorded, not graded — there is no number in this block for it to feed. It is here because the firm published it and a reader deciding between two plans should not have to take our word for what it says.

No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.

How it grows

recorded · not scored

What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.

Where the path endsat a larger simulationQuote
All accounts operate exclusively within a simulated trading environment. No live market execution takes place.

Recorded, not graded — there is no number in this block for it to feed. It is here because the firm published it and a reader deciding between two plans should not have to take our word for what it says.

One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.

One Step

3/5

How hard the test is

Coverage87% read

Not the profit target on the sales page — that target measured against the room you are given to reach it.

How much you must win to surviveall stagesfor every $1 you are allowed to lose, you must make $1.32.40/8Quote
Rules 1-Step Funded Profit Target 10% None Min Trading Days 4 days None Max Trading Days None None Daily Drawdown 4% 4% Trailing Drawdown 8% 8% Payouts None Bi-Weekly Profit Share None 80% Weekend Holding Allowed Allowed News Trading Allowed Allowed

The same sentence also answers: Profit target · Days you have to finish · Trading days you must put in

A profit target only means something next to the room you are given to reach it. Ten per cent to make against ten to lose is a coin flip sold as an exam.

Days you have to finishphase 1They state there is none.fundedno change3/3Quote
Rules 1-Step Funded Profit Target 10% None Min Trading Days 4 days None Max Trading Days None None Daily Drawdown 4% 4% Trailing Drawdown 8% 8% Payouts None Bi-Weekly Profit Share None 80% Weekend Holding Allowed Allowed News Trading Allowed Allowed

The same sentence also answers: How much you must win to survive · Profit target · Trading days you must put in

A deadline turns a test of skill into a test of whether the market happened to move during your month.

Trading days you must put inphase 14 daysfundedThey state there is none.2/2Quote
Rules 1-Step Funded Profit Target 10% None Min Trading Days 4 days None Max Trading Days None None Daily Drawdown 4% 4% Trailing Drawdown 8% 8% Payouts None Bi-Weekly Profit Share None 80% Weekend Holding Allowed Allowed News Trading Allowed Allowed

The same sentence also answers: How much you must win to survive · Profit target · Days you have to finish

Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.

Profit targetphase 110%fundedwe did not read this stageQuote
Rules 1-Step Funded Profit Target 10% None Min Trading Days 4 days None Max Trading Days None None Daily Drawdown 4% 4% Trailing Drawdown 8% 8% Payouts None Bi-Weekly Profit Share None 80% Weekend Holding Allowed Allowed News Trading Allowed Allowed

The same sentence also answers: How much you must win to survive · Days you have to finish · Trading days you must put in

Recorded, not graded. It is on the page because the graded line above is computed from it, and a number you cannot see the inputs of is not an argument.

7.40 points earned, out of 13 · which gives 3/5

We have not read: A second attempt costs

Maximum loss

we did not read enough to say
Coverage54% read

The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?

What makes the loss limit risephase 1it rises tick by tick, while you tradefundedno change0.75/3Quote
If you reach an account balance of $10,250, your new minimum account balance would be $9,450.

A limit that climbs takes back the cushion you already earned.

Where the limit stops risingall stagesat your starting balance3/3Quote
Once your drawdown reaches 10K, it is then locked in place.

The difference between a danger with an end date and one that never ends.

Total loss allowedphase 18%fundedno change0.80/1Quote
The maximum drawdown for the One Step program including the evaluation phase is 8%.

How much room you have. Worth little, because almost every firm offers the same.

4.55 points earned, out of 7

Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.

We have not read: What the limit is measured against · What taking a payout does to the limit · Daily limit

Withdrawing

we did not read enough to say
Coverage15% read

How much can leave the account, how soon, how often — and whether they can say no.

Can it refuse without giving a reasonyes — it reserves that right in writing0/3Quote
FTUK makes absolutely no promise, guarantee, or warranty, express or implied, as to any promise to any performance evaluation, monetary payments, or any other type or kind of compensation or award for your performance as a trader.

“We may decline for any reason” is not a rule, it is the absence of one — it makes every other number on this axis conditional on goodwill.

0 points earned, out of 3

Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.

We have not read: Days before you can ask for money · Most one withdrawal can pay you · Does that cap rise with the account · Withdrawals before the account ends · What else a payout changes · What breaking the consistency rule costs · Profit required before the first request · Fee charged to pay you

How you may trade

recorded · not scored

Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?

Restriction around the newsphase 1They state there is none.fundedno changeQuote
Rules 1-Step Funded Profit Target 10% None Min Trading Days 4 days None Max Trading Days None None Daily Drawdown 4% 4% Trailing Drawdown 8% 8% Payouts None Bi-Weekly Profit Share None 80% Weekend Holding Allowed Allowed News Trading Allowed Allowed

The same sentence also answers: Forced close before the weekend

Recorded, not graded — there is no number in this block for it to feed. It is here because the firm published it and a reader deciding between two plans should not have to take our word for what it says.

Forced close before the weekendphase 1They state there is none.fundedno changeQuote
Rules 1-Step Funded Profit Target 10% None Min Trading Days 4 days None Max Trading Days None None Daily Drawdown 4% 4% Trailing Drawdown 8% 8% Payouts None Bi-Weekly Profit Share None 80% Weekend Holding Allowed Allowed News Trading Allowed Allowed

The same sentence also answers: Restriction around the news

Recorded, not graded — there is no number in this block for it to feed. It is here because the firm published it and a reader deciding between two plans should not have to take our word for what it says.

No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.

How it grows

recorded · not scored

What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.

Where the path endsat a larger simulationQuote
All accounts operate exclusively within a simulated trading environment. No live market execution takes place.

Recorded, not graded — there is no number in this block for it to feed. It is here because the firm published it and a reader deciding between two plans should not have to take our word for what it says.

One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.

Two Step

4/5

How hard the test is

Coverage87% read

Not the profit target on the sales page — that target measured against the room you are given to reach it.

How much you must win to surviveall stagesfor every $1 you are allowed to lose, you must make $14.40/8Quote
Rules Phase 1 Phase 2 Funded Profit Target 8% 6% None Min Trading Days 3 days 3 days None Max Trading Days None None None Daily Drawdown 5% 5% 5% Static Drawdown 8% 8% 8% Payouts None None Bi-Weekly Profit Share None None 80% Weekend Holding Allowed Allowed Allowed News Trading Allowed Allowed Allowed

The same sentence also answers: Profit target · Days you have to finish · Trading days you must put in

A profit target only means something next to the room you are given to reach it. Ten per cent to make against ten to lose is a coin flip sold as an exam.

Days you have to finishphase 1They state there is none.phase 2no changefundedno change3/3Quote
Rules Phase 1 Phase 2 Funded Profit Target 8% 6% None Min Trading Days 3 days 3 days None Max Trading Days None None None Daily Drawdown 5% 5% 5% Static Drawdown 8% 8% 8% Payouts None None Bi-Weekly Profit Share None None 80% Weekend Holding Allowed Allowed Allowed News Trading Allowed Allowed Allowed

The same sentence also answers: How much you must win to survive · Profit target · Trading days you must put in

A deadline turns a test of skill into a test of whether the market happened to move during your month.

Trading days you must put inphase 13 daysphase 2no changefundedThey state there is none.2/2Quote
Rules Phase 1 Phase 2 Funded Profit Target 8% 6% None Min Trading Days 3 days 3 days None Max Trading Days None None None Daily Drawdown 5% 5% 5% Static Drawdown 8% 8% 8% Payouts None None Bi-Weekly Profit Share None None 80% Weekend Holding Allowed Allowed Allowed News Trading Allowed Allowed Allowed

The same sentence also answers: How much you must win to survive · Profit target · Days you have to finish

Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.

Profit targetphase 18%phase 26%fundedwe did not read this stageQuote
Rules Phase 1 Phase 2 Funded Profit Target 8% 6% None Min Trading Days 3 days 3 days None Max Trading Days None None None Daily Drawdown 5% 5% 5% Static Drawdown 8% 8% 8% Payouts None None Bi-Weekly Profit Share None None 80% Weekend Holding Allowed Allowed Allowed News Trading Allowed Allowed Allowed

The same sentence also answers: How much you must win to survive · Days you have to finish · Trading days you must put in

Recorded, not graded. It is on the page because the graded line above is computed from it, and a number you cannot see the inputs of is not an argument.

9.40 points earned, out of 13 · which gives 4/5

We have not read: A second attempt costs

4/5

Maximum loss

Coverage60% read

The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?

What makes the loss limit risephase 1it does not move at allphase 2no changefundedno change3/3Quote
This is a STATIC DRAWDOWN at all levels.

The same sentence also answers: Where the limit stops rising

A limit that climbs takes back the cushion you already earned.

What the limit is measured againstphase 1live equity, open trades includedphase 2no changefundedno change1/2Quote
If you are trading the 10K account, your account equity must not fall below $9200.

Decides whether a trade that dips and recovers can close an account that ended the day green.

Total loss allowedphase 18%phase 2no changefundedno change0.80/1Quote
The maximum drawdown for the challenge phase is 8%.
The maximum drawdown for the verification phase is 8%
The maximum drawdown for levels 1 - 7 is 8%.

How much room you have. Worth little, because almost every firm offers the same.

Where the limit stops risingall stagesNo such thing in this plan.Quote
This is a STATIC DRAWDOWN at all levels.

The same sentence also answers: What makes the loss limit rise

The difference between a danger with an end date and one that never ends.

Recorded, not graded, and no score on this axis is computed from it. It is on the page because the firm published it, and a reader choosing between two plans should be able to read it without taking our word for what it says.

4.80 points earned, out of 6 · which gives 4/5

We have not read: What taking a payout does to the limit · Daily limit

Withdrawing

we did not read enough to say
Coverage15% read

How much can leave the account, how soon, how often — and whether they can say no.

Can it refuse without giving a reasonyes — it reserves that right in writing0/3Quote
FTUK makes absolutely no promise, guarantee, or warranty, express or implied, as to any promise to any performance evaluation, monetary payments, or any other type or kind of compensation or award for your performance as a trader.

“We may decline for any reason” is not a rule, it is the absence of one — it makes every other number on this axis conditional on goodwill.

0 points earned, out of 3

Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.

We have not read: Days before you can ask for money · Most one withdrawal can pay you · Does that cap rise with the account · Withdrawals before the account ends · What else a payout changes · What breaking the consistency rule costs · Profit required before the first request · Fee charged to pay you

How you may trade

recorded · not scored

Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?

Restriction around the newsphase 1They state there is none.phase 2no changefundedno changeQuote
Rules Phase 1 Phase 2 Funded Profit Target 8% 6% None Min Trading Days 3 days 3 days None Max Trading Days None None None Daily Drawdown 5% 5% 5% Static Drawdown 8% 8% 8% Payouts None None Bi-Weekly Profit Share None None 80% Weekend Holding Allowed Allowed Allowed News Trading Allowed Allowed Allowed

The same sentence also answers: Forced close before the weekend

Recorded, not graded — there is no number in this block for it to feed. It is here because the firm published it and a reader deciding between two plans should not have to take our word for what it says.

Forced close before the weekendphase 1They state there is none.phase 2no changefundedno changeQuote
Rules Phase 1 Phase 2 Funded Profit Target 8% 6% None Min Trading Days 3 days 3 days None Max Trading Days None None None Daily Drawdown 5% 5% 5% Static Drawdown 8% 8% 8% Payouts None None Bi-Weekly Profit Share None None 80% Weekend Holding Allowed Allowed Allowed News Trading Allowed Allowed Allowed

The same sentence also answers: Restriction around the news

Recorded, not graded — there is no number in this block for it to feed. It is here because the firm published it and a reader deciding between two plans should not have to take our word for what it says.

No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.

How it grows

recorded · not scored

What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.

Where the path endsat a larger simulationQuote
All accounts operate exclusively within a simulated trading environment. No live market execution takes place.

Recorded, not graded — there is no number in this block for it to feed. It is here because the firm published it and a reader deciding between two plans should not have to take our word for what it says.

One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.

Lightning Challenge

4/5

How hard the test is

Coverage87% read

Not the profit target on the sales page — that target measured against the room you are given to reach it.

How much you must win to surviveall stagesfor every $1 you are allowed to lose, you must make $14.40/8Quote
Lightning Challenge Rules Evaluation Funded Min Trading Days 3 Days 3 Days Max Trading Days None None Trailing Draw Down 5% 5% Daily Draw Down 3% 3% Stop Loss None Mandatory within 60 seconds Profit Target 5% None Payout None On Demand Profit Share None 1st 50% | 2nd 60% | 3rd 70% Weekend Hold Yes Yes News Trading Allowed Allowed Reset Option None Yes Consistency Score 30% 15%

The same sentence also answers: Profit target · Days you have to finish · Trading days you must put in

A profit target only means something next to the room you are given to reach it. Ten per cent to make against ten to lose is a coin flip sold as an exam.

Days you have to finishphase 1They state there is none.fundedno change3/3Quote
Lightning Challenge Rules Evaluation Funded Min Trading Days 3 Days 3 Days Max Trading Days None None Trailing Draw Down 5% 5% Daily Draw Down 3% 3% Stop Loss None Mandatory within 60 seconds Profit Target 5% None Payout None On Demand Profit Share None 1st 50% | 2nd 60% | 3rd 70% Weekend Hold Yes Yes News Trading Allowed Allowed Reset Option None Yes Consistency Score 30% 15%

The same sentence also answers: How much you must win to survive · Profit target · Trading days you must put in

A deadline turns a test of skill into a test of whether the market happened to move during your month.

Trading days you must put inphase 13 daysfundedno change2/2Quote
Lightning Challenge Rules Evaluation Funded Min Trading Days 3 Days 3 Days Max Trading Days None None Trailing Draw Down 5% 5% Daily Draw Down 3% 3% Stop Loss None Mandatory within 60 seconds Profit Target 5% None Payout None On Demand Profit Share None 1st 50% | 2nd 60% | 3rd 70% Weekend Hold Yes Yes News Trading Allowed Allowed Reset Option None Yes Consistency Score 30% 15%

The same sentence also answers: How much you must win to survive · Profit target · Days you have to finish

Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.

Profit targetphase 15%fundedwe did not read this stageQuote
Lightning Challenge Rules Evaluation Funded Min Trading Days 3 Days 3 Days Max Trading Days None None Trailing Draw Down 5% 5% Daily Draw Down 3% 3% Stop Loss None Mandatory within 60 seconds Profit Target 5% None Payout None On Demand Profit Share None 1st 50% | 2nd 60% | 3rd 70% Weekend Hold Yes Yes News Trading Allowed Allowed Reset Option None Yes Consistency Score 30% 15%

The same sentence also answers: How much you must win to survive · Days you have to finish · Trading days you must put in

Recorded, not graded. It is on the page because the graded line above is computed from it, and a number you cannot see the inputs of is not an argument.

9.40 points earned, out of 13 · which gives 4/5

We have not read: A second attempt costs

0/5

Maximum loss

Coverage60% read

The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?

What makes the loss limit risephase 1They do not say.fundedno change0/3Quote

we read the page that should answer this and it does not

A limit that climbs takes back the cushion you already earned.

What the limit is measured againstphase 1They do not say.fundedno change0/2Quote

we read the page that should answer this and it does not

Decides whether a trade that dips and recovers can close an account that ended the day green.

Total loss allowedphase 15%fundedno change0.25/1Quote
Lightning Challenge Rules Evaluation Funded Min Trading Days 3 Days 3 Days Max Trading Days None None Trailing Draw Down 5% 5% Daily Draw Down 3% 3% Stop Loss None Mandatory within 60 seconds Profit Target 5% None Payout None On Demand Profit Share None 1st 50% | 2nd 60% | 3rd 70% Weekend Hold Yes Yes News Trading Allowed Allowed Reset Option None Yes Consistency Score 30% 15%

How much room you have. Worth little, because almost every firm offers the same.

Where the limit stops risingall stagesThey do not say.Quote

we read the page that should answer this and it does not

The difference between a danger with an end date and one that never ends.

Recorded, not graded, and no score on this axis is computed from it. It is on the page because the firm published it, and a reader choosing between two plans should be able to read it without taking our word for what it says.

0.25 points earned, out of 6 · which gives 0/5

We have not read: What taking a payout does to the limit · Daily limit

Withdrawing

we did not read enough to say
Coverage40% read

How much can leave the account, how soon, how often — and whether they can say no.

What breaking the consistency rule costsfundedit delays the payout2.10/3Quote
There are no long waiting times for payouts. As long as your trading remains consistent you can request any time you like.

The same sentence also answers: Days before you can ask for money

Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.

Can it refuse without giving a reasonyes — it reserves that right in writing0/3Quote
FTUK makes absolutely no promise, guarantee, or warranty, express or implied, as to any promise to any performance evaluation, monetary payments, or any other type or kind of compensation or award for your performance as a trader.

“We may decline for any reason” is not a rule, it is the absence of one — it makes every other number on this axis conditional on goodwill.

Days before you can ask for moneyThey state there is none.2/2Quote
There are no long waiting times for payouts. As long as your trading remains consistent you can request any time you like.

The same sentence also answers: What breaking the consistency rule costs

How long your money is theirs.

4.10 points earned, out of 8

Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.

We have not read: Most one withdrawal can pay you · Does that cap rise with the account · Withdrawals before the account ends · What else a payout changes · Profit required before the first request · Fee charged to pay you

How you may trade

recorded · not scored

Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?

Restriction around the newsphase 1They state there is none.fundedno changeQuote
The ultimate freedom to manage trades and market exposure independently — trade during major news events and hold positions overnight to capture every market opportunity.

The same sentence also answers: Forced close before the weekend

Recorded, not graded — there is no number in this block for it to feed. It is here because the firm published it and a reader deciding between two plans should not have to take our word for what it says.

Mandatory stop-lossphase 1They state there is none.fundedrequired on every positionQuote
Lightning Challenge Rules Evaluation Funded Min Trading Days 3 Days 3 Days Max Trading Days None None Trailing Draw Down 5% 5% Daily Draw Down 3% 3% Stop Loss None Mandatory within 60 seconds Profit Target 5% None Payout None On Demand Profit Share None 1st 50% | 2nd 60% | 3rd 70% Weekend Hold Yes Yes News Trading Allowed Allowed Reset Option None Yes Consistency Score 30% 15%

Recorded, not graded — there is no number in this block for it to feed. It is here because the firm published it and a reader deciding between two plans should not have to take our word for what it says.

Forced close before the weekendphase 1They state there is none.fundedno changeQuote
The ultimate freedom to manage trades and market exposure independently — trade during major news events and hold positions overnight to capture every market opportunity.

The same sentence also answers: Restriction around the news

Recorded, not graded — there is no number in this block for it to feed. It is here because the firm published it and a reader deciding between two plans should not have to take our word for what it says.

Leveragephase 1we did not read this stagefunded1:30
by instrumentevery instrument 1:30
Quote
All accounts are funded with 30:1 leverage by default. Access to capital that maximises your upside potential.

Recorded, not graded — there is no number in this block for it to feed. It is here because the firm published it and a reader deciding between two plans should not have to take our word for what it says.

No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.

How it grows

recorded · not scored

What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.

Where the path endsat a larger simulationQuote
All accounts operate exclusively within a simulated trading environment. No live market execution takes place.

Recorded, not graded — there is no number in this block for it to feed. It is here because the firm published it and a reader deciding between two plans should not have to take our word for what it says.

One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.

2/5

The rules in writing

Coverage100% read

Could you read the rule before paying, and can they change it afterwards?

Where the rule that binds you is publishedin a help-centre article the contract never mentions1.20/4Quote
FTUK will display the guidelines associated with the Services on its website and via email, upon opening an account. These guidelines, which may change from time to time in FTUK’s sole discretion, are incorporated in whole into this Agreement.

If the rule that binds you lives in a help article your contract never mentions, you did not sign it.

Can it change the rules without noticeyes, and it says so0.60/3Quote
Prices for our products are subject to change without notice. We reserve the right at any time to modify or discontinue the Service (or any part or content thereof) without notice at any time.

The clause that makes every dated verdict perishable, including ours. Near-universal, so not fatal.

Is the binding document datedyes2/2Quote
Issue Date: July 20, 2024

Without a date you cannot tell whether the rule you read is the rule they apply.

3.80 points earned, out of 12 · which gives 2/5

Two official pages that disagree

the profit target · costs money

AUGUST SPECIAL! FLEX CHALLENGE: LOWEST EVER 3% PROFIT TARGET | FREE Retake for MT5 accounts on 1st fail
Qualify faster with a 4% profit target, designed to help traders reach funding quicker.

the payout terms · costs money

Trading an account with FTUK is all about proving you can manage risk and demonstrate your trading skills consistently. If you follow the rules trading with virtual & simulated capital you’ll receive up to 80% of the rewards once funded in a Forex account and 100% in our Futures accounts up to $15,000.
Keep up to 90% of the profits with either of our FTUK accounts.

who stands behind the account · costs credibility

FTUK Inc. (“FTUK”) is a trading program operated by Nexdata-Solutions (“Company”, “we”, “us”), a company registered in The Netherlands, with its registered address at:
FTUK is a trading brand operated by FTUK LLC.

the fees · costs money

Instant Funding - $100,000 - DXtrade Pay the $9 Entry Fee and trade the challenge. Only pay the $70 activation fee after you pass.
Entry Fee $235 $235 /Month

the payout terms · costs credibility

Request your payouts anytime with our instant payout system, supported by a responsive team ready to assist you whenever needed.
Rules 1-Step Funded Profit Target 10% None Min Trading Days 4 days None Max Trading Days None None Daily Drawdown 4% 4% Trailing Drawdown 8% 8% Payouts None Bi-Weekly Profit Share None 80% Weekend Holding Allowed Allowed News Trading Allowed Allowed

the account size or the speed · costs credibility

Start trading with flexible funding models ranging from $5,000 up to $100,000 , including instant funding and evaluation programs designed for serious traders.
Start trading with flexible funding models ranging from $5,000 up to $6.4M , including instant funding and evaluation programs designed for serious traders.

who stands behind the account · costs credibility

These Terms of Service and any separate agreements whereby we provide you Services shall be governed by and construed in accordance with the laws of The Netherlands.
FTUK Inc. (“FTUK”) is an Online Funding and Growth Trading Program (the “Program”). FTUK is operated and governed by the laws of the United States of America and the State of Texas.
3/5

The company behind it

Coverage100% read

If it goes wrong, which company do you claim against, and under whose laws?

The company you contract withphase 1Nexdata-Solutionsfundedno change4/4Quote
FTUK Inc. (“FTUK”) is a trading program operated by Nexdata-Solutions (“Company”, “we”, “us”), a company registered in The Netherlands, with its registered address at:

With no named company there is nobody to sue.

Where it is registeredphase 1we did not read this stagefundedThe Netherlands2/2Quote
These Terms of Service and any separate agreements whereby we provide you Services shall be governed by and construed in accordance with the laws of The Netherlands.

A claim in the Czech Republic and a claim in St Vincent are not the same claim.

Its registration numberphase 1we did not read this stagefundedThey do not say.0/2Quote

we read the page that should answer this and it does not

What turns a name into something checkable in a public register.

That company owns the brandall stagesno — the brand sits elsewhere0.40/2Quote
FTUK is a trading brand operated by FTUK LLC.

Signing with a company other than the brand’s owner separates who sold to you from who answers to you.

The people behind it are namedall stagesThey do not say.0/2Quote

we read the page that should answer this and it does not

Named people can be looked up. A company on its own cannot always be.

6.40 points earned, out of 12 · which gives 3/5

Normal for this whole industry

Almost no firm here has a financial regulator, because selling simulated evaluations is not a regulated activity anywhere. Of the 114 firms we scored by hand, 96 sat in the bottom two rungs of backing for this reason. So we do not count it against anyone — it only adds when a firm genuinely has one.

0/5

The market

Coverage100% read

Do your orders reach a market, or is all of it a simulation?

What the funded account issimulated, with no route to real capital0/4Quote
All accounts operate exclusively within a simulated trading environment. No live market execution takes place.

The same sentence also answers: Conditions to reach a real market

The question that separates a firm that earns when you lose from one that earns when you last.

Conditions to reach a real marketNo such thing in this plan.Quote
All accounts operate exclusively within a simulated trading environment. No live market execution takes place.

The same sentence also answers: What the funded account is

Promising a route to a real market without publishing the conditions is promising nothing.

Out of the total entirely, not merely unscored. A question with no referent here must not make the axis look thinner than it was read.

0 points earned, out of 4 · which gives 0/5

Normal for this whole industry

Almost none names a broker or a clearing house either, and that follows from the account being a simulation rather than being a second, separate failing. Charging for both would count one fact twice.

Plan by planon 2026-08-04· source: the firm’s own documentation

We read the rules of every plan it sells and issued a verdict on each one.