Funded Trading Plus
The contract does not contain the rules. Its own section titled "Rules By Program" runs to two sentences and holds no parameter, while three separate clauses send you there for your symbol loss limit, your minimum withdrawal and your daily loss basis. What it does contain is the power to take the money back: "Forfeiture of any and all simulated-profit from within the “FT+ Trader Phase” (simulated live) account." — a discretionary sanction, exercised at the moment you ask to be paid, over a prohibited-strategy list the firm may vary "without notice". Payouts never lower the high-water mark either, so every withdrawal shrinks the drawdown cushion by exactly what you took. Trustpilot separately withholds its rating for fabricated reviews.
Two companies stand behind one brand and the terms never say which of them you deal with: Acello Ltd of England and Wales (12696083), and IF Pro Ltd of Saint Lucia (2025-00056), of which the first "is the payment agent for IF Pro Ltd". The London address in every footer belongs to the payment agent, and there is no governing-law clause and no forum clause anywhere in the 52 KB of terms we saved. The firm is candid about the rest, to its credit: it states in writing that it is "not authorised or regulated to provide financial services by any regulatory body in any jurisdiction", the accounts are simulated at every stage, and its risk team commits to explaining in depth any payout it holds. Its floor is better than most here — 6% trailing on the 1-Step Express, locking once it reaches your starting balance — and worse than it looks, because the cushion is 6% of the STARTING balance and so never grows, and "withdrawals do not reduce the high water-mark".
Not enough published data to simulate this firm’s floor.
Crossed one of the seven hard bars. Open the row and it names which one, with the mechanism spelled out. This is not a low grade — no quantity of virtue elsewhere buys it off, which is why it carries no rank at all.
Disqualified for
Deletes profit you earned
Money already earned is taken back under ordinary trading — the balance itself goes down. Where the line sits matters twice over: a disclosed, avoidable anti-abuse rule that bites tick scalpers and nobody else is a penalty on the scorecard, not this; and a payout that moves your drawdown without touching your balance is the bar above, which used to be filed here and was the wrong accusation.
Trustpilot: fabricated-reviews warning
Trustpilot withholds the rating and serves a fabricated-reviews warning — a third party concluding the firm faked its own reviews. A low score is not this; every prop firm has angry traders. This is separate from having no legal entity: a firm can publish its registration number and still be caught doing it.
What they published
“Forfeiture of any and all simulated-profit from within the “FT+ Trader Phase” (simulated live) account.”“Forfeiture of some or all of any simulated-profit at the point of payout;”“FTP reserves the right to vary prohibited strategies from time to time as it deems appropriate, and to apply its discretion when applying these terms, without notice. This includes identifying practices not hitherto included, which nevertheless amount to a novel abuse of the platform.”“Please refer to our website for the most up to date program information and rules, https://www.fundedtradingplus.com/”Scorecard
9Trails on live equity, then freezes at your starting balance
A named company, but no financial regulator anywhere — or a light-touch one only
Workable, but a cap or a waiting period bites
Two official channels disagree on a number that matters
Reviews suppressed for manipulation, or the firm is gone
Each axis is scored 0–5 against a published scale. The line under each bar is the rung this firm landed on — not our summary of it, the scale entry itself.
The score is published anyway, because it is the honest picture: a firm can be strong on four axes and still be disqualified on one mechanism. A disqualifier is not a low grade — it is a rule we will not trade under at any price.
Plan by plan
3 of this firm’s challenges were read plan by plan, with a citation behind every answer. See them side by side →
10% to make against a 6% floor that rises on every closed winner and locks once it reaches your starting balance — the freeze is real relief. The catch is the arithmetic: the cushion is 6% of the STARTING balance, so it never grows with the account, and "withdrawals do not reduce the high water-mark", so every payout shrinks it by exactly what you took. The only plan of the three whose figures we could read.
7% per step, and the only product the contract admits the consistency requirement applies to — 35% of a step’s profit in any one day, on top of the target. Which drawdown structure it runs on is published nowhere we could read: the firm sells both Static and Relative and assigns neither to a product.
No evaluation — the account starts funded. It is also the product the Help Center puts on the harder daily basis, taking the greater of balance or equity at the 16:59 snapshot, while the contract says in writing that only two legacy programs are measured that way. Its percentages, its price and its payout cycle were all unreadable.
Trustpilot
score withheld by Trustpilot — this is the figure it computes but will not show
Trustpilot removed reviews it found to be fake and withheld the rating. This is not a low score — it is a third party concluding the firm wrote its own praise.
What this firm published
Everything below is quoted from a page we opened, on the date shown. The quotes are in the firm’s own language, exactly as published — never edited, never shortened, never swapped for a translation. On the Spanish edition our own rendering appears underneath each one, unquoted and marked as ours: the quotation marks on this site mean the words are the firm’s, and nothing we wrote ever wears them. Where we have not read enough to put a number on an axis, we say so instead of guessing.
2/5
Can you even pass?
Almost nobody who pays for an evaluation ever reaches a funded account, so this is the part of the product most customers actually buy. Every firm advertises its profit target; none of them advertises that target next to how much you are allowed to lose while chasing it.
2/5
Can you keep the money?
The drawdown takes the account away; the payout rules take the money. Answered by whichever of the two we can measure and is worse — they are two ways of losing the same thing, so a good half cannot pay for a bad one.
2/5
Is anyone behind it?
A named company, a market, and rules you could read before paying. These three do not substitute for one another — a company you can sue does not stop existing because the account is a simulation — so this is the average of the ones we could measure, not the worst.
How hard the test is
Not the profit target on the sales page — that target measured against the room you are given to reach it.
How much you must win to survivefor every $1 you are allowed to lose, you must make $1.70.80/8
“Simulated Profit Target 10%”A profit target only means something next to the room you are given to reach it. Ten per cent to make against ten to lose is a coin flip sold as an exam.
Days you have to finishThey state there is none.no change3/3
“Your account does not have a time limit to complete any evaluation, or trade on your FT+ Trader account. However, your account would expire in the event that you do not place at least one trade in any 30-day period.”A deadline turns a test of skill into a test of whether the market happened to move during your month.
A second attempt costsa second attempt is discounted1/2
“Resets 20% Discount”A free second attempt turns one bad week into a delay instead of another invoice.
Profit target10%we did not read this stage—
“Simulated Profit Target 10%”Trading days you must put in
Maximum loss
The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
What makes the loss limit riseit rises tick by tick, while you tradeno change0.75/3
“The High Water-Mark is the highest balance in your account and the High Water-Mark increases as the balance increases. It will remain the highest balance of the account.”A limit that climbs takes back the cushion you already earned.
Where the limit stops risingat your starting balance3/3
“IMPORTANT NOTE: The Maximum Drawdown Figure cannot go above the starting balance, if it does it locks the Maximum Drawdown to the starting balance. At this point, the Maximum Drawdown Figure is effectively static.”The difference between a danger with an end date and one that never ends.
What the limit is measured againstlive equity, open trades includedno change1/2
“Hitting your Maximum Drawdown Limit in either equity, or closed balance.”Decides whether a trade that dips and recovers can close an account that ended the day green.
What taking a payout does to the limitit tightens, and shrinks again with every payout0/2
“Note: withdrawals do not reduce the high water-mark. If you withdraw, the high water-mark will still increase if a profitable trade pushes that original balance up from the point before the withdrawal.”Taking your money out should not leave you closer to losing the account.
Daily limit4%, measured on live equity, open trades includedwe did not read this stage0.96/2
“Maximum Daily Loss (Balance Based) 4%”A generous percentage measured on live equity is not generous — it is the same number with a trapdoor under it.
Total loss allowed6%we did not read this stage0.50/1
“Maximum Loss (Trailing) 6%”How much room you have. Worth little, because almost every firm offers the same.
Withdrawing
How much can leave the account, how soon, how often — and whether they can say no.
Withdrawals before the account endsThey publish no ceiling.3/3
we read the page that should answer this and it does not
The cap per withdrawal times how many they allow is the real size of the account. One plan here is sold on a $200,000 banner and closes after five withdrawals of $2,100.
What else a payout changesthe consistency calculation starts over1.50/3
“Funded Stage – 50% Consistency Limit No single trading day’s net simulated profit (from closed positions only) can represent more than 50% of the total net profit generated in the current payout evaluation period (typically since account funding or the last payout).”The floor is not the only thing a withdrawal moves, and the rest of it is never on the same page. Position size, the consistency rule and the share you are paid all reset or shift at some firms, and a trader who checked only the drawdown finds out afterwards.
What breaking the consistency rule costsThey state there is none.it delays the payout2.10/3
“As of 07/02/2026 this requirement applies to the 2-Step Classic only.”“Our Consistency Rule is monitored automatically, and you will not pass your challenge, or be able to request a payout, until the consistency objectives are met.”Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.
Can it refuse without giving a reasonyes — it reserves that right in writing0/3
“FTP reserves the right to terminate an account or agreement or deny a withdrawal request if it is deemed a user has abused margin availability on an account or not applied an appropriate risk management strategy.”“We may decline for any reason” is not a rule, it is the absence of one — it makes every other number on this axis conditional on goodwill.
Days before you can ask for money0 days2/2
“Reward Frequency Day 0, then every 7 days”How long your money is theirs.
Most one withdrawal can pay youThey do not say.0/2
we read the page that should answer this and it does not
$2,000 is generous on a $25K account and a joke on a $200K one, so it is measured as a share and at the worst size sold.
Profit required before the first requestThey do not say.0/1
we read the page that should answer this and it does not
How much you have to make before you can touch anything.
Fee charged to pay youThey do not say.0/1
we read the page that should answer this and it does not
What they charge you to pay you.
Does that cap rise with the account
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsThey state there is none.no change—
“News Trading Allowed - Subject to policy”“Rationale: We allow news trading, and appropriate management of risk by utilising modest margin, over an appropriate time-frame for the volatility of the market.”Mandatory stop-lossThey do not say.no change—
we read the page that should answer this and it does not
Minimum time a trade must be heldThey do not say.no change—
we read the page that should answer this and it does not
Forced close before the weekendThey do not say.no change—
we read the page that should answer this and it does not
Leverage1:30 → 1:2by instrument
no change—
by instrument
“Leverage = Forex pairs/commodities are up to 1:30, indices are 1:20, and cryptocurrency is 1:2.”Limit on position sizeThey do not say.no change—
we read the page that should answer this and it does not
No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
How large it can get$200,000—
“1-Step Express - up to a maximum of 2 simulated live accounts at any one time, to the value of $200,000.”Where the path endsat a larger simulation—
“The Programs are delivered using simulated-live accounts only. All simulated trades are fictitious in nature and at no point will you trade in real-world financial instruments, i.e. CFDs, securities, or commodities.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
How hard the test is
we did not read enough to sayNot the profit target on the sales page — that target measured against the room you are given to reach it.
Days you have to finishThey state there is none.no changeno change3/3
“Your account does not have a time limit to complete any evaluation, or trade on your FT+ Trader account. However, your account would expire in the event that you do not place at least one trade in any 30-day period.”A deadline turns a test of skill into a test of whether the market happened to move during your month.
Profit target7%no changewe did not read this stage—
“Across all our account sizes on the 2-Step Classic challenge ($10,000, $25,000, $50,000, and $100,000), there is a 7% profit target to pass each step.”Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.
How much you must win to survive · Trading days you must put in · A second attempt costs
Maximum loss
we did not read enough to sayThe loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
What the limit is measured againstlive equity, open trades includedno changeno change1/2
“Hitting your Maximum Drawdown Limit in either equity, or closed balance.”Decides whether a trade that dips and recovers can close an account that ended the day green.
What taking a payout does to the limitit tightens, and shrinks again with every payout0/2
“You should also note that payouts will not lower your HWM (high watermark).”Taking your money out should not leave you closer to losing the account.
Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.
What makes the loss limit rise · Where the limit stops rising · Total loss allowed · Daily limit
Withdrawing
How much can leave the account, how soon, how often — and whether they can say no.
Withdrawals before the account endsThey publish no ceiling.3/3
we read the page that should answer this and it does not
The cap per withdrawal times how many they allow is the real size of the account. One plan here is sold on a $200,000 banner and closes after five withdrawals of $2,100.
What else a payout changesthe consistency calculation starts over1.50/3
“Funded Stage – 50% Consistency Limit No single trading day’s net simulated profit (from closed positions only) can represent more than 50% of the total net profit generated in the current payout evaluation period (typically since account funding or the last payout).”The floor is not the only thing a withdrawal moves, and the rest of it is never on the same page. Position size, the consistency rule and the share you are paid all reset or shift at some firms, and a trader who checked only the drawdown finds out afterwards.
What breaking the consistency rule costsit delays the payoutno changeno change2.10/3
“To meet the Consistency Rule requirement for each step of your challenge, no single trading day’s net profit (from closed positions only) can represent more than 35% of the total net profit achieved in that step.”“Our Consistency Rule is monitored automatically, and you will not pass your challenge, or be able to request a payout, until the consistency objectives are met.”Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.
Can it refuse without giving a reasonyes — it reserves that right in writing0/3
“FTP reserves the right to terminate an account or agreement or deny a withdrawal request if it is deemed a user has abused margin availability on an account or not applied an appropriate risk management strategy.”“We may decline for any reason” is not a rule, it is the absence of one — it makes every other number on this axis conditional on goodwill.
Most one withdrawal can pay youThey do not say.0/2
we read the page that should answer this and it does not
$2,000 is generous on a $25K account and a joke on a $200K one, so it is measured as a share and at the worst size sold.
Profit required before the first requestThey do not say.0/1
we read the page that should answer this and it does not
How much you have to make before you can touch anything.
Fee charged to pay youThey do not say.0/1
we read the page that should answer this and it does not
What they charge you to pay you.
Days before you can ask for money · Does that cap rise with the account
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsThey state there is none.no changeno change—
“Rationale: We allow news trading, and appropriate management of risk by utilising modest margin, over an appropriate time-frame for the volatility of the market.”