FXIFY Futures
The payout moves the floor: "After each withdrawal, the max drawdown locks at the account's starting balance." On a $50,000 Standard account the trailing limit is $2,000 wide, and a request can be made as soon as profit is $100 above a $500 buffer — so a first payout worth $60 before the split converts a $2,000 cushion into a $600 one. The firm publishes the same event at a larger size and does not soften it: a $100,000 account at $102,500 takes a $900 payout and the worked example ends "Max Drawdown → $100,000", where the trail would have left the floor at $98,500. What does NOT change is the floor itself — one end-of-day trailing limit that locks at the starting balance, identical in the evaluation and in the funded account.
Every rule that can close an account here lives on another host. The Maximum Loss Limit, the funded parameters and the payout policy are Intercom articles at intercom.help/fxify-futures, while the three product pages a buyer actually lands on publish no profit target, no drawdown figure, no daily loss limit, no contract limit and no price — the Standard page's whole statement of the exam is that you should "Achieve the trading objectives". The contract does not fill the gap: it contains the word drawdown zero times in twenty pages and points at the website for every parameter. Two of the firm's own claims fail against its own documents. /how sells "No maximum request amount" as an Expert benefit while the policy releases "Payout 1 → 60% of the amount above the buffer zone" on both plans; and the home page promises progression to live funding while Section 8 of the contract says "FXIFY FUTURES LIMITED is in no way involved with the FXIFY Trader Program agreement or lack thereof executed between the third-party company and the Customer."
Not enough published data to simulate this firm’s floor.
Crossed one of the seven hard bars. Open the row and it names which one, with the mechanism spelled out. This is not a low grade — no quantity of virtue elsewhere buys it off, which is why it carries no rank at all.
Disqualified for
Asking for money moves the floor
Your balance is untouched — what shrinks is the distance between it and the number that closes the account, and the trigger is you requesting a withdrawal. This is not the same as a floor that locks at your starting balance on its own, which several firms here do and which costs nothing: it is arriving at that floor before the account earned the buffer. One firm sets a $20 minimum request, so $20 can cost several thousand of headroom. Sibling of the first drawdown bar: that one fires at a stage boundary the firm controls, this one at a moment you choose.
What they published
“Max Drawdown : After each withdrawal, the max drawdown locks at the account's starting balance.”“Buffer Zone Lock-In : The buffer zone amount locks in as your new max drawdown limit, which will be fixed at the initial balance.”“Profit Requirement : Payouts can only be requested if profits exceed the buffer zone by at least $100.”“Account: $100,000 Standard Balance: $102,500 Buffer Zone: $1,000 Withdrawable Profit: $1,500 Payout 1 (60%) → $900”“Expert Accounts → 40% consistency rule (applies to Funded stage only).”“Sim Live accounts operate differently from evaluation accounts, as they provide direct access to trading without an evaluation phase . The MLL still applies, and calculates in the same way.”Scorecard
8Trails on daily closes only, then freezes at your starting balance
A named company, but no financial regulator anywhere — or a light-touch one only
A lifetime ceiling, or a rule that can block payment
The risk rule changes after you have paid
Under a year, or too few reviews to mean anything
Each axis is scored 0–5 against a published scale. The line under each bar is the rung this firm landed on — not our summary of it, the scale entry itself.
The score is published anyway, because it is the honest picture: a firm can be strong on four axes and still be disqualified on one mechanism. A disqualifier is not a low grade — it is a rule we will not trade under at any price.
Plan by plan
3 of this firm’s challenges were read plan by plan, with a citation behind every answer. See them side by side →
A clean floor spoiled by the payout clause: 4% trailing on the highest end-of-day balance at both stages, locking at the starting balance on its own once the account is 4% up — but the first withdrawal takes it there early, and the withdrawal can be requested at $600 of profit on a $50,000 account. The 30% consistency rule applies to the evaluation as well as the funded stage, and what breaking it costs is published only for the payout.
The same floor and the same payout clause, with a wider trail at the smallest size only — 5% on the $50K, 4.5% on the $100K, 4% on the $150K, where it matches Standard. Its consistency rule is tighter at 40% and, by the firm's own scoping, "applies to Funded stage only": the exam is run without it and it appears the moment the account is worth something.
The only product sold without an examination, and the least documented. The same trailing end-of-day limit applies — 4% at three of its four sizes — but the payout policy that carries the buffer zones, the tier ladder, the payout cap and the drawdown-locks-on-withdrawal clause is scoped by its own title to Standard and Expert, and names this plan nowhere. So what a withdrawal does to its floor is not published either way. It is also unrecoverable: it is a funded account from day one, and "Funded accounts cannot be reset".
Trustpilot
What this firm published
Everything below is quoted from a page we opened, on the date shown. The quotes are in the firm’s own language, exactly as published — never edited, never shortened, never swapped for a translation. On the Spanish edition our own rendering appears underneath each one, unquoted and marked as ours: the quotation marks on this site mean the words are the firm’s, and nothing we wrote ever wears them. Where we have not read enough to put a number on an axis, we say so instead of guessing.
2/5
Can you even pass?
Almost nobody who pays for an evaluation ever reaches a funded account, so this is the part of the product most customers actually buy. Every firm advertises its profit target; none of them advertises that target next to how much you are allowed to lose while chasing it.
2/5
Can you keep the money?
The drawdown takes the account away; the payout rules take the money. Answered by whichever of the two we can measure and is worse — they are two ways of losing the same thing, so a good half cannot pay for a bad one.
3/5
Is anyone behind it?
A named company, a market, and rules you could read before paying. These three do not substitute for one another — a company you can sue does not stop existing because the account is a simulation — so this is the average of the ones we could measure, not the worst.
How hard the test is
Not the profit target on the sales page — that target measured against the room you are given to reach it.
How much you must win to surviveThey do not say.0/8
we read the page that should answer this and it does not
A profit target only means something next to the room you are given to reach it. Ten per cent to make against ten to lose is a coin flip sold as an exam.
Days you have to finishThey state there is none.3/3
“Unlimited trading days on all plans and get funded in as little as three trading days (expert plan)”A deadline turns a test of skill into a test of whether the market happened to move during your month.
Trading days you must put in3 days2/2
“Achieve the profit target for your account within at least 3 trading days or trade for 14 days on the instant account.”Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.
A second attempt costsThey do not say.0/2
we read the page that should answer this and it does not
A free second attempt turns one bad week into a delay instead of another invoice.
Profit targetThey do not say.—
we read the page that should answer this and it does not
Maximum loss
The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
What makes the loss limit riseit rises with the day's closing balanceno change1.65/3
“At FXIFY Futures, the Maximum Loss Limit (MLL) is a trailing drawdown that is set based on the highest End of Day (EOD) balance of your account.”A limit that climbs takes back the cushion you already earned.
Where the limit stops risingat your starting balance3/3
“If your balance reaches $52,000, the MLL will now lock at $50,000 and will stay there for the remainder of the account's lifespan, no matter how much the balance decreases after that point.”The difference between a danger with an end date and one that never ends.
What the limit is measured againstThey do not say.no change0/2
we read the page that should answer this and it does not
Decides whether a trade that dips and recovers can close an account that ended the day green.
What taking a payout does to the limitit tightens, down to the balance the account opened with0/2
“Max Drawdown : After each withdrawal, the max drawdown locks at the account's starting balance.”Taking your money out should not leave you closer to losing the account.
Daily limitThey do not say.no change0/2
we read the page that should answer this and it does not
we read the page that should answer this and it does not
A generous percentage measured on live equity is not generous — it is the same number with a trapdoor under it.
Total loss allowed4%no change0.25/1
“For Standard Accounts : $50,000 account: The MLL is $2,000 (4%). $100,000 account: The MLL is $4,000 (4%). $150,000 account: The MLL is $6,000 (4%).”“Max Drawdown Limits Standard Accounts → 4% of starting balance”How much room you have. Worth little, because almost every firm offers the same.
Withdrawing
How much can leave the account, how soon, how often — and whether they can say no.
Withdrawals before the account endsThey publish no ceiling.3/3
we read the page that should answer this and it does not
The cap per withdrawal times how many they allow is the real size of the account. One plan here is sold on a $200,000 banner and closes after five withdrawals of $2,100.
What else a payout changesthe consistency calculation starts over · the share you are paid rises1.50/3
“Consistency calculations reset after each payout request and are based only on profits generated since the last payout.”“Payout 1 → 60% of the amount above the buffer zone Payout 2 → 70% of the amount above the buffer zone Payout 3 → 80% of the amount above the buffer zone Payout 4 → 90% of the amount above the buffer zone Payout 5 and onwards → 100% of the amount above the buffer zone”The floor is not the only thing a withdrawal moves, and the rest of it is never on the same page. Position size, the consistency rule and the share you are paid all reset or shift at some firms, and a trader who checked only the drawdown finds out afterwards.
What breaking the consistency rule costsThey do not say.it delays the payout0/3
we read the page that should answer this and it does not
“The consistency rule must be met before a payout request can be made. Consistency calculations reset after each payout request and are based only on profits generated since the last payout.”Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.
Can it refuse without giving a reasonyes — it reserves that right in writing0/3
“5.4.1.8.PERFORM ANY TRADING WHICH IS SEEN AS PROHIBITED AS PER THE SOLE DISCRETION OF FXIFY. FXIFY MY ALTER AND AMEND THE OF PROHIBITED LIST OF TRADING AT ANY TIME WITH A NOTICE OF 7 DAYS.”“We may decline for any reason” is not a rule, it is the absence of one — it makes every other number on this axis conditional on goodwill.
Days before you can ask for money14 days2/2
“Payout Requests : Can be made every 14 calendar days from the first trade on your funded account.”How long your money is theirs.
Most one withdrawal can pay youThey do not say.0/2
we read the page that should answer this and it does not
$2,000 is generous on a $25K account and a joke on a $200K one, so it is measured as a share and at the worst size sold.
Does that cap rise with the accountThey do not say.0/2
we read the page that should answer this and it does not
Profit required before the first request1%1/1
“Standard Accounts $50,000 Account → $500 $100,000 Account → $1,000 $150,000 Account → $1,500”How much you have to make before you can touch anything.
Fee charged to pay youThey do not say.0/1
we read the page that should answer this and it does not
What they charge you to pay you.
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsyou may not open around a releaseno change—
“5.4.1.6.PERFORM GAP TRADING BY OPENING TRADE(S): (I) WHEN MAJOR GLOBAL NEWS, MACROECONOMIC EVENT OR CORPORATE REPORTS OR EARNINGS (“EVENTS”), THAT MIGHT AFFECT THE RELEVANT FINANCIAL MARKET (I.E. MARKET THAT ALLOWS TRADING OF FINANCIAL INSTRUMENTS THAT MIGHT BE AFFECTED BY THE EVENTS), ARE SCHEDULED; AND”Mandatory stop-lossThey do not say.no change—
we read the page that should answer this and it does not
Minimum time a trade must be heldThey do not say.no change—
we read the page that should answer this and it does not
Forced close before the weekendThey do not say.no change—
we read the page that should answer this and it does not
LeverageNo such thing in this plan.no change—
“FXIFY Futures is the premier futures prop trading firm for beginner and experienced traders alike”Limit on position sizeThey do not say.no change—
we read the page that should answer this and it does not
we read the page that should answer this and it does not
No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
What makes the account growThey do not say.—
we read the page that should answer this and it does not
How large it can get$750,000—
“Showcase your skills in our one step evaluation and receive up to $750K in simulated capital. The Future is now.”Where the path endsat a real market—
“There's a payout cap on each account depending on the account size, after which accounts may be upgraded into real live trading accounts.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
How hard the test is
Not the profit target on the sales page — that target measured against the room you are given to reach it.
How much you must win to surviveThey do not say.0/8
we read the page that should answer this and it does not
A profit target only means something next to the room you are given to reach it. Ten per cent to make against ten to lose is a coin flip sold as an exam.
Days you have to finishThey state there is none.3/3
“Unlimited trading days on all plans and get funded in as little as three trading days (expert plan)”A deadline turns a test of skill into a test of whether the market happened to move during your month.
Trading days you must put in3 days2/2
“Achieve the profit target for your account within at least 3 trading days or trade for 14 days on the instant account.”Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.
A second attempt costsThey do not say.0/2
we read the page that should answer this and it does not
A free second attempt turns one bad week into a delay instead of another invoice.
Profit targetThey do not say.—
we read the page that should answer this and it does not
Maximum loss
The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
What makes the loss limit riseit rises with the day's closing balanceno change1.65/3
“At FXIFY Futures, the Maximum Loss Limit (MLL) is a trailing drawdown that is set based on the highest End of Day (EOD) balance of your account.”A limit that climbs takes back the cushion you already earned.
Where the limit stops risingat your starting balance3/3
“If your balance reaches $52,000, the MLL will now lock at $50,000 and will stay there for the remainder of the account's lifespan, no matter how much the balance decreases after that point.”The difference between a danger with an end date and one that never ends.
What the limit is measured againstThey do not say.no change0/2
we read the page that should answer this and it does not
Decides whether a trade that dips and recovers can close an account that ended the day green.
What taking a payout does to the limitit tightens, down to the balance the account opened with0/2
“Max Drawdown : After each withdrawal, the max drawdown locks at the account's starting balance.”Taking your money out should not leave you closer to losing the account.
Daily limitThey do not say.no change0/2
we read the page that should answer this and it does not
we read the page that should answer this and it does not
A generous percentage measured on live equity is not generous — it is the same number with a trapdoor under it.
Total loss allowed5%no change0.25/1
“For Expert Accounts : $50,000 account: The MLL is $2,500 (5%). $100,000 account: The MLL is $4,500 (4.5%). $150,000 account: The MLL is $6,000 (4%).”“Expert Accounts → 4%–5% of starting balance”How much room you have. Worth little, because almost every firm offers the same.
Withdrawing
How much can leave the account, how soon, how often — and whether they can say no.
Withdrawals before the account endsThey publish no ceiling.3/3
we read the page that should answer this and it does not
The cap per withdrawal times how many they allow is the real size of the account. One plan here is sold on a $200,000 banner and closes after five withdrawals of $2,100.
What else a payout changesthe consistency calculation starts over · the share you are paid rises1.50/3
“Consistency calculations reset after each payout request and are based only on profits generated since the last payout.”“Payout 1 → 60% of the amount above the buffer zone Payout 2 → 70% of the amount above the buffer zone Payout 3 → 80% of the amount above the buffer zone Payout 4 → 90% of the amount above the buffer zone Payout 5 and onwards → 100% of the amount above the buffer zone”The floor is not the only thing a withdrawal moves, and the rest of it is never on the same page. Position size, the consistency rule and the share you are paid all reset or shift at some firms, and a trader who checked only the drawdown finds out afterwards.
What breaking the consistency rule costsThey state there is none.it delays the payout2.10/3
“Expert Accounts → 40% consistency rule (applies to Funded stage only).”“The consistency rule must be met before a payout request can be made. Consistency calculations reset after each payout request and are based only on profits generated since the last payout.”Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.
Can it refuse without giving a reasonyes — it reserves that right in writing0/3
“5.4.1.8.PERFORM ANY TRADING WHICH IS SEEN AS PROHIBITED AS PER THE SOLE DISCRETION OF FXIFY. FXIFY MY ALTER AND AMEND THE OF PROHIBITED LIST OF TRADING AT ANY TIME WITH A NOTICE OF 7 DAYS.”“We may decline for any reason” is not a rule, it is the absence of one — it makes every other number on this axis conditional on goodwill.
Days before you can ask for money14 days2/2
“Payout Requests : Can be made every 14 calendar days from the first trade on your funded account.”How long your money is theirs.
Most one withdrawal can pay youThey do not say.0/2
we read the page that should answer this and it does not
$2,000 is generous on a $25K account and a joke on a $200K one, so it is measured as a share and at the worst size sold.
Does that cap rise with the accountThey do not say.0/2
we read the page that should answer this and it does not
Profit required before the first request2%1/1
“Expert Accounts $50,000 Account → $1,000 $100,000 Account → $1,500 $150,000 Account → $2,000”How much you have to make before you can touch anything.
Fee charged to pay youThey do not say.0/1
we read the page that should answer this and it does not
What they charge you to pay you.
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsyou may not open around a releaseno change—
“5.4.1.6.PERFORM GAP TRADING BY OPENING TRADE(S): (I) WHEN MAJOR GLOBAL NEWS, MACROECONOMIC EVENT OR CORPORATE REPORTS OR EARNINGS (“EVENTS”), THAT MIGHT AFFECT THE RELEVANT FINANCIAL MARKET (I.E. MARKET THAT ALLOWS TRADING OF FINANCIAL INSTRUMENTS THAT MIGHT BE AFFECTED BY THE EVENTS), ARE SCHEDULED; AND”Mandatory stop-lossThey do not say.no change—
we read the page that should answer this and it does not
Minimum time a trade must be heldThey do not say.no change—
we read the page that should answer this and it does not
Forced close before the weekendThey do not say.no change—
we read the page that should answer this and it does not
LeverageNo such thing in this plan.no change—
“FXIFY Futures is the premier futures prop trading firm for beginner and experienced traders alike”Limit on position sizeThey do not say.no change—
we read the page that should answer this and it does not
we read the page that should answer this and it does not
No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.