Hantec Trader drawdown rules
When the loss limit rises, what it is measured against, where it stops rising and what a payout does to it, in the firm’s own words.
What taking a payout does to the limit
Our reading
It tightens, down to the balance the account opened with
“When placing your first withdrawal, your maximum total loss will lock in at your starting balance and remain here for the duration following. We therefore suggest leaving a sufficient buffer.”help centre · help.htrader.hmarkets.com/en/support/solutions/articles/158000445797-express-1-step- · 2026-07-29 · saved copy
Plans: Express (1 Step), Enhanced (2 Step), Instant Funding, Instant Lite
What makes the loss limit rise · phase 1, phase 2, funded
Our reading
It does not move at all
“Maximum Total Loss - 10% You may not lose more than 10% of your account in total. This is based on your starting balance and will remain static for the lifetime of the account.”help centre · help.htrader.hmarkets.com/en/support/solutions/articles/158000445798-enhanced-2-step- · 2026-07-29 · saved copy
Plans: Enhanced (2 Step)
What makes the loss limit rise · phase 1, phase 2, funded, phase 3
Our reading
It does not move at all
“Maximum Total Loss - 8% You may not lose more than 8% of your account in total. This is based on your starting balance and will remain static for the lifetime of the account.”help centre · help.htrader.hmarkets.com/en/support/solutions/articles/158000445799-enhancedx-2-step-consistency- · 2026-07-29 · saved copy
Plans: EnhancedX (2 Step Consistency), Endurance (3-step Challenge)
What taking a payout does to the limit
Our reading
Nothing — the limit stays where it was
“Your Maximum Total Loss is always fixed at 8% below your starting balance . It does not increase or reset after a payout .”help centre · help.htrader.hmarkets.com/en/support/solutions/articles/158000445799-enhancedx-2-step-consistency- · 2026-07-29 · saved copy
Plans: EnhancedX (2 Step Consistency), Endurance (3-step Challenge)
What makes the loss limit rise · funded
Our reading
It rises with the day's closing balance
“Maximum Total Loss is 6% and is calculated based on the previous day's end-of-day (00:00 server time) balance or equity, whichever is higher.”help centre · help.htrader.hmarkets.com/en/support/solutions/articles/158000445801-instant-funding · 2026-07-29 · saved copy
Plans: Instant Funding
Where the limit stops rising
Our reading
At your starting balance
“The 6% trailing maximum loss will continue to trail your account as it makes new profits, up to your starting balance. Once the trailing maximum loss reaches your starting balance, it will lock and will no longer move higher.”help centre · help.htrader.hmarkets.com/en/support/solutions/articles/158000445801-instant-funding · 2026-07-29 · saved copy
Plans: Instant Funding
Total loss allowed · funded
Our reading
6%
“Maximum Total Loss - 6% Trailing Maximum Total Loss is 6% and is calculated based on the previous day's end-of-day (00:00 server time) balance or equity, whichever is higher.”help centre · help.htrader.hmarkets.com/en/support/solutions/articles/158000445801-instant-funding · 2026-07-29 · saved copy
Plans: Instant Funding
What makes the loss limit rise · funded
Our reading
It rises tick by tick, while you trade
“The Maximum Total Loss is set at 5% of the accounts starting balance and trails your closed balance. Once you have achieved 5% profit in the account your Maximum Total Loss no longer trails and becomes locked at your starting balance.”help centre · help.htrader.hmarkets.com/en/support/solutions/articles/158000445802-instant-lite · 2026-07-29 · saved copy
Plans: Instant Lite
Total loss allowed · funded
Our reading
5%
“Maximum Total Loss - 5% The Maximum Total Loss is set at 5% of the accounts starting balance and trails your closed balance.”help centre · help.htrader.hmarkets.com/en/support/solutions/articles/158000445802-instant-lite · 2026-07-29 · saved copy
Plans: Instant Lite
What makes the loss limit rise · funded
Our reading
It rises tick by tick, while you trade
“The Maximum Total Loss is initially set at 3% of your account’s starting balance and will trail (balance high watermark – 3%) closed balance.”help centre · help.htrader.hmarkets.com/en/support/solutions/articles/158000445803-instant24 · 2026-07-29 · saved copy
Plans: Instant24
See Hantec Trader’s full page →Hantec Trader payout rules →
This is what the firm publishes, not our opinion. When a firm changes a sentence we see it, and the date moves.