Hola Prime
Read plan by plan on 4 August, and the floor turns out to be the clean part: 3% daily and "Maximum Loss Limit 6% of initial account balance", which the firm itself calls "a fixed floor". That sentence is printed twice on the same page, once in the challenge panel and once in the funded one, word for word — nothing trails, and nothing tightens when you pass. What arrives after passing is an extra rule rather than a worse floor: a 2% cap per trade idea that appears only in the funded panel, with a stop compulsory "within 3 minutes of opening a position" and termination on breach. The two accusations this row has always carried survive the closer reading. The scaling page still offers "up to $4 million to trade" while the binding rules table caps combined forex-and-futures allocation at $800K, five times smaller. And the rules page still closes on "Follow the Rules. Get Guaranteed Payouts." over terms reserving "denial or reversal of payouts" at the company's discretion. A third joins them: the advertised "up to 95%" is one payout cycle of three, and the other two pay 80%.
Three of the four forex plans are not graded here. The page that carries every number is a four-tab widget and the archived copy rendered only the 1-Step Prime tab, so the 2-Step Prime, the 2-Step Pro and the Direct Account have no readable target, floor or payout table in the archive — and neither does the separate futures vertical, which publishes an "EOD Trailing Drawdown" of its own. The drawdown grade on this row therefore describes the one plan we could open. Two things a buyer should read before paying. The company you contract with is Hola Prime Limited of Hong Kong, and the footer that publishes registration numbers for two other companies in the group publishes none for that one and names no regulator supervising it. And clause 23.1 binds the customer, "at all times thereafter", not to say anything "disparaging, denigrating, or harmful to the reputation" of the firm, while 23.3 makes support and compliance correspondence confidential — between them, the two routes by which a trader would document a dispute in public. On the credit side, the firm publishes a Deloitte review of its payout record covering five months of transactions; read it beside the firm's own gloss that zero denials means "no eligible withdrawal request from a funded, pre-approved trader was denied", with eligibility decided by the firm.
Not enough published data to simulate this firm’s floor.
Judged, clean of all seven hard bars, and the scorecard still came in under the bar. Nothing here is an accusation — it is a firm we would not open an account with, and the card says on which axes it fell short.
What they published
“Your account balance (or equity) should never fall more than 6% below the initial balance. This is a fixed floor.”“Unlock Your Full Trading Potential with us. Get up to $4 million to trade!”“Maximum Capital Allocation Combined Forex & Futures allocation is capped at $800K.”“Follow the Rules. Get Guaranteed Payouts.”“Any breach of the applicable Trading Rules or Prohibited Trading Practices may result, at the Company’s discretion, in account suspension or termination, disqualification, forfeiture of profits, denial or reversal of payouts, or other remedial action.”“Deloitte found that 98.35% of withdrawal requests were processed within one hour, with zero payout denials across all evaluation programs, covering every payout transaction from 15 October 2025 to 15 March 2026.”Scorecard
9Trails on daily closes only, then freezes at your starting balance
A named company, but no financial regulator anywhere — or a light-touch one only
A lifetime ceiling, or a rule that can block payment
The risk rule changes after you have paid
Short history, or a sharply polarised review profile
Each axis is scored 0–5 against a published scale. The line under each bar is the rung this firm landed on — not our summary of it, the scale entry itself.
Plan by plan
4 of this firm’s challenges were read plan by plan, with a citation behind every answer. See them side by side →
10% to make against 6% of room, with two minimum trading days and no clock at all — "Trading Period: Unlimited". The 6% is fixed to the initial balance and the daily 3% is measured from the previous day's close, both identical in the challenge and the funded panel. The reservation is not the floor: the terms reserve denial and reversal of payouts at the firm's discretion, and no page says what a withdrawal does to that fixed floor.
Trustpilot
What this firm published
Everything below is quoted from a page we opened, on the date shown. The quotes are in the firm’s own language, exactly as published — never edited, never shortened, never swapped for a translation. On the Spanish edition our own rendering appears underneath each one, unquoted and marked as ours: the quotation marks on this site mean the words are the firm’s, and nothing we wrote ever wears them. Where we have not read enough to put a number on an axis, we say so instead of guessing.
2/5
Can you even pass?
Almost nobody who pays for an evaluation ever reaches a funded account, so this is the part of the product most customers actually buy. Every firm advertises its profit target; none of them advertises that target next to how much you are allowed to lose while chasing it.
2/5
Can you keep the money?
The drawdown takes the account away; the payout rules take the money. Answered by whichever of the two we can measure and is worse — they are two ways of losing the same thing, so a good half cannot pay for a bad one.
1/5
Is anyone behind it?
A named company, a market, and rules you could read before paying. These three do not substitute for one another — a company you can sue does not stop existing because the account is a simulation — so this is the average of the ones we could measure, not the worst.
How hard the test is
Not the profit target on the sales page — that target measured against the room you are given to reach it.
How much you must win to survivefor every $1 you are allowed to lose, you must make $1.70.80/8
“Profit target
10% of initial balance”A profit target only means something next to the room you are given to reach it. Ten per cent to make against ten to lose is a coin flip sold as an exam.
Days you have to finishThey state there is none.3/3
“Trading Period: Unlimited”A deadline turns a test of skill into a test of whether the market happened to move during your month.
Trading days you must put in2 days2/2
“Min. Trading Days
2 days”Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.
A second attempt costsThey do not say.0/2
we read the page that should answer this and it does not
A free second attempt turns one bad week into a delay instead of another invoice.
Profit target10%—
“Profit target
10% of initial balance”Maximum loss
The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
What makes the loss limit riseit does not move at allno change3/3
“Your account balance (or equity) should never fall more than 6% below the initial balance. This is a fixed floor.”A limit that climbs takes back the cushion you already earned.
What the limit is measured againstlive equity, open trades includedno change1/2
“The moment your equity or balance reaches or falls below $9,400, the Maximum Loss Limit is breached, and the account is terminated.”Decides whether a trade that dips and recovers can close an account that ended the day green.
What taking a payout does to the limitThey do not say.0/2
we read the page that should answer this and it does not
Taking your money out should not leave you closer to losing the account.
Daily limit3%, measured on live equity, open trades includedno change0.60/2
“The Setup Prev. day closing balance $11,000
Daily loss limit (3%) $330
Breach threshold $10,670
Safe vs Breach · Example Safe Loss −$200
Equity $10,800
Daily Loss Limit $10,670
Account Remains Active
Breached Loss −$350
Equity $10,650
Daily Loss Limit $10,670
Account Terminated
The moment equity or balance reaches or drops below $10,670 during the day, the Daily Loss Limit is breached.”A generous percentage measured on live equity is not generous — it is the same number with a trapdoor under it.
Total loss allowed6%no change0.50/1
“Maximum Loss Limit 6% of initial account balance”How much room you have. Worth little, because almost every firm offers the same.
Where the limit stops risingNo such thing in this plan.—
“Your account balance (or equity) should never fall more than 6% below the initial balance. This is a fixed floor.”The difference between a danger with an end date and one that never ends.
Withdrawing
How much can leave the account, how soon, how often — and whether they can say no.
Withdrawals before the account endsThey publish no ceiling.3/3
we read the page that should answer this and it does not
The cap per withdrawal times how many they allow is the real size of the account. One plan here is sold on a $200,000 banner and closes after five withdrawals of $2,100.
What else a payout changesThey do not say.0/3
we read the page that should answer this and it does not
The floor is not the only thing a withdrawal moves, and the rest of it is never on the same page. Position size, the consistency rule and the share you are paid all reset or shift at some firms, and a trader who checked only the drawdown finds out afterwards.
What breaking the consistency rule costsit delays the payout2.10/3
“On Demand
80% Payout split
Request anytime
Consistency score = 40% (Min. reward requirement = 2% of initial balance) How it works”Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.
Can it refuse without giving a reasonThey do not say.0/3
we read the page that should answer this and it does not
“We may decline for any reason” is not a rule, it is the absence of one — it makes every other number on this axis conditional on goodwill.
Days before you can ask for moneyThey state there is none.2/2
“On Demand
80% Payout split
Request anytime
Consistency score = 40% (Min. reward requirement = 2% of initial balance) How it works”How long your money is theirs.
Most one withdrawal can pay youThey do not say.0/2
we read the page that should answer this and it does not
$2,000 is generous on a $25K account and a joke on a $200K one, so it is measured as a share and at the worst size sold.
Does that cap rise with the accountThey do not say.0/2
we read the page that should answer this and it does not
Profit required before the first request2%1/1
“On Demand
80% Payout split
Request anytime
Consistency score = 40% (Min. reward requirement = 2% of initial balance) How it works”How much you have to make before you can touch anything.
Fee charged to pay youThey do not say.0/1
we read the page that should answer this and it does not
What they charge you to pay you.
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsThey state there is none.no change—
“News Trading
Allowed”Mandatory stop-lossThey do not say.no change—
we read the page that should answer this and it does not
Forced close before the weekendThey state there is none.no change—
“Weekend Holding
Allowed”Leverage1:50 → 1:1by instrument
no change—
by instrument
“Leverage by instruments: FX 50:1
Exotics 5:1
Commodities 2:1
Indices 5:1
Metals 10:1
Crypto 1:1”No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
What makes the account growprofit · time elapsed · payouts taken — all of them—
“Requirements
To qualify for the Scaling Plan, meet the following conditions:
10% Total Net Simulated Profits
Over the 4-month period, you need to achieve at least 10% total net profit. Out of these 4 months, at least 2 months should be profitable.
Minimum 4 Month Cycle
Your trading cycle begins with your first trade, and you must trade for a minimum of 4 months
Two Payouts
You must process a minimum of 2 payouts during the scaling period.
Positive Account Balance
Your account must have a positive balance at the time of scaling.”How large it can get$800,000—
“Maximum Capital Allocation Combined Forex & Futures allocation is capped at $800K.”Where the path endsat a larger simulation—
“Customers are independent contractors not account holders or owners and are trading in a simulated funded environment only, and not using actual live funded accounts.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
How hard the test is
we did not read enough to sayNot the profit target on the sales page — that target measured against the room you are given to reach it.
Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.
How much you must win to survive · Profit target (phase 1) · Profit target (phase 2) · Days you have to finish · Trading days you must put in · A second attempt costs
Maximum loss
we did not read enough to sayThe loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.
What makes the loss limit rise · What the limit is measured against · Where the limit stops rising · What taking a payout does to the limit · Total loss allowed · Daily limit
Withdrawing
we did not read enough to sayHow much can leave the account, how soon, how often — and whether they can say no.
Can it refuse without giving a reasonThey do not say.0/3
we read the page that should answer this and it does not
“We may decline for any reason” is not a rule, it is the absence of one — it makes every other number on this axis conditional on goodwill.
Does that cap rise with the accountThey do not say.0/2
we read the page that should answer this and it does not
Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.
Days before you can ask for money · Most one withdrawal can pay you · Withdrawals before the account ends · What else a payout changes · What breaking the consistency rule costs · Profit required before the first request · Fee charged to pay you
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsThey state there is none.no change—
“Enjoy complete trading freedom with no restrictions on news trading, weekend holding, or trading styles”Forced close before the weekendThey state there is none.no change—
“We designed the Prime Challenges for traders who value flexibility. You get the freedom to trade across sessions, hold over weekends, and act on market-moving events - because we know that opportunities don't wait for market hours.”Leverage1:50by instrument
no change—
by instrument
“50x Leverage
Trade larger positions with smaller capital. Manage risk intelligently and maximize opportunity like a true swing trader.”No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
What makes the account growprofit · time elapsed · payouts taken — all of them—
“Requirements
To qualify for the Scaling Plan, meet the following conditions:
10% Total Net Simulated Profits
Over the 4-month period, you need to achieve at least 10% total net profit. Out of these 4 months, at least 2 months should be profitable.
Minimum 4 Month Cycle
Your trading cycle begins with your first trade, and you must trade for a minimum of 4 months
Two Payouts
You must process a minimum of 2 payouts during the scaling period.
Positive Account Balance
Your account must have a positive balance at the time of scaling.”Where the path endsat a larger simulation—
“Customers are independent contractors not account holders or owners and are trading in a simulated funded environment only, and not using actual live funded accounts.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
How hard the test is
we did not read enough to sayNot the profit target on the sales page — that target measured against the room you are given to reach it.
Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.
How much you must win to survive · Profit target (phase 1) · Profit target (phase 2) · Days you have to finish · Trading days you must put in · A second attempt costs
Maximum loss
we did not read enough to sayThe loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.
What makes the loss limit rise · What the limit is measured against · Where the limit stops rising · What taking a payout does to the limit · Total loss allowed · Daily limit
Withdrawing
we did not read enough to sayHow much can leave the account, how soon, how often — and whether they can say no.
Can it refuse without giving a reasonThey do not say.0/3
we read the page that should answer this and it does not
“We may decline for any reason” is not a rule, it is the absence of one — it makes every other number on this axis conditional on goodwill.
Does that cap rise with the accountThey do not say.0/2
we read the page that should answer this and it does not
Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.
Days before you can ask for money · Most one withdrawal can pay you · Withdrawals before the account ends · What else a payout changes · What breaking the consistency rule costs · Profit required before the first request · Fee charged to pay you
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Leverage1:100by instrument
no change—
by instrument
“100x Leverage
Control larger positions with lesser funds, increasing both potential gains and risks.”No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
What makes the account growprofit · time elapsed · payouts taken — all of them—
“Requirements
To qualify for the Scaling Plan, meet the following conditions:
10% Total Net Simulated Profits
Over the 4-month period, you need to achieve at least 10% total net profit. Out of these 4 months, at least 2 months should be profitable.
Minimum 4 Month Cycle
Your trading cycle begins with your first trade, and you must trade for a minimum of 4 months
Two Payouts
You must process a minimum of 2 payouts during the scaling period.
Positive Account Balance
Your account must have a positive balance at the time of scaling.”Where the path endsat a larger simulation—
“Customers are independent contractors not account holders or owners and are trading in a simulated funded environment only, and not using actual live funded accounts.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
How hard the test is
we did not read enough to sayNot the profit target on the sales page — that target measured against the room you are given to reach it.
Days you have to finishNo such thing in this plan.—
“There will be no evaluation phase for you to gain access to the Hola Prime (Sim. Funded) Account.”A deadline turns a test of skill into a test of whether the market happened to move during your month.
Trading days you must put inThey state there is none.2/2
“Enjoy the freedom of no profit targets or minimum trading days”Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.
A second attempt costsNo such thing in this plan.—
“There will be no evaluation phase for you to gain access to the Hola Prime (Sim. Funded) Account.”A free second attempt turns one bad week into a delay instead of another invoice.
Profit targetThey state there is none.—
“Direct Account is designed for seasoned traders looking to start an account, without any evaluation challenges, profit targets, or minimum trading days. This feature gives you immediate access to the Hola Prime (Sim. Funded) Account, allowing you to start earning rewards right away.”Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.
How much you must win to survive
Maximum loss
we did not read enough to sayThe loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.
What makes the loss limit rise · What the limit is measured against · Where the limit stops rising · What taking a payout does to the limit · Total loss allowed · Daily limit
Withdrawing
we did not read enough to sayHow much can leave the account, how soon, how often — and whether they can say no.
Can it refuse without giving a reasonThey do not say.0/3
we read the page that should answer this and it does not
“We may decline for any reason” is not a rule, it is the absence of one — it makes every other number on this axis conditional on goodwill.
Does that cap rise with the accountThey do not say.0/2
we read the page that should answer this and it does not
Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.
Days before you can ask for money · Most one withdrawal can pay you · Withdrawals before the account ends · What else a payout changes · What breaking the consistency rule costs · Profit required before the first request · Fee charged to pay you
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
What makes the account growprofit · time elapsed · payouts taken — all of them—
“Requirements
To qualify for the Scaling Plan, meet the following conditions:
10% Total Net Simulated Profits
Over the 4-month period, you need to achieve at least 10% total net profit. Out of these 4 months, at least 2 months should be profitable.
Minimum 4 Month Cycle
Your trading cycle begins with your first trade, and you must trade for a minimum of 4 months
Two Payouts
You must process a minimum of 2 payouts during the scaling period.
Positive Account Balance
Your account must have a positive balance at the time of scaling.”Where the path endsat a larger simulation—
“Customers are independent contractors not account holders or owners and are trading in a simulated funded environment only, and not using actual live funded accounts.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
The rules in writing
Could you read the rule before paying, and can they change it afterwards?
Where the rule that binds you is publishedThey do not say.0/4
we read the page that should answer this and it does not
If the rule that binds you lives in a help article your contract never mentions, you did not sign it.
Can it change the rules without noticeThey do not say.0/3
we read the page that should answer this and it does not
The clause that makes every dated verdict perishable, including ours. Near-universal, so not fatal.
Is the binding document datedThey do not say.0/2
we read the page that should answer this and it does not
Without a date you cannot tell whether the rule you read is the rule they apply.
Two official pages that disagree
the payout terms · costs money
“Follow the Rules. Get Guaranteed Payouts.”“Any breach of the applicable Trading Rules or Prohibited Trading Practices may result, at the Company’s discretion, in account suspension or termination, disqualification, forfeiture of profits, denial or reversal of payouts, or other remedial action.”whether the account reaches a real market · costs credibility
“Customers are independent contractors not account holders or owners and are trading in a simulated funded environment only, and not using actual live funded accounts.”“Hola Prime (Sim. Funded) Account may represent simulated accounts or live or copied accounts.”who stands behind the account · costs credibility
“Backed by a Regulated, Award-Winning Broker”“Hola Prime does not act as a broker and does not accept any deposits.”the account size or the speed · costs credibility
“Unlock Your Full Trading Potential with us. Get up to $4 million to trade!”“Maximum Capital Allocation Combined Forex & Futures allocation is capped at $800K.”the fees · costs money
“100% Challenge Fee Refund
Receive a 100% reimbursement of your account fee.”“8.6 Please note that failing to pass the KYC verification process will result in the rejection of the customer's account application, and the Customer shall not be entitled to any refund of fees paid to the Company.”The company behind it
If it goes wrong, which company do you claim against, and under whose laws?
The company you contract withHola Prime Limited (Hong Kong)no change4/4
“About: Simulated trading operations are managed by Hola Prime Limited, a company registered at L1, Shaw House, 201 Wan Po Road, Tseung Kwan O, Hong Kong.”“Customers are independent contractors not account holders or owners and are trading in a simulated funded environment only, and not using actual live funded accounts.”With no named company there is nobody to sue.
Where it is registeredwe did not read this stageHong Kong1/2
“Any legal relations established by these Terms or related to them, as well as any related non-contractual legal relations, shall be governed by the laws of Hong Kong. Any dispute that may arise in connection with these Terms and/or related agreements will fall within the jurisdiction of the Hong Kong court having local jurisdiction according to the registered office of the Company.”A claim in the Czech Republic and a claim in St Vincent are not the same claim.
Its registration numberwe did not read this stageThey do not say.0/2
we read the page that should answer this and it does not
What turns a name into something checkable in a public register.
That company owns the brandThey do not say.0/2
we read the page that should answer this and it does not
Signing with a company other than the brand’s owner separates who sold to you from who answers to you.
Almost no firm here has a financial regulator, because selling simulated evaluations is not a regulated activity anywhere. Of the 114 firms we scored by hand, 96 sat in the bottom two rungs of backing for this reason. So we do not count it against anyone — it only adds when a firm genuinely has one.
The people behind it are named
The market
Do your orders reach a market, or is all of it a simulation?
What the funded account issimulated, with no route to real capital0/4
“Customers are independent contractors not account holders or owners and are trading in a simulated funded environment only, and not using actual live funded accounts.”The question that separates a firm that earns when you lose from one that earns when you last.
Conditions to reach a real marketNo such thing in this plan.—
“Customers are independent contractors not account holders or owners and are trading in a simulated funded environment only, and not using actual live funded accounts.”Promising a route to a real market without publishing the conditions is promising nothing.
Almost none names a broker or a clearing house either, and that follows from the account being a simulation rather than being a second, separate failing. Charging for both would count one fact twice.
We read the rules of every plan it sells and issued a verdict on each one.