IC Funded drawdown rules
When the loss limit rises, what it is measured against, where it stops rising and what a payout does to it, in the firm’s own words.
What the limit is measured against · phase 1, phase 2, funded
Our reading
Live equity, open trades included
“Maximum Drawdown is calculated using equity, not balance . Floating losses from open positions are included in real time. This means an open position can cause a Maximum Drawdown breach before the trade is closed.”help centre · www.icfunded.com/en/faqs · 2026-09-10 · saved copy
Plans: 2-Step Professional, 1-Step Accelerated
Daily limit · phase 1
“How is the 4% Step 1 daily drawdown calculated? − Step 1 uses a 4% daily drawdown based on the applicable end-of-day equity reference. On a $100,000 reference, the daily allowance is $4,000. Both realised and floating losses can contribute to a breach when account equity falls below the permitted threshold.”rules page · www.icfunded.com/en/rules · 2026-09-10 · saved copy
Plans: 2-Step Professional
Daily limit · phase 2
“How is the 5% Step 2 daily drawdown calculated? − Step 2 uses a 5% daily drawdown based on the applicable end-of-day equity reference. On a $100,000 reference, the daily allowance is $5,000. Floating losses count, so an open position can cause a breach before it is closed.”rules page · www.icfunded.com/en/rules · 2026-09-10 · saved copy
Plans: 2-Step Professional
Daily limit · funded
“What drawdown limits apply on the 2-Step funded stage? − The current 2-Step Professional rules show a 5% daily drawdown and a 10% maximum drawdown on the simulated funded stage. The account must remain within both limits at all times.”rules page · www.icfunded.com/en/rules · 2026-09-10 · saved copy
Plans: 2-Step Professional
What makes the loss limit rise · phase 1, funded
Our reading
It does not move at all
“All 1-Step Accelerated accounts have a fixed 6% Maximum Drawdown during both the evaluation and simulated funded stages.”help centre · www.icfunded.com/en/faqs · 2026-09-10 · saved copy
Plans: 1-Step Accelerated
Daily limit · phase 1, funded
“How is the 3% daily drawdown calculated? − The current 1-Step Accelerated rules apply a 3% daily drawdown during both the evaluation and simulated funded stages. The calculation uses the applicable end-of-day equity reference, and both floating and realised losses can contribute to a breach.”rules page · www.icfunded.com/en/rules · 2026-09-10 · saved copy
Plans: 1-Step Accelerated
What makes the loss limit rise · funded
Our reading
It rises with the day's closing balance
“How does the 5% maximum drawdown work? − Max drawdown for Instant Funded accounts is calculated at 5% from the highest recorded End-of-Day (EOD) equity. The max drawdown floor can only move upwards and locks once it reaches the level of the initial account balance.”rules page · www.icfunded.com/en/rules · 2026-09-10 · saved copy
Plans: Instant Funded
What the limit is measured against · funded
Our reading
Live equity, open trades included
“What is Instant Funded? − Instant Funded provides immediate access to a simulated funded account without completing a traditional evaluation phase. There is no evaluation profit target, but the account is subject to max and daily drawdown thresholds as well as risk per trading idea and margin exposure thresholds, which all act as hard breach rules.”rules page · www.icfunded.com/en/rules · 2026-09-10 · saved copy
Plans: Instant Funded
Where the limit stops rising
Our reading
At your starting balance
“The max drawdown floor can only move upwards and locks once it reaches the level of the initial account balance.”rules page · www.icfunded.com/en/rules · 2026-09-10 · saved copy
Plans: Instant Funded
Daily limit · funded
“How is the 3% daily drawdown calculated? − Daily drawdown for Instant Funded accounts is calculated at 3% below the previous End-of-Day (EOD) equity. The daily drawdown floor can move either way relative to the previous daily drawdown floor level.”rules page · www.icfunded.com/en/rules · 2026-09-10 · saved copy
Plans: Instant Funded
See IC Funded’s full page →IC Funded payout rules →
This is what the firm publishes, not our opinion. When a firm changes a sentence we see it, and the date moves.