Klein Funding
DISQUALIFIEDThe platform is the plan, and the checkout does not say so. On Cleo there is no consistency rule, no minimum trading days and leverage stops at 1:5; on Bybit there is a 45%/30% Stability Score, a fifty-second minimum holding time, an instrument whitelist enforced by immediate breach, and 1:100. Same firm, same shop, same price list. Its own FAQ then promises "We dont have any trailing drawdown for maximum flexibility ! All drawdowns are static." while the page beside it fails you on a touch: "If your equity meets the any drawdown level on any given time, you will fail the challenge."
Drawdown rules →Payout rules →
Forty-five saved pages, and the count is arithmetic on the snapshot directory rather than a memory of it: the Terms, the refund policy, six marketing pages and thirty-seven help-centre articles. Five plans, named platform-first, because the firm's own order summary names them that way while two of its plan cards carry the same label.
Your account’s floor
The balance below which the firm closes the account. Each item with the firm’s own sentence. Read on the challenge: Cleo One Step.
- Maximum total loss · phase 1stated
- 6%
“$5,000 Account Cleo Standard Payout Share 70 % dd_type Static Drawdown 6 % Daily Drawdown 3 % Rewards Avg. $0 On Demand Target 10 %”
read on 2026-08-02 · kleinfunding.com · saved copy - Maximum loss in one day · phase 1stated
- 3% · with your live balance
“$5,000 Account Cleo Standard Payout Share 70 % dd_type Static Drawdown 6 % Daily Drawdown 3 % Rewards Avg. $0”
read on 2026-08-02 · kleinfunding.com · saved copy - When the floor moves · phase 1stated
- it does not move
“$5,000 Account Cleo Standard Payout Share 70 % dd_type Static Drawdown 6 % Daily Drawdown 3 %”
read on 2026-08-02 · kleinfunding.com · saved copy - What a payout does to itthey are silent
- we read that page and it does not sayread on 2026-08-02 · kleinfunding.com · saved copy
Crossed one of the seven hard bars. Open the row and it names which one, with the mechanism spelled out. This is not a low grade — no quantity of virtue elsewhere buys it off, which is why it carries no rank at all.
Disqualified for
Trustpilot: fabricated-reviews warning
Trustpilot withholds the rating and serves a fabricated-reviews warning — a third party concluding the firm faked its own reviews. A low score is not this; every prop firm has angry traders. This is separate from having no legal entity: a firm can publish its registration number and still be caught doing it.
Trustpilot
score withheld by Trustpilot — this is the figure it computes but will not show
Trustpilot removed reviews it found to be fake and withheld the rating. This is not a low score — it is a third party concluding the firm wrote its own praise.
We have not re-read this profile since. Trustpilot lifts these notices, so treat the warning above as what we saw on that date, not as the profile today.
What this firm published
Everything below is quoted from a page we opened, on the date shown. The quotes are in the firm’s own language, exactly as published — never edited, never shortened, never swapped for a translation. On the Spanish edition our own rendering appears underneath each one, unquoted and marked as ours: the quotation marks on this site mean the words are the firm’s, and nothing we wrote ever wears them. Where we have not read enough to put a number on an axis, we say so instead of guessing.
2/5
Can you even pass?
Almost nobody who pays for an evaluation ever reaches a funded account, so this is the part of the product most customers actually buy. Every firm advertises its profit target; none of them advertises that target next to how much you are allowed to lose while chasing it.
2/5
Can you keep the money?
The drawdown takes the account away; the payout rules take the money. Answered by whichever of the two we can measure and is worse — they are two ways of losing the same thing, so a good half cannot pay for a bad one.
2/5
Is anyone behind it?
A named company, a market, and rules you could read before paying. These three do not substitute for one another — a company you can sue does not stop existing because the account is a simulation — so this is the average of the ones we could measure, not the worst.
How hard the test is
Not the profit target on the sales page — that target measured against the room you are given to reach it.
How much you must win to survivefor every $1 you are allowed to lose, you must make $1.70.80/8
“$5,000 Account Cleo Standard Payout Share 70 % dd_type Static Drawdown 6 % Daily Drawdown 3 % Rewards Avg. $0 On Demand Target 10 % $52.25”A profit target only means something next to the room you are given to reach it. Ten per cent to make against ten to lose is a coin flip sold as an exam.
Days you have to finishThey state there is none.3/3
“We aim to provide traders with maximum flexibility, so the trading period has no time limit.”A deadline turns a test of skill into a test of whether the market happened to move during your month.
Trading days you must put inThey state there is none.2/2
“No. You can even pass your challenge with 1 trade.”Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.
Profit target10%—
“$5,000 Account Cleo Standard Payout Share 70 % dd_type Static Drawdown 6 % Daily Drawdown 3 % Rewards Avg. $0 On Demand Target 10 % $52.25”A second attempt costs
Maximum loss
The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
What makes the loss limit riseit does not move at allThey do not say.0/3
“$5,000 Account Cleo Standard Payout Share 70 % dd_type Static Drawdown 6 % Daily Drawdown 3 %”we read the page that should answer this and it does not
A limit that climbs takes back the cushion you already earned.
What the limit is measured againstlive equity, open trades includedwe did not read this stage1/2
“If your equity meets the any drawdown level on any given time, you will fail the challenge.”Decides whether a trade that dips and recovers can close an account that ended the day green.
What taking a payout does to the limitThey do not say.0/2
we read the page that should answer this and it does not
Taking your money out should not leave you closer to losing the account.
Daily limit3%, measured on live equity, open trades includedwe did not read this stage0.60/2
“$5,000 Account Cleo Standard Payout Share 70 % dd_type Static Drawdown 6 % Daily Drawdown 3 % Rewards Avg. $0”A generous percentage measured on live equity is not generous — it is the same number with a trapdoor under it.
Total loss allowed6%we did not read this stage0.50/1
“$5,000 Account Cleo Standard Payout Share 70 % dd_type Static Drawdown 6 % Daily Drawdown 3 % Rewards Avg. $0 On Demand Target 10 %”How much room you have. Worth little, because almost every firm offers the same.
Where the limit stops risingNo such thing in this plan.—
“We dont have any trailing drawdown for maximum flexibility ! All drawdowns are static.”The difference between a danger with an end date and one that never ends.
Withdrawing
How much can leave the account, how soon, how often — and whether they can say no.
Withdrawals before the account endsThey publish no ceiling.3/3
we read the page that should answer this and it does not
The cap per withdrawal times how many they allow is the real size of the account. One plan here is sold on a $200,000 banner and closes after five withdrawals of $2,100.
What else a payout changesThey do not say.0/3
we read the page that should answer this and it does not
The floor is not the only thing a withdrawal moves, and the rest of it is never on the same page. Position size, the consistency rule and the share you are paid all reset or shift at some firms, and a trader who checked only the drawdown finds out afterwards.
What breaking the consistency rule costsThey state there is none.no change3/3
“Is there a consistency/stability rule? No.”Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.
Can it refuse without giving a reasonyes — it reserves that right in writing0/3
“Profits accrued before KYC completion may be deemed void at our sole discretion.”“We may decline for any reason” is not a rule, it is the absence of one — it makes every other number on this axis conditional on goodwill.
Days before you can ask for moneyThey state there is none.2/2
“Anytime. Withdrawals are open every day, every hour.”How long your money is theirs.
Most one withdrawal can pay youThey do not say.0/2
we read the page that should answer this and it does not
$2,000 is generous on a $25K account and a joke on a $200K one, so it is measured as a share and at the worst size sold.
Does that cap rise with the accountNo such thing in this plan.—
“Minimum Trading Days 0 Trading Leverage Up to 1:5 Stability No Scaling No”Profit required before the first requestThey do not say.0/1
we read the page that should answer this and it does not
How much you have to make before you can touch anything.
Fee charged to pay youThey do not say.0/1
we read the page that should answer this and it does not
What they charge you to pay you.
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsThey state there is none.—
“The following trading strategies and methods are permitted on Klein Funding. Manual trading (discretionary) Swing trading (holding positions for days) Day trading (intraday positions) Scalping (short-term trades with proper execution) News trading Holding positions over weekends”Mandatory stop-lossThey state there is none.—
“Daily and max drawdown limits are only rule.”Minimum time a trade must be heldThey state there is none.—
“All trades on the Bybit platform must remain open for a minimum of 50 seconds before being closed. This rule applies exclusively to Bybit accounts and does not affect other platforms.”Forced close before the weekendThey state there is none.—
“Yes ! The cryptocurrency market operates 24/7 , giving you round-the-clock trading opportunities.”Leverage1:5 → 1:2by instrument
—
by instrument
“Leverage up to 1:5 BTC, ETH = 1:5 · All others = 1:2”Limit on position sizeThey state there is none.—
“Daily and max drawdown limits are only rule.”No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
What makes the account growNo such thing in this plan.—
“$100,000 Account Cleo Standard Payout Share 70 % dd_type Static Drawdown 6 % Daily Drawdown 3 % Rewards Avg. $0 On Demand Target 10 % $769.50 Minimum Trading Days 0 Trading Leverage Up to 1:5 Stability No Scaling No”How large it can getNo such thing in this plan.—
“Trading Leverage Up to 1:5 Stability No Scaling No”Where the path endsat a larger simulation—
“Klein Funding’s challenge is designed to find skilled traders through a fully virtual evaluation process. Those who pass get upgraded to a Pro Account. They keep trading with virtual funds, but earn monetized rewards based on performance.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
How hard the test is
Not the profit target on the sales page — that target measured against the room you are given to reach it.
How much you must win to survivefor every $1 you are allowed to lose, you must make $30/8
“$5,000 Account Flex Payout Share 70 % dd_type Fixed Trailing Drawdown 3 % Daily Drawdown 3 % Rewards Avg. $0 On Demand Target 9 % $28.50”A profit target only means something next to the room you are given to reach it. Ten per cent to make against ten to lose is a coin flip sold as an exam.
Days you have to finishThey state there is none.3/3
“We aim to provide traders with maximum flexibility, so the trading period has no time limit.”A deadline turns a test of skill into a test of whether the market happened to move during your month.
Trading days you must put inThey state there is none.2/2
“Is there a minimum trading day requirement? No. You can even pass your challenge with 1 trade.”Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.
Profit target9%—
“$5,000 Account Flex Payout Share 70 % dd_type Fixed Trailing Drawdown 3 % Daily Drawdown 3 % Rewards Avg. $0 On Demand Target 9 % $28.50”A second attempt costs
Maximum loss
The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
What makes the loss limit riseThey do not say.0/3
we read the page that should answer this and it does not
A limit that climbs takes back the cushion you already earned.
What the limit is measured againstlive equity, open trades included1/2
“If your equity meets the any drawdown level on any given time, you will fail the challenge.”Decides whether a trade that dips and recovers can close an account that ended the day green.
What taking a payout does to the limitThey do not say.0/2
we read the page that should answer this and it does not
Taking your money out should not leave you closer to losing the account.
Daily limit3%, measured on live equity, open trades included0.60/2
“$5,000 Account Flex Payout Share 70 % dd_type Fixed Trailing Drawdown 3 % Daily Drawdown 3 % Rewards Avg. $0”A generous percentage measured on live equity is not generous — it is the same number with a trapdoor under it.
Total loss allowed3%0/1
“$5,000 Account Flex Payout Share 70 % dd_type Fixed Trailing Drawdown 3 % Daily Drawdown 3 % Rewards Avg. $0 On Demand Target 9 %”How much room you have. Worth little, because almost every firm offers the same.
Where the limit stops risingThey do not say.—
we read the page that should answer this and it does not
The difference between a danger with an end date and one that never ends.
Withdrawing
How much can leave the account, how soon, how often — and whether they can say no.
Withdrawals before the account endsThey publish no ceiling.3/3
we read the page that should answer this and it does not
The cap per withdrawal times how many they allow is the real size of the account. One plan here is sold on a $200,000 banner and closes after five withdrawals of $2,100.
What else a payout changesThey do not say.0/3
we read the page that should answer this and it does not
The floor is not the only thing a withdrawal moves, and the rest of it is never on the same page. Position size, the consistency rule and the share you are paid all reset or shift at some firms, and a trader who checked only the drawdown finds out afterwards.
What breaking the consistency rule costsThey state there is none.no change3/3
“Is there a consistency/stability rule? No.”Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.
Can it refuse without giving a reasonyes — it reserves that right in writing0/3
“Profits accrued before KYC completion may be deemed void at our sole discretion.”“We may decline for any reason” is not a rule, it is the absence of one — it makes every other number on this axis conditional on goodwill.
Days before you can ask for moneyThey state there is none.2/2
“Anytime. Withdrawals are open every day, every hour.”How long your money is theirs.
Most one withdrawal can pay youThey do not say.0/2
we read the page that should answer this and it does not
$2,000 is generous on a $25K account and a joke on a $200K one, so it is measured as a share and at the worst size sold.
Does that cap rise with the accountNo such thing in this plan.—
“Target 9 % $418.00 Minimum Trading Days 0 Trading Leverage Up to 1:5 Stability No Scaling No”Profit required before the first requestThey do not say.0/1
we read the page that should answer this and it does not
How much you have to make before you can touch anything.
Fee charged to pay youThey do not say.0/1
we read the page that should answer this and it does not
What they charge you to pay you.
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsThey state there is none.—
“The following trading strategies and methods are permitted on Klein Funding. Manual trading (discretionary) Swing trading (holding positions for days) Day trading (intraday positions) Scalping (short-term trades with proper execution) News trading Holding positions over weekends”Mandatory stop-lossThey state there is none.—
“Daily and max drawdown limits are only rule.”Minimum time a trade must be heldThey state there is none.—
“All trades on the Bybit platform must remain open for a minimum of 50 seconds before being closed. This rule applies exclusively to Bybit accounts and does not affect other platforms.”Forced close before the weekendThey state there is none.—
“Yes ! The cryptocurrency market operates 24/7 , giving you round-the-clock trading opportunities.”Leverage1:5 → 1:2by instrument
—
by instrument
“Leverage up to 1:5 BTC, ETH = 1:5 · All others = 1:2”Limit on position sizeThey state there is none.—
“Daily and max drawdown limits are only rule.”No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
What makes the account growNo such thing in this plan.—
“$100,000 Account Flex Payout Share 70 % dd_type Fixed Trailing Drawdown 3 % Daily Drawdown 3 % Rewards Avg. $0 On Demand Target 9 % $418.00 Minimum Trading Days 0 Trading Leverage Up to 1:5 Stability No Scaling No”How large it can getNo such thing in this plan.—
“$418.00 Minimum Trading Days 0 Trading Leverage Up to 1:5 Stability No Scaling No”Where the path endsat a larger simulation—
“Klein Funding’s challenge is designed to find skilled traders through a fully virtual evaluation process. Those who pass get upgraded to a Pro Account. They keep trading with virtual funds, but earn monetized rewards based on performance.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
How hard the test is
we did not read enough to sayNot the profit target on the sales page — that target measured against the room you are given to reach it.
How much you must win to surviveNo such thing in this plan.—
“Profit Target No profit target required The profit goal you need to achieve to pass the challenge phase.”A profit target only means something next to the room you are given to reach it. Ten per cent to make against ten to lose is a coin flip sold as an exam.
Days you have to finishNo such thing in this plan.—
“Instant Pro No stability rule No challenge needed”A deadline turns a test of skill into a test of whether the market happened to move during your month.
Trading days you must put inNo such thing in this plan.—
“PRO Instant Pro No stability rule No challenge needed”Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.
A second attempt costsNo such thing in this plan.—
“No stability rule No challenge needed”A free second attempt turns one bad week into a delay instead of another invoice.
Profit targetNo such thing in this plan.—
“Profit Target No profit target required The profit goal you need to achieve to pass the challenge phase.”Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.
Maximum loss
The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
What makes the loss limit riseit rises tick by tick, while you trade0.75/3
“Smart drawdown moves upward as your equity increases. However, once your account reaches +3% profit, the drawdown locks at -3% of the original starting balance — and it stays there permanently, regardless of future profits, withdrawals, or resets.”A limit that climbs takes back the cushion you already earned.
Where the limit stops risingat your starting balance3/3
“After this point, the maximum loss allowed is $750 from the initial balance, and the drawdown will not trail anymore.”The difference between a danger with an end date and one that never ends.
What the limit is measured againstlive equity, open trades included1/2
“If your equity meets the any drawdown level on any given time, you will fail the challenge.”Decides whether a trade that dips and recovers can close an account that ended the day green.
What taking a payout does to the limitnothing — the limit stays where it was2/2
“Smart drawdown moves upward as your equity increases. However, once your account reaches +3% profit, the drawdown locks at -3% of the original starting balance — and it stays there permanently, regardless of future profits, withdrawals, or resets.”Taking your money out should not leave you closer to losing the account.
Daily limit3%, measured on live equity, open trades included0.60/2
“$1,250 Account Instant Pro Payout Share 70 % dd_type Smart Drawdown 6 % Daily Drawdown 3 %”A generous percentage measured on live equity is not generous — it is the same number with a trapdoor under it.
Total loss allowed6%0.50/1
“$1,250 Account Instant Pro Payout Share 70 % dd_type Smart Drawdown 6 % Daily Drawdown 3 % $50.35”How much room you have. Worth little, because almost every firm offers the same.
Withdrawing
How much can leave the account, how soon, how often — and whether they can say no.
Withdrawals before the account endsThey publish no ceiling.3/3
we read the page that should answer this and it does not
The cap per withdrawal times how many they allow is the real size of the account. One plan here is sold on a $200,000 banner and closes after five withdrawals of $2,100.
What else a payout changesThey do not say.0/3
we read the page that should answer this and it does not
The floor is not the only thing a withdrawal moves, and the rest of it is never on the same page. Position size, the consistency rule and the share you are paid all reset or shift at some firms, and a trader who checked only the drawdown finds out afterwards.
What breaking the consistency rule costsThey state there is none.3/3
“$50,000 Account Instant Pro Payout Share 70 % dd_type Smart Drawdown 6 % Daily Drawdown 3 % $1,196.05 Minimum Trading Days 3 Trading Leverage Up to 1:100 Stability No Scaling Up to $2M”Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.
Can it refuse without giving a reasonyes — it reserves that right in writing0/3
“Profits accrued before KYC completion may be deemed void at our sole discretion.”“We may decline for any reason” is not a rule, it is the absence of one — it makes every other number on this axis conditional on goodwill.
Days before you can ask for money3 days2/2
“Traders must complete a minimum of 3 separate trading days, each with at least 0.5% profit.”How long your money is theirs.
Most one withdrawal can pay youThey do not say.0/2
we read the page that should answer this and it does not
$2,000 is generous on a $25K account and a joke on a $200K one, so it is measured as a share and at the worst size sold.
Does that cap rise with the accountThey do not say.0/2
we read the page that should answer this and it does not
Profit required before the first request4%1/1
“You can request a payout after completing 3 trading days and 4% profit.”How much you have to make before you can touch anything.
Fee charged to pay youThey do not say.0/1
we read the page that should answer this and it does not
What they charge you to pay you.
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsThey state there is none.—
“The following trading strategies and methods are permitted on Klein Funding. Manual trading (discretionary) Swing trading (holding positions for days) Day trading (intraday positions) Scalping (short-term trades with proper execution) News trading Holding positions over weekends”Mandatory stop-lossThey do not say.—
we read the page that should answer this and it does not
Minimum time a trade must be held50 seconds—
“All trades on the Bybit platform must remain open for a minimum of 50 seconds before being closed. This rule applies exclusively to Bybit accounts and does not affect other platforms.”Forced close before the weekendThey state there is none.—
“Yes ! The cryptocurrency market operates 24/7 , giving you round-the-clock trading opportunities.”Leverage1:100by instrument
—
by instrument
“Bybit offers leverage up to 1:100 for most of the tradeable coins.”Limit on position sizeThey do not say.—
we read the page that should answer this and it does not
No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
What makes the account growprofit—
“If you make a 10% profit on your account balance, you can request to scale your account.”How large it can get$2,000,000—
“Scaling Up to $2M Eligible for scaling plan. Grow your account balance up to $2M based on performance.”Where the path endsat a larger simulation—
“Klein Funding’s challenge is designed to find skilled traders through a fully virtual evaluation process. Those who pass get upgraded to a Pro Account. They keep trading with virtual funds, but earn monetized rewards based on performance.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
How hard the test is
Not the profit target on the sales page — that target measured against the room you are given to reach it.
How much you must win to surviveThey do not say.0/8
we read the page that should answer this and it does not
A profit target only means something next to the room you are given to reach it. Ten per cent to make against ten to lose is a coin flip sold as an exam.
Days you have to finishThey state there is none.3/3
“We aim to provide traders with maximum flexibility, so the trading period has no time limit.”A deadline turns a test of skill into a test of whether the market happened to move during your month.
Trading days you must put inThey state there is none.2/2
“Is There a Minimum Number of Trading Days Required? We dont have any minimum trading days requirement.”Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.
Profit target6%—
“$5,000 Account Standard Payout Share 70 % dd_type Static Drawdown 6 % Daily Drawdown 3 % Rewards Avg. $0 On Demand Target 6 % $76.00”A second attempt costs
Maximum loss
The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
What makes the loss limit riseit does not move at allThey do not say.0/3
“$5,000 Account Standard Payout Share 70 % dd_type Static Drawdown 6 % Daily Drawdown 3 % Rewards Avg. $0 On Demand Target 6 %”we read the page that should answer this and it does not
A limit that climbs takes back the cushion you already earned.
What the limit is measured againstlive equity, open trades includedwe did not read this stage1/2
“If your equity meets the any drawdown level on any given time, you will fail the challenge.”Decides whether a trade that dips and recovers can close an account that ended the day green.
What taking a payout does to the limitThey do not say.0/2
we read the page that should answer this and it does not
Taking your money out should not leave you closer to losing the account.
Daily limit3%, measured on live equity, open trades includedwe did not read this stage0.60/2
“Standard Payout Share 70 % dd_type Static Drawdown 6 % Daily Drawdown 3 % Rewards Avg. $0 On Demand Target 6 % $137.75”A generous percentage measured on live equity is not generous — it is the same number with a trapdoor under it.
Total loss allowed6%They do not say.0/1
“Standard Payout Share 70 % dd_type Static Drawdown 6 % Daily Drawdown 3 % Rewards Avg. $0 On Demand Target 6 % $76.00”we read the page that should answer this and it does not
How much room you have. Worth little, because almost every firm offers the same.
Where the limit stops risingNo such thing in this plan.—
“We dont have any trailing drawdown for maximum flexibility ! All drawdowns are static. ”The difference between a danger with an end date and one that never ends.
Withdrawing
How much can leave the account, how soon, how often — and whether they can say no.
Withdrawals before the account endsThey publish no ceiling.3/3
we read the page that should answer this and it does not
The cap per withdrawal times how many they allow is the real size of the account. One plan here is sold on a $200,000 banner and closes after five withdrawals of $2,100.
What else a payout changesThey do not say.0/3
we read the page that should answer this and it does not
The floor is not the only thing a withdrawal moves, and the rest of it is never on the same page. Position size, the consistency rule and the share you are paid all reset or shift at some firms, and a trader who checked only the drawdown finds out afterwards.
What breaking the consistency rule costsit delays the payoutno change2.10/3
“Violating this rule does not breach your account. You simply need to continue trading until your best day's profit falls below the threshold relative to your total profits.”“The Stability Score ensures consistent profit growth by preventing large, irregular profit spikes. It applies to both evaluation and funded stages.”Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.
Can it refuse without giving a reasonyes — it reserves that right in writing0/3
“Profits accrued before KYC completion may be deemed void at our sole discretion.”“We may decline for any reason” is not a rule, it is the absence of one — it makes every other number on this axis conditional on goodwill.
Days before you can ask for moneyThey state there is none.2/2
“You can request your payout on demand. This means you can request a payout as long as you respect your stability score.”How long your money is theirs.
Most one withdrawal can pay youThey do not say.0/2
we read the page that should answer this and it does not
$2,000 is generous on a $25K account and a joke on a $200K one, so it is measured as a share and at the worst size sold.
Does that cap rise with the accountNo such thing in this plan.—
“Minimum Trading Days 0 Trading Leverage Up to 1:100 Stability 30% Scaling No”Profit required before the first requestThey do not say.0/1
we read the page that should answer this and it does not
How much you have to make before you can touch anything.
Fee charged to pay youThey do not say.0/1
we read the page that should answer this and it does not
What they charge you to pay you.
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsThey state there is none.—
“The following trading strategies and methods are permitted on Klein Funding. Manual trading (discretionary) Swing trading (holding positions for days) Day trading (intraday positions) Scalping (short-term trades with proper execution) News trading Holding positions over weekends”Mandatory stop-lossThey do not say.—
we read the page that should answer this and it does not
Minimum time a trade must be held50 seconds—
“All trades on the Bybit platform must remain open for a minimum of 50 seconds before being closed. This rule applies exclusively to Bybit accounts and does not affect other platforms.”Forced close before the weekendThey state there is none.—
“Yes ! The cryptocurrency market operates 24/7 , giving you round-the-clock trading opportunities.”Leverage1:100by instrument
—
by instrument
“Bybit offers leverage up to 1:100 for most of the tradeable coins.”Limit on position sizeThey do not say.—
we read the page that should answer this and it does not
No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
What makes the account growNo such thing in this plan.—
“$100,000 Account Standard Payout Share 70 % dd_type Static Drawdown 6 % Daily Drawdown 3 % Rewards Avg. $0 On Demand Target 6 % $1,035.50 Minimum Trading Days 0 Trading Leverage Up to 1:100 Stability 30% Scaling No”How large it can getNo such thing in this plan.—
“Trading Leverage Up to 1:100 Stability 30% Scaling No”Where the path endsat a larger simulation—
“Phase 2: Live Account You’re now trading on a live environment with virtual funds. No targets, just stay disciplined.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
How hard the test is
Not the profit target on the sales page — that target measured against the room you are given to reach it.
How much you must win to surviveThey do not say.0/8
we read the page that should answer this and it does not
A profit target only means something next to the room you are given to reach it. Ten per cent to make against ten to lose is a coin flip sold as an exam.
Days you have to finishThey state there is none.no change3/3
“We aim to provide traders with maximum flexibility, so the trading period has no time limit.”“Is There a Time Limit To Complete Evaluation Stage ? We aim to provide traders with maximum flexibility, so the trading period has no time limit.”A deadline turns a test of skill into a test of whether the market happened to move during your month.
Trading days you must put inThey state there is none.no change2/2
“We dont have any minimum trading days requirement.”“Is There a Minimum Number of Trading Days Required? We dont have any minimum trading days requirement. How Are Daily and Overall Maximum Loss Calculated?”Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.
Profit target6%3%—
“Reward Split Drawdown Type Max Drawdown Daily Drawdown Rewards Target 1. Phase Target 2. Phase $5,000 Account Standard Payout Share 70 % dd_type Static Drawdown 6 % Daily Drawdown 3 % Rewards Avg. $0 On Demand Target 6 % Target 3 % $61.75”“Rewards Target 1. Phase Target 2. Phase $5,000 Account Standard Payout Share 70 % dd_type Static Drawdown 6 % Daily Drawdown 3 % Rewards Avg. $0 On Demand Target 6 % Target 3 % $61.75”A second attempt costs
Maximum loss
The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
What makes the loss limit riseit does not move at allno changeThey do not say.0/3
“$5,000 Account Standard Payout Share 70 % dd_type Static Drawdown 6 % Daily Drawdown 3 % Rewards Avg. $0 On Demand Target 6 % Target 3 %”“$10,000 Account Standard Payout Share 70 % dd_type Static Drawdown 6 % Daily Drawdown 3 % Rewards Avg. $0 On Demand Target 6 % Target 3 % $114.00”we read the page that should answer this and it does not
A limit that climbs takes back the cushion you already earned.
What the limit is measured againstlive equity, open trades includedno changewe did not read this stage1/2
“If your equity meets the any drawdown level on any given time, you will fail the challenge.”“The total maximum loss is fixed at choosed percentage of the initial account balance. If your equity meets the any drawdown level on any given time, you will fail the challenge.”Decides whether a trade that dips and recovers can close an account that ended the day green.
What taking a payout does to the limitThey do not say.0/2
we read the page that should answer this and it does not
Taking your money out should not leave you closer to losing the account.
Daily limit3%, measured on live equity, open trades includedno changewe did not read this stage0.60/2
“Standard Payout Share 70 % dd_type Static Drawdown 6 % Daily Drawdown 3 % Rewards Avg. $0 On Demand Target 6 % Target 3 % $437.00”“Standard Payout Share 70 % dd_type Static Drawdown 6 % Daily Drawdown 3 % Rewards Avg. $0 On Demand Target 6 % Target 3 % $831.25”A generous percentage measured on live equity is not generous — it is the same number with a trapdoor under it.
Total loss allowed6%no changeThey do not say.0/1
“Standard Payout Share 70 % dd_type Static Drawdown 6 % Daily Drawdown 3 % Rewards Avg. $0 On Demand Target 6 % Target 3 % $61.75”“Standard Payout Share 70 % dd_type Static Drawdown 6 % Daily Drawdown 3 % Rewards Avg. $0 On Demand Target 6 % Target 3 % $237.50”we read the page that should answer this and it does not
How much room you have. Worth little, because almost every firm offers the same.
Where the limit stops risingNo such thing in this plan.—
“We dont have any trailing drawdown for maximum flexibility ! All drawdowns are static.”The difference between a danger with an end date and one that never ends.
Withdrawing
How much can leave the account, how soon, how often — and whether they can say no.
Withdrawals before the account endsThey publish no ceiling.3/3
we read the page that should answer this and it does not
The cap per withdrawal times how many they allow is the real size of the account. One plan here is sold on a $200,000 banner and closes after five withdrawals of $2,100.
What else a payout changesThey do not say.0/3
we read the page that should answer this and it does not
The floor is not the only thing a withdrawal moves, and the rest of it is never on the same page. Position size, the consistency rule and the share you are paid all reset or shift at some firms, and a trader who checked only the drawdown finds out afterwards.
What breaking the consistency rule costsit delays the payoutno changeno change2.10/3
“Violating this rule does not breach your account. You simply need to continue trading until your best day's profit falls below the threshold relative to your total profits.”“No single trading day's profit can equal or exceed a set percentage of your total profits / profit target if you are in evaluation phase — 45% for 2-phase plans and 30% for 1-phase plans .”“The Stability Score ensures consistent profit growth by preventing large, irregular profit spikes. It applies to both evaluation and funded stages.”Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.
Can it refuse without giving a reasonyes — it reserves that right in writing0/3
“Profits accrued before KYC completion may be deemed void at our sole discretion.”“We may decline for any reason” is not a rule, it is the absence of one — it makes every other number on this axis conditional on goodwill.
Days before you can ask for moneyThey state there is none.2/2
“How Often Can I Request My Earnings? You can request your payout on demand. This means you can request a payout as long as you respect your stability score.”How long your money is theirs.
Most one withdrawal can pay youThey do not say.0/2
we read the page that should answer this and it does not
$2,000 is generous on a $25K account and a joke on a $200K one, so it is measured as a share and at the worst size sold.
Does that cap rise with the accountNo such thing in this plan.—
“Minimum Trading Days 0 Trading Leverage Up to 1:100 Stability 45% Scaling No”Profit required before the first requestThey do not say.0/1
we read the page that should answer this and it does not
How much you have to make before you can touch anything.
Fee charged to pay youThey do not say.0/1
we read the page that should answer this and it does not
What they charge you to pay you.
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsThey state there is none.no change—
“The following trading strategies and methods are permitted on Klein Funding. Manual trading (discretionary) Swing trading (holding positions for days) Day trading (intraday positions) Scalping (short-term trades with proper execution) News trading Holding positions over weekends”“Scalping (short-term trades with proper execution) News trading Holding positions over weekends”Mandatory stop-lossThey do not say.no change—
we read the page that should answer this and it does not
Minimum time a trade must be held50 secondsno change—
“All trades on the Bybit platform must remain open for a minimum of 50 seconds before being closed. This rule applies exclusively to Bybit accounts and does not affect other platforms.”“Exploiting the demo environment (taking advantage of demo environment) Holding trades less than 50 seconds”Forced close before the weekendThey state there is none.no change—
“Yes ! The cryptocurrency market operates 24/7 , giving you round-the-clock trading opportunities.”“The following trading strategies and methods are permitted on Klein Funding. Manual trading (discretionary) Swing trading (holding positions for days) Day trading (intraday positions) Scalping (short-term trades with proper execution) News trading Holding positions over weekends”Leverage1:100by instrument
no change—
by instrument
“Bybit offers leverage up to 1:100 for most of the tradeable coins.”“Leverage up to 1:100 Maximum leverage available on all crypto assets.”Limit on position sizeThey do not say.no change—
we read the page that should answer this and it does not
No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
What makes the account growNo such thing in this plan.—
“$100,000 Account Standard Payout Share 70 % dd_type Static Drawdown 6 % Daily Drawdown 3 % Rewards Avg. $0 On Demand Target 6 % Target 3 % $831.25 Minimum Trading Days 0 Trading Leverage Up to 1:100 Stability 45% Scaling No”How large it can getNo such thing in this plan.—
“Trading Leverage Up to 1:100 Stability 45% Scaling No”Where the path endsat a larger simulation—
“Klein Funding’s challenge is designed to find skilled traders through a fully virtual evaluation process. Those who pass get upgraded to a Pro Account. They keep trading with virtual funds, but earn monetized rewards based on performance.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
The rules in writing
Could you read the rule before paying, and can they change it afterwards?
Where the rule that binds you is publishedin a help-centre article the contract never mentions1.20/4
“By purchasing, accessing, or using any Klein Funding account, the User acknowledges and agrees that all trading rules, account conditions, payout requirements, prohibited strategies, risk parameters, drawdown rules, stability requirements, challenge or funded account conditions, and operational guidelines published in the Klein Funding FAQ, Help Center, dashboard notices, product pages, and trading rules pages form an integral part of these Terms and Conditions.”If the rule that binds you lives in a help article your contract never mentions, you did not sign it.
Can it change the rules without noticeyes, and it says so0.60/3
“We reserve the right to alter these Terms at our sole discretion. When revisions occur, the “Last Updated” date will be revised, and you waive any right to receive specific notice of each such change.”The clause that makes every dated verdict perishable, including ours. Near-universal, so not fatal.
Is the binding document datedyes2/2
“Last Updated: 08 March 2025”Without a date you cannot tell whether the rule you read is the rule they apply.
Two official pages that disagree
the drawdown rule · costs money
“We dont have any trailing drawdown for maximum flexibility ! All drawdowns are static.”“The Max Trailing Drawdown is fixed at 8% of your starting balance, and it moves (or “trails”) your High Water Mark (‘HWM’ – based on balance or equity, whichever highest).”the consistency rule · costs money
“Static drawdown, no consistency rule, no hidden time-of-day restrictions. You always know exactly what is allowed — and what counts as a violation.”“No single trading day's profit can equal or exceed a set percentage of your total profits / profit target if you are in evaluation phase — 45% for 2-phase plans and 30% for 1-phase plans .”the fees · costs money
“Refundable challenge fee Up to 125% on payout”“All sales are final , and there are no refunds for services, including evaluation fees.”whether the account reaches a real market · costs credibility
“Trades are routed through real Bybit infrastructure with deep liquidity and tight spreads. No simulated fills, no requote tricks — the same pipes used by Bybit's own pro traders.”“Klein Funding is an educational and evaluation firm. It does not accept customer deposits, nor does it offer financial or investment services. All trading accounts provided to users are demo accounts operating in a simulated environment with virtual funds.”the payout terms · costs credibility
“Profit Split 60-90% Your share of the profits earned from trading. Higher splits available with higher plans.”“You can select a profit share starting at 40% and go up to 100%.”the account size or the speed · costs credibility
“We dont have any minimum trading days requirement.”“Min Trading Days 3-4 Days Due to Stability Rule”the account size or the speed · costs credibility
“Scaling Up to $2M Eligible for scaling plan. Grow your account balance up to $2M based on performance.”“The maximum allocation per user is $300.000 for funded stage.”The company behind it
If it goes wrong, which company do you claim against, and under whose laws?
The company you contract withKUENTECH LLCno change4/4
“Welcome to Klein Funding , an online service provided by KUENTECH LLC, a company registered in England and Wales under company number , whose registered office is located at 131 Continental Dr, Suite 305, Newark, DE 19713, New Castle County, United States .”“Entire Agreement : These Terms and any policies or operating rules posted by us constitute the entire agreement between you and KUENTECH LLC.”With no named company there is nobody to sue.
Where it is registeredEngland and Walesno change2/2
“These Terms, their subject matter, and their formation, are governed by and construed in accordance with the laws of England and Wales , excluding conflict of laws rules.”“Should informal negotiations fail, any dispute arising out of or related to these Terms may be resolved by binding arbitration in London, United Kingdom, subject to the arbitration rules in effect at the time.”A claim in the Czech Republic and a claim in St Vincent are not the same claim.
Its registration numberThey do not say.no change0/2
we read the page that should answer this and it does not
What turns a name into something checkable in a public register.
That company owns the brandyes2/2
“Unless otherwise specified, KUENTECH LLC or our licensors own all intellectual property rights in and to the Services, including the source code, databases, functionality, software, website designs, text, photographs, audio, video, and graphics (collectively, the “Content”), as well as trademarks, service marks, and logos (the “Marks”) displayed within the Services.”Signing with a company other than the brand’s owner separates who sold to you from who answers to you.
The people behind it are namedThey do not say.0/2
we read the page that should answer this and it does not
Named people can be looked up. A company on its own cannot always be.
Almost no firm here has a financial regulator, because selling simulated evaluations is not a regulated activity anywhere. Of the 114 firms we scored by hand, 96 sat in the bottom two rungs of backing for this reason. So we do not count it against anyone — it only adds when a firm genuinely has one.
The market
Do your orders reach a market, or is all of it a simulation?
What the funded account issimulated, with no route to real capital0/4
“Klein Funding’s challenge is designed to find skilled traders through a fully virtual evaluation process. Those who pass get upgraded to a Pro Account. They keep trading with virtual funds, but earn monetized rewards based on performance.”The question that separates a firm that earns when you lose from one that earns when you last.
Conditions to reach a real marketNo such thing in this plan.—
“Klein Funding’s challenge is designed to find skilled traders through a fully virtual evaluation process. Those who pass get upgraded to a Pro Account. They keep trading with virtual funds, but earn monetized rewards based on performance.”Promising a route to a real market without publishing the conditions is promising nothing.
Almost none names a broker or a clearing house either, and that follows from the account being a simulation rather than being a second, separate failing. Charging for both would count one fact twice.
We read the rules of every plan it sells and issued a verdict on each one.