Lark Funding
Two of its three products could be read plan by plan, and they do not share a floor. The 1-Step is candid and static — "On our 1-stage evaluation, it is a 7% static drawdown." — with no clock, no minimum days and a monthly base once funded. The Instant runs an 8% floor that trails on live equity and, by the firm's own sentence, locks at the starting balance "when you request your first payout", which for a trader not yet 8% up moves the floor against them. Every figure that can close an account lives in an Intercom help centre on another host: the contract carries none of them and makes "absolutely no promise, guarantee, or warranty, express or implied, as to any promise to future employment as a trader, monetary payments". Read on 4 August from seventeen saved pages.
Three products share one pricing table and not the floor. The 1-Step is the plain one — "Trading Period Unlimited", "Min Trading Days 0", 7% static, an 80% split and a "Monthly Base $50/month (unlimited)" paid on the funded account whether or not the month made money. The Instant is the one to read twice: the article that sets its 8% trailing floor says "The drawdown will lock at the initial balance once the account reaches an 8% gain or when you request your first payout.", which is a tightening for anybody not yet 8% up, and then says twice that nothing moves — "Note that your 8% maximum trailing drawdown does not reset upon requesting a payout." — without ever reconciling the two. Its worked example does not come out of its own formula either: 8% below $105,000 is $96,600, not the $97,000 printed. The advertised free retry is not for people who fail: the Smart Reset asks you to "Maintain your account drawdown below 5% of your total account value" and hand the account back, while an actual breach at 7% means "To attempt the Evaluation again, you will need to buy another account through our website." No consistency rule is claimed and a gain cap does the same work — "the excess gain will be subtracted from $10,000" when you request payment, and "Three violations result in an immediate account breach with no payout." The help centre also reserves the right "to revise in response to market conditions the drawdown levels at which trading in the Simulated Funded Account will be halted", so the 7% on the price table is not fixed. Disputes are "settled by the courts of Canada located in Montreal", and no regulator or registration number appears in any of the seventeen pages. The third product, 3-Step, sits on the same table and is UNREAD: the saved copy kept one of the widget's fifteen panels rendered, so its figures are missing from us, not withheld by them.
Not enough published data to simulate this firm’s floor.
We read this firm plan by plan, and its numbers are published — they live in the derived evidence on its card, not in the five-axis sieve the tiers are ranked on. The grade here is the evidence itself: three answers and a payment-promise score, each computed from the firm’s own documents with a citation behind every input. What it does not have is the hand-written scorecard a tier requires.
Graded from the evidence
Can you even pass?
2/5
Can you keep the money?
1/5
Is anyone behind it?
1/5
What they published
“On our 1-stage evaluation, it is a 7% static drawdown.”“The drawdown will lock at the initial account balance once the account reaches an 8% gain or when you request your first payout.”“8.1 The Company will display the guidelines associated with the Services on the Company's website and via email, upon becoming a Trader. These guidelines, which may change from time to time in The Company's sole discretion, are incorporated in whole into this Agreement. The Company makes absolutely no promise, guarantee, or warranty, express or implied, as to any promise to future employment as a trader, monetary payments, or any other type or kind of compensation or award for your performance as a Trader.”Plan by plan
3 of this firm’s challenges were read plan by plan, with a citation behind every answer. See them side by side →
8% of the highest closed balance, trailing on live equity, stopping at the starting balance — at +8% of gain, or on the first payout request, whichever comes first. That second trigger is the catch: asking for money before the account is 8% up moves the floor UP to the opening balance. The same page then says "The Maximum Trailing Loss Limit does not reset after a reward." and never reconciles the two. The daily loss is the one this firm publishes whole: 5% of the previous day's closed balance at 5 PM EST, measured on equity including floating P&L, so an open loser can end the account.
"Max Drawdown $700 (7%)" appears twice on the panel, once per stage, so the floor does not tighten when you are funded. What is unstated is what that floor DOES: the only sentence in the firm's possession using the word static limits it to the 1-stage evaluation, and the funded column repeats 7% with no qualifier. The daily loss is published as a number and never as a rule — "Daily Loss $500 (5%)" with nothing anywhere about what it measures or when it resets, and the help-centre article that would have said it returned 404 on both attempts.
Trustpilot
We found no Trustpilot profile for this firm.
What this firm published
Everything below is quoted from a page we opened, on the date shown. The quotes are in the firm’s own language, exactly as published — never edited, never shortened, never swapped for a translation. On the Spanish edition our own rendering appears underneath each one, unquoted and marked as ours: the quotation marks on this site mean the words are the firm’s, and nothing we wrote ever wears them. Where we have not read enough to put a number on an axis, we say so instead of guessing.
2/5
Can you even pass?
Almost nobody who pays for an evaluation ever reaches a funded account, so this is the part of the product most customers actually buy. Every firm advertises its profit target; none of them advertises that target next to how much you are allowed to lose while chasing it.
1/5
Can you keep the money?
The drawdown takes the account away; the payout rules take the money. Answered by whichever of the two we can measure and is worse — they are two ways of losing the same thing, so a good half cannot pay for a bad one.
1/5
Is anyone behind it?
A named company, a market, and rules you could read before paying. These three do not substitute for one another — a company you can sue does not stop existing because the account is a simulation — so this is the average of the ones we could measure, not the worst.
How hard the test is
we did not read enough to sayNot the profit target on the sales page — that target measured against the room you are given to reach it.
How much you must win to surviveNo such thing in this plan.—
“This program offers direct access to a simulated Master account. It's, therefore, crucial that you have a refined trading and risk management system.”A profit target only means something next to the room you are given to reach it. Ten per cent to make against ten to lose is a coin flip sold as an exam.
Days you have to finishNo such thing in this plan.—
“This program offers direct access to a simulated Master account. It's, therefore, crucial that you have a refined trading and risk management system.”A deadline turns a test of skill into a test of whether the market happened to move during your month.
Trading days you must put inNo such thing in this plan.—
“This program offers direct access to a simulated Master account. It's, therefore, crucial that you have a refined trading and risk management system.”Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.
A second attempt costsNo such thing in this plan.—
“This program offers direct access to a simulated Master account. It's, therefore, crucial that you have a refined trading and risk management system.”A free second attempt turns one bad week into a delay instead of another invoice.
Profit targetNo such thing in this plan.—
“This program offers direct access to a simulated Master account. It's, therefore, crucial that you have a refined trading and risk management system.”Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.
Maximum loss
The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
What makes the loss limit riseThey do not say.0/3
we read the page that should answer this and it does not
A limit that climbs takes back the cushion you already earned.
What the limit is measured againstThey do not say.0/2
we read the page that should answer this and it does not
Decides whether a trade that dips and recovers can close an account that ended the day green.
What taking a payout does to the limitThey do not say.0/2
we read the page that should answer this and it does not
Taking your money out should not leave you closer to losing the account.
Daily limit5%, measured on live equity, open trades included1.20/2
“The Maximum Daily Loss is the amount a trader is allowed to lose in a single day. For this rule, it is calculated based on your previous day closed account balance at 5 PM EST. The rule states that the account’s daily equity—which is the sum of all closed positions plus the currently floating PnL—must not reach the Maximum Daily Loss limit. This limit resets every day at 5:00 pm EST.”A generous percentage measured on live equity is not generous — it is the same number with a trapdoor under it.
Total loss allowedThey do not say.0/1
we read the page that should answer this and it does not
How much room you have. Worth little, because almost every firm offers the same.
Where the limit stops risingThey do not say.—
we read the page that should answer this and it does not
The difference between a danger with an end date and one that never ends.
Withdrawing
How much can leave the account, how soon, how often — and whether they can say no.
Withdrawals before the account endsThey publish no ceiling.3/3
we read the page that should answer this and it does not
The cap per withdrawal times how many they allow is the real size of the account. One plan here is sold on a $200,000 banner and closes after five withdrawals of $2,100.
What else a payout changesThey do not say.0/3
we read the page that should answer this and it does not
The floor is not the only thing a withdrawal moves, and the rest of it is never on the same page. Position size, the consistency rule and the share you are paid all reset or shift at some firms, and a trader who checked only the drawdown finds out afterwards.
What breaking the consistency rule costsThey state there is none.3/3
“Trade freely during high-impact news events and don't worry about restrictive consistency rules.”Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.
Can it refuse without giving a reasonyes — it reserves that right in writing0/3
“8.1 The Company will display the guidelines associated with the Services on the Company's website and via email, upon becoming a Trader. These guidelines, which may change from time to time in The Company's sole discretion, are incorporated in whole into this Agreement. The Company makes absolutely no promise, guarantee, or warranty, express or implied, as to any promise to future employment as a trader, monetary payments, or any other type or kind of compensation or award for your performance as a Trader.”“We may decline for any reason” is not a rule, it is the absence of one — it makes every other number on this axis conditional on goodwill.
Days before you can ask for moneyThey state there is none.2/2
“We offer the first payout on-demand. This means that you can request your first reward whenever you would like.”How long your money is theirs.
Most one withdrawal can pay youThey do not say.0/2
we read the page that should answer this and it does not
$2,000 is generous on a $25K account and a joke on a $200K one, so it is measured as a share and at the worst size sold.
Does that cap rise with the accountThey do not say.0/2
we read the page that should answer this and it does not
Profit required before the first requestThey do not say.0/1
we read the page that should answer this and it does not
How much you have to make before you can touch anything.
Fee charged to pay youThey do not say.0/1
we read the page that should answer this and it does not
What they charge you to pay you.
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsThey state there is none.—
“We currently don't have any restrictions surrounding news events. However, please refer to our All-or-Nothing prohibited trading strategy and ensure that you're remaining risk-managed at all times.”Mandatory stop-lossThey state there is none.—
“You may have received a soft breach email for not placing a stop loss if you're unable to trade without them. This doesn't mean you have breached your account. You are free to continue trading as normal.”Minimum time a trade must be heldThey do not say.—
we read the page that should answer this and it does not
Forced close before the weekendThey do not say.—
we read the page that should answer this and it does not
Leverage1:50by instrument
—
by instrument
“Forex: 1:50”Limit on position sizeThey state there is none.—
“There is no hard set lot size limit. A trader is restricted solely based on their available leverage.”No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
What makes the account growThey do not say.—
we read the page that should answer this and it does not
How large it can getThey do not say.—
we read the page that should answer this and it does not
Where the path endsat a larger simulation—
“The accounts utilized for our services are exclusively simulated demo accounts. Lark Funding Inc. only offers access to demo accounts within a simulated trading environment.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
How hard the test is
Not the profit target on the sales page — that target measured against the room you are given to reach it.
How much you must win to survivefor every $1 you are allowed to lose, you must make $1.42.40/8
“Gain Target $1000 (10%)”A profit target only means something next to the room you are given to reach it. Ten per cent to make against ten to lose is a coin flip sold as an exam.
Days you have to finishThey state there is none.no change3/3
“Trading Period Unlimited”A deadline turns a test of skill into a test of whether the market happened to move during your month.
Trading days you must put inThey state there is none.no change2/2
“Min Trading Days 0”Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.
A second attempt costsyou pay full price again0/2
“If you breach our daily or maximum drawdown rule, our system will automatically restrict your account. Your account status on the dashboard will show as "Breached" to indicate this violation. To attempt the Evaluation again, you will need to buy another account through our website.”A free second attempt turns one bad week into a delay instead of another invoice.
Profit target10%They state there is none.—
“Gain Target $1000 (10%)”“Gain Target None”Maximum loss
The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
What makes the loss limit riseit does not move at allThey do not say.0/3
“On our 1-stage evaluation, it is a 7% static drawdown.”we read the page that should answer this and it does not
A limit that climbs takes back the cushion you already earned.
What the limit is measured againstThey do not say.no change0/2
we read the page that should answer this and it does not
Decides whether a trade that dips and recovers can close an account that ended the day green.
What taking a payout does to the limitThey do not say.0/2
we read the page that should answer this and it does not
Taking your money out should not leave you closer to losing the account.
Total loss allowed7%no change0.50/1
“Max Drawdown $700 (7%)”How much room you have. Worth little, because almost every firm offers the same.
Where the limit stops risingNo such thing in this plan.—
“If the account rises to $105,000, you can still draw down to $93,000.”The difference between a danger with an end date and one that never ends.
Daily limit (phase 1) · Daily limit (funded)
Withdrawing
How much can leave the account, how soon, how often — and whether they can say no.
Withdrawals before the account endsThey publish no ceiling.3/3
we read the page that should answer this and it does not
The cap per withdrawal times how many they allow is the real size of the account. One plan here is sold on a $200,000 banner and closes after five withdrawals of $2,100.
What else a payout changesThey do not say.0/3
we read the page that should answer this and it does not
The floor is not the only thing a withdrawal moves, and the rest of it is never on the same page. Position size, the consistency rule and the share you are paid all reset or shift at some firms, and a trader who checked only the drawdown finds out afterwards.
What breaking the consistency rule costsThey state there is none.no change3/3
“Trade freely during high-impact news events and don't worry about restrictive consistency rules.”Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.
Can it refuse without giving a reasonyes — it reserves that right in writing0/3
“8.1 The Company will display the guidelines associated with the Services on the Company's website and via email, upon becoming a Trader. These guidelines, which may change from time to time in The Company's sole discretion, are incorporated in whole into this Agreement. The Company makes absolutely no promise, guarantee, or warranty, express or implied, as to any promise to future employment as a trader, monetary payments, or any other type or kind of compensation or award for your performance as a Trader.”“We may decline for any reason” is not a rule, it is the absence of one — it makes every other number on this axis conditional on goodwill.
Days before you can ask for moneyThey do not say.0/2
we read the page that should answer this and it does not
How long your money is theirs.
Most one withdrawal can pay youThey do not say.0/2
we read the page that should answer this and it does not
$2,000 is generous on a $25K account and a joke on a $200K one, so it is measured as a share and at the worst size sold.
Does that cap rise with the accountThey do not say.0/2
we read the page that should answer this and it does not
Profit required before the first requestThey do not say.0/1
we read the page that should answer this and it does not
How much you have to make before you can touch anything.
Fee charged to pay youThey do not say.0/1
we read the page that should answer this and it does not
What they charge you to pay you.
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsThey state there is none.no change—
“Yes! We allow trading during news events. However, please refer to our All-or-Nothing prohibited trading strategy. Opening a large position size before or during a high-impact news event does not align with sound risk management principles and could lead to a breach of our terms and conditions.”Mandatory stop-lossThey state there is none.no change—
“You may have received a soft breach email for not placing a stop loss if you're unable to trade without them. This doesn't mean you have breached your account. You are free to continue trading as normal.”Minimum time a trade must be heldThey do not say.no change—
we read the page that should answer this and it does not
Forced close before the weekendThey do not say.no change—
we read the page that should answer this and it does not
Leverage1:30by instrument
no change—
by instrument
“Simulated Leverage 30:1”Limit on position sizeThey do not say.no change—
we read the page that should answer this and it does not
No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
What makes the account growThey do not say.—
we read the page that should answer this and it does not
How large it can getThey do not say.—
we read the page that should answer this and it does not
Where the path endsat a larger simulation—
“The accounts utilized for our services are exclusively simulated demo accounts. Lark Funding Inc. only offers access to demo accounts within a simulated trading environment.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
How hard the test is
we did not read enough to sayNot the profit target on the sales page — that target measured against the room you are given to reach it.
A second attempt costsyou pay full price again0/2
“If you breach our daily or maximum drawdown rule, our system will automatically restrict your account. Your account status on the dashboard will show as "Breached" to indicate this violation. To attempt the Evaluation again, you will need to buy another account through our website.”A free second attempt turns one bad week into a delay instead of another invoice.
Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.
How much you must win to survive · Profit target · Days you have to finish · Trading days you must put in
Maximum loss
we did not read enough to sayThe loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.
What makes the loss limit rise · What the limit is measured against · Where the limit stops rising · What taking a payout does to the limit · Total loss allowed · Daily limit
Withdrawing
we did not read enough to sayHow much can leave the account, how soon, how often — and whether they can say no.
Can it refuse without giving a reasonyes — it reserves that right in writing0/3
“8.1 The Company will display the guidelines associated with the Services on the Company's website and via email, upon becoming a Trader. These guidelines, which may change from time to time in The Company's sole discretion, are incorporated in whole into this Agreement. The Company makes absolutely no promise, guarantee, or warranty, express or implied, as to any promise to future employment as a trader, monetary payments, or any other type or kind of compensation or award for your performance as a Trader.”“We may decline for any reason” is not a rule, it is the absence of one — it makes every other number on this axis conditional on goodwill.
Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.
Days before you can ask for money · Most one withdrawal can pay you · Does that cap rise with the account · Withdrawals before the account ends · What else a payout changes · What breaking the consistency rule costs · Profit required before the first request · Fee charged to pay you
The rules in writing
Could you read the rule before paying, and can they change it afterwards?
Where the rule that binds you is publishedin a help-centre article the contract never mentions1.20/4
“Please read all of the following rules closely to understand the program.”If the rule that binds you lives in a help article your contract never mentions, you did not sign it.
Can it change the rules without noticeyes, and it says so0.60/3
“1.4 The Company reserves the right to suspend, replace, modify, amend, or terminate this Agreement at any time and within its sole and absolute discretion.”The clause that makes every dated verdict perishable, including ours. Near-universal, so not fatal.
Is the binding document datedThey do not say.0/2
we read the page that should answer this and it does not
Without a date you cannot tell whether the rule you read is the rule they apply.
Two official pages that disagree
the payout terms · costs money
“8.1 The Company will display the guidelines associated with the Services on the Company's website and via email, upon becoming a Trader. These guidelines, which may change from time to time in The Company's sole discretion, are incorporated in whole into this Agreement. The Company makes absolutely no promise, guarantee, or warranty, express or implied, as to any promise to future employment as a trader, monetary payments, or any other type or kind of compensation or award for your performance as a Trader.”“The only prop firm that pays you a monthly base even if you don't have simulated gains . Pass our demo evaluation — or retry for free — and unlock real income.”the fees · costs money
“7.4 There are no refunds on any Services purchased from the Company.”“In some special circumstances, we will provide a refund if there were no trades placed on the account, for assistance, please contact our email support.”the payout terms · costs credibility
“On average, traders receive their payout directly in their Riseworks account within 6 hours of requesting it.”“Enjoy the Industry's Fastest Payouts with a 4-Hour Average Payout Time!”who stands behind the account · costs credibility
“All payments, platform operations, and service fulfillment are conducted by Lark Dashboards Inc.”“Lark Funding Inc. are required by Canadian law to authenticate the identity of all individuals before disbursing company capital to contractors.”The company behind it
If it goes wrong, which company do you claim against, and under whose laws?
The company you contract withLark Dashboards Inc.no change4/4
“All content published and distributed under the Lark Funding brand is licensed by Lark Dashboards Inc., which operates this website and provides all services offered herein.”“All payments, platform operations, and service fulfillment are conducted by Lark Dashboards Inc.”With no named company there is nobody to sue.
Where it is registeredwe did not read this stageCanada — courts in Montreal2/2
“14.1 You acknowledge and agree that any controversy or claim arising out of or related to this Agreement, including any claim or controversy concerning interpretation of this Agreement or your use of this Services, will be settled by the courts of Canada located in Montreal.”A claim in the Czech Republic and a claim in St Vincent are not the same claim.
Its registration numberwe did not read this stageThey do not say.0/2
we read the page that should answer this and it does not
What turns a name into something checkable in a public register.
That company owns the brandno — the brand sits elsewhere0.40/2
“All services, payments, and operations are managed by Lark Dashboards Inc., under license.”Signing with a company other than the brand’s owner separates who sold to you from who answers to you.
The people behind it are namedno0.80/2
“After 5 years of being a trader Matt, was tired of the Time Limit Challenges, and open Lark Funding. One of the first firms without time limits.”Named people can be looked up. A company on its own cannot always be.
Almost no firm here has a financial regulator, because selling simulated evaluations is not a regulated activity anywhere. Of the 114 firms we scored by hand, 96 sat in the bottom two rungs of backing for this reason. So we do not count it against anyone — it only adds when a firm genuinely has one.
The market
Do your orders reach a market, or is all of it a simulation?
What the funded account issimulated, with no route to real capital0/4
“The accounts utilized for our services are exclusively simulated demo accounts. Lark Funding Inc. only offers access to demo accounts within a simulated trading environment.”The question that separates a firm that earns when you lose from one that earns when you last.
Conditions to reach a real marketNo such thing in this plan.—
“The accounts utilized for our services are exclusively simulated demo accounts. Lark Funding Inc. only offers access to demo accounts within a simulated trading environment.”Promising a route to a real market without publishing the conditions is promising nothing.
Almost none names a broker or a clearing house either, and that follows from the account being a simulation rather than being a second, separate failing. Charging for both would count one fact twice.
We read the rules of every plan it sells and issued a verdict on each one.