PolyFundr
Read, no tierIt publishes no terms of service, no trader agreement, no privacy policy, no refund policy and no risk disclosure at any public address on either of its hosts. The front page carries one copyright line and no legal links at all. Twenty-one pages were read — five from the marketing site and sixteen from the help centre, which is every page the firm's own index lists — so this is a search that came back empty rather than a search that was not made.
Drawdown rules →Payout rules →
To its credit it is candid about what is being traded, in its own FAQ: "You are not trading on Polymarket directly." Nothing is executed anywhere; the account is a simulation priced off live Polymarket quotes, and the only real money runs in two directions — the fee in and the payout out. One product, four sizes, the same percentages at every size, and a funded account that opens automatically under the same risk rules.
Your account’s floor
The balance below which the firm closes the account. Each item with the firm’s own sentence. Read on the challenge: One-Step Challenge.
- Maximum total loss · funded accountstated
- 20%
“Max total drawdown 20% trailing from peak equity”
read on 2026-08-02 · support.polyfundr.com · saved copy - Maximum loss in one day · funded accountstated
- 10% · with your live balance
“At the start of each UTC day, your equity is snapshotted. If your equity drops more than 10% below that level at any point during the day, your funded account is breached.”
read on 2026-08-02 · support.polyfundr.com · saved copy - When the floor moves · funded accountstated
- with your live balance
“PolyFundr tracks your all-time peak equity. If your equity ever falls more than 20% below that peak, your funded account is breached.”
read on 2026-08-02 · support.polyfundr.com · saved copy - When it stops movingstated
- never stops
“The peak only moves upward. Once you reach new highs, the floor rises with you.”
read on 2026-08-02 · support.polyfundr.com · saved copy - What a payout does to itstated
- it does not change
“Drawdown is always calculated net of any payouts already made, so withdrawing your profit never moves you closer to a breach . Your earned profit is protected, not penalized.”
read on 2026-08-02 · support.polyfundr.com · saved copy
Its challenges
We read this firm plan by plan, and its numbers are published — they live in the derived evidence on its card, not in the five-axis sieve the tiers are ranked on. The grade here is the evidence itself: three answers and a payment-promise score, each computed from the firm’s own documents with a citation behind every input. What it does not have is the hand-written scorecard a tier requires.
Graded from the evidence
Can you even pass?
2/5
Can you keep the money?
2/5
Is anyone behind it?
0/5
Trustpilot
What this firm published
Everything below is quoted from a page we opened, on the date shown. The quotes are in the firm’s own language, exactly as published — never edited, never shortened, never swapped for a translation. On the Spanish edition our own rendering appears underneath each one, unquoted and marked as ours: the quotation marks on this site mean the words are the firm’s, and nothing we wrote ever wears them. Where we have not read enough to put a number on an axis, we say so instead of guessing.
2/5
Can you even pass?
Almost nobody who pays for an evaluation ever reaches a funded account, so this is the part of the product most customers actually buy. Every firm advertises its profit target; none of them advertises that target next to how much you are allowed to lose while chasing it.
2/5
Can you keep the money?
The drawdown takes the account away; the payout rules take the money. Answered by whichever of the two we can measure and is worse — they are two ways of losing the same thing, so a good half cannot pay for a bad one.
0/5
Is anyone behind it?
A named company, a market, and rules you could read before paying. These three do not substitute for one another — a company you can sue does not stop existing because the account is a simulation — so this is the average of the ones we could measure, not the worst.
How hard the test is
Not the profit target on the sales page — that target measured against the room you are given to reach it.
How much you must win to survivefor every $1 you are allowed to lose, you must make $1.52.40/8
“Profit target Your account equity reaches +30% above your starting balance”A profit target only means something next to the room you are given to reach it. Ten per cent to make against ten to lose is a coin flip sold as an exam.
Days you have to finishThey state there is none.3/3
“No challenge expiry date”A deadline turns a test of skill into a test of whether the market happened to move during your month.
Trading days you must put inThey state there is none.2/2
“No. There is no minimum number of trading days and no deadline to pass. The only clock is a 14-day inactivity rule: place at least one trade every 14 days.”Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.
A second attempt costsyou pay full price again0/2
“The challenge account closes and you owe nothing else. Your one-time fee is the most you can ever lose. You can start a new challenge whenever you are ready.”A free second attempt turns one bad week into a delay instead of another invoice.
Profit target30%—
“Profit target Your account equity reaches +30% above your starting balance”Maximum loss
The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
What makes the loss limit riseit rises tick by tick, while you tradeno change0.75/3
“The high-water mark only moves up. Once you reach a new peak, the floor rises with it and does not move back down.”“PolyFundr tracks your all-time peak equity. If your equity ever falls more than 20% below that peak, your funded account is breached.”A limit that climbs takes back the cushion you already earned.
Where the limit stops risingit never stops rising0/3
“The peak only moves upward. Once you reach new highs, the floor rises with you.”The difference between a danger with an end date and one that never ends.
What the limit is measured againstlive equity, open trades includedno change1/2
“The platform tracks your highest-ever equity. If your equity falls more than 20% below that all-time peak , the account fails.”“Daily and total drawdown violations are evaluated continuously and will close the account immediately on breach.”Decides whether a trade that dips and recovers can close an account that ended the day green.
What taking a payout does to the limitnothing — the limit stays where it was2/2
“Drawdown is always calculated net of any payouts already made, so withdrawing your profit never moves you closer to a breach . Your earned profit is protected, not penalized.”Taking your money out should not leave you closer to losing the account.
Daily limit10%, measured on live equity, open trades includedno change1.20/2
“At the start of each UTC day, the platform snapshots your account equity. If your equity falls more than 10% below that snapshot at any point during the day, the account fails.”“At the start of each UTC day, your equity is snapshotted. If your equity drops more than 10% below that level at any point during the day, your funded account is breached.”A generous percentage measured on live equity is not generous — it is the same number with a trapdoor under it.
Total loss allowed20%no change1/1
“Max total drawdown 20% drop from your all-time peak equity Trailing high-water mark”“Max total drawdown 20% trailing from peak equity”How much room you have. Worth little, because almost every firm offers the same.
Withdrawing
How much can leave the account, how soon, how often — and whether they can say no.
Withdrawals before the account endsThey publish no ceiling.3/3
we read the page that should answer this and it does not
The cap per withdrawal times how many they allow is the real size of the account. One plan here is sold on a $200,000 banner and closes after five withdrawals of $2,100.
What else a payout changesthe consistency calculation starts over1.50/3
“Your profit is consistent for this payout window : no single trading day produced more than 40% of the combined profit of the winning days since your last payout.”The floor is not the only thing a withdrawal moves, and the rest of it is never on the same page. Position size, the consistency rule and the share you are paid all reset or shift at some firms, and a trader who checked only the drawdown finds out afterwards.
What breaking the consistency rule costsit delays the payoutno change2.10/3
“Consistency is a gate, not a breach. It never fails or closes your account. It only delays the pass until your profit is spread out.”“Consistency here is a gate too, never a breach: it only asks you to spread profit across more than one day, and it never closes your account.”Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.
Can it refuse without giving a reasonThey do not say.0/3
we read the page that should answer this and it does not
“We may decline for any reason” is not a rule, it is the absence of one — it makes every other number on this axis conditional on goodwill.
Days before you can ask for moneyThey state there is none.2/2
“There is no minimum trading-days requirement, and open positions do not count until closed.”How long your money is theirs.
Most one withdrawal can pay you2.0% of the account, at worst0.50/2
“On a $50,000 funded account, you become eligible once your realized eligible profit reaches $15,000 (30% of your starting balance). Your first payout has no “half of new profit” limit. As soon as you hit the $15,000 eligibility target you can request straight away, up to the week-1 ladder cap: Request the 1st payout: up to $1,000 gross ( $900 to you at 90%). After your first payout, each later payout is additionally capped at half of the new eligible profit you earn after your previous payout (and by the ladder), with a 7-day cooldown between requests: Earn at least $4,000 more, then request the 2nd: up to $2,000 gross ( $1,800 to you). Earn at least $10,000 more, then request the 3rd and later: up to $5,000 gross ( $4,500 to you).”$2,000 is generous on a $25K account and a joke on a $200K one, so it is measured as a share and at the worst size sold.
Does that cap rise with the accountno — it stays where it is0/2
“Larger funded accounts still provide more trading room because drawdown and risk limits scale with account size. The ladder reflects that more fairly over time and grows the longer you trade well.”Profit required before the first request30%0/1
“Your realized eligible profit , after prior paid payouts, has reached 30% of your starting balance .”How much you have to make before you can touch anything.
Fee charged to pay youThey state there is none.1/1
“No. There are no payout withdrawal fees.”What they charge you to pay you.
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsThey state there is none.no change—
“Trade on news events, weekends, or any time of day.”“No. You can trade any market available on PolyFundr at any time, including weekends and news events.”Mandatory stop-lossThey do not say.no change—
we read the page that should answer this and it does not
we read the page that should answer this and it does not
Minimum time a trade must be heldThey state there is none.no change—
“No restrictions on holding periods or market categories.”“Trading runs 24/7 with no restrictions on news events, weekends, or holding periods.”Forced close before the weekendThey state there is none.no change—
“There are no restrictions on news events, weekends, or holding periods. You can trade any open market at any time and hold positions for as long as you like, as long as you stay within the risk rules.”“Trading runs 24/7 with no restrictions on news events, weekends, or holding periods. You can hold a position for as long as you like, as long as you stay within the risk rules.”LeverageNo such thing in this plan.no change—
“Your shares are your amount divided by the entry price (as a decimal). At 40¢ with $20 you get 50 shares; if it resolves to 100¢, those shares are worth $50, a $30 gain.”Limit on position size250 · 500 · 1250 · 2500500 · 1250 · 2500 · 5000 · 10000—
“$ 5K $ 10K $ 25K $ 50K Profit target ? $1,500 $3,000 $7,500 $15,000 Daily drawdown ? $500 $1,000 $2,500 $5,000 Total drawdown ? $1,000 $2,000 $5,000 $10,000 Max risk per trade ? $250 $500 $1,250 $2,500”“Account size Max risk per trade $10,000 $500 $25,000 $1,250 $50,000 $2,500 $100,000 $5,000 $200,000 $10,000”No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
What makes the account growNo such thing in this plan.—
“Your funded account always matches the size of the challenge you passed.”How large it can getNo such thing in this plan.—
“If you want a larger funded account, pass a larger purchasable challenge, or earn a $100k or $200k seat through a competition or giveaway.”Where the path endsat a larger simulation—
“You trade live Polymarket prices in a simulated account, so the only money you put in is the one-time challenge fee. Once you pass and trade the funded account, the profits you withdraw are paid to you in real USDC.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
The rules in writing
Could you read the rule before paying, and can they change it afterwards?
Where the rule that binds you is publishedin a help-centre article the contract never mentions1.20/4
“Use this page as the source of truth for challenge rules. It covers how you pass, what fails the account, and which risk rules continue after you get funded.”If the rule that binds you lives in a help article your contract never mentions, you did not sign it.
Can it change the rules without noticeThey do not say.0/3
we read the page that should answer this and it does not
The clause that makes every dated verdict perishable, including ours. Near-universal, so not fatal.
Is the binding document datedThey do not say.0/2
we read the page that should answer this and it does not
Without a date you cannot tell whether the rule you read is the rule they apply.
Two official pages that disagree
the consistency rule · costs money
“The moment your challenge equity hits the target and your profit is consistent (no single trading day over 30% of your total profit), your challenge passes and a funded account is created automatically.”“No single trading day’s realized profit can be more than 30% of the combined profit of your winning days (losing days do not shrink the denominator).”the account size or the speed · costs credibility
“$5,000 Funded account Profit target $1,500 Max drawdown $1,000 You keep 90% Evaluation 1-step Time limit None $49 one-time”“Challenges are sold directly at $10,000, $25,000, and $50,000.”the account size or the speed · costs credibility
“Prove your edge on a rules-based challenge, and get funded up to $100k to trade Polymarket events.”“$100,000 and $200,000 accounts are not on direct sale right now. They are awarded through competitions and giveaways, and run on the same percentage-based rules (for example a $30,000 / $60,000 profit target).”The company behind it
If it goes wrong, which company do you claim against, and under whose laws?
The company you contract withThey do not say.no change0/4
we read the page that should answer this and it does not
With no named company there is nobody to sue.
Where it is registeredwe did not read this stageThey do not say.0/2
we read the page that should answer this and it does not
A claim in the Czech Republic and a claim in St Vincent are not the same claim.
Its registration numberwe did not read this stageThey do not say.0/2
we read the page that should answer this and it does not
What turns a name into something checkable in a public register.
That company owns the brandThey do not say.0/2
we read the page that should answer this and it does not
Signing with a company other than the brand’s owner separates who sold to you from who answers to you.
The people behind it are namedThey do not say.0/2
we read the page that should answer this and it does not
Named people can be looked up. A company on its own cannot always be.
Almost no firm here has a financial regulator, because selling simulated evaluations is not a regulated activity anywhere. Of the 114 firms we scored by hand, 96 sat in the bottom two rungs of backing for this reason. So we do not count it against anyone — it only adds when a firm genuinely has one.
The market
Do your orders reach a market, or is all of it a simulation?
What the funded account issimulated, with no route to real capital0/4
“You are not trading on Polymarket directly. PolyFundr simulates your trades against those live prices and tracks your performance inside the challenge and funded account rules.”The question that separates a firm that earns when you lose from one that earns when you last.
Conditions to reach a real marketNo such thing in this plan.—
“You are not trading on Polymarket directly. PolyFundr simulates your trades against those live prices and tracks your performance inside the challenge and funded account rules.”Promising a route to a real market without publishing the conditions is promising nothing.
Almost none names a broker or a clearing house either, and that follows from the account being a simulation rather than being a second, separate failing. Charging for both would count one fact twice.
We read the rules of every plan it sells and issued a verdict on each one.