The5ers
We reported that its entire help centre returned 404 and that its rules could not be read before buying. That was our error: we tested the wrong addresses. The knowledge base is live at the5ers.com/faqs with 414 published articles, and read properly, most of its plans run a genuinely static drawdown that is identical in evaluation and funded. What the readable rulebook reveals is worse than what we accused it of. Among the grounds for termination: 'You make any defamatory, disparaging, or harmful statements about the Company, its employees, or the Services on any public platform, including but not limited to social media networks, public groups, forums, or review sites.'
The forfeiture sentence sits in the same paragraph, with no break between them: 'Violation of this clause constitutes a fundamental breach of these Terms... and any accrued profits or Reward Balance shall be immediately forfeited.' Read that beside the 4.7 rating from 33,451 reviews the firm advertises, which Trustpilot has not flagged or suppressed. Two companies of the identical name stand behind the site, FIVE PERCENT ONLINE LTD in England (12553363) and FIVE PERCENT ONLINE LTD in Israel (515864007), and the exclusive forum is the courts of Tel Aviv, in a country its own terms list under Forbidden Territory. The funded relationship is governed by 'additional terms, which you will be required to accept in addition to these Terms', a contract published nowhere. We stopped short of disqualifying it on that last point: the trading rules themselves are published in full, so what you cannot read before paying is the legal wrapper, not the risk.
Not enough published data to simulate this firm’s floor.
Judged, clean of all seven hard bars, and the scorecard still came in under the bar. Nothing here is an accusation — it is a firm we would not open an account with, and the card says on which axes it fell short.
Scorecard
12Trails on daily closes only, then freezes at your starting balance
A named company, but no financial regulator anywhere — or a light-touch one only
Workable, but a cap or a waiting period bites
The risk rule changes after you have paid
Established, with a normal review profile
Each axis is scored 0–5 against a published scale. The line under each bar is the rung this firm landed on — not our summary of it, the scale entry itself.
Plan by plan
6 of this firm’s challenges were read plan by plan, with a citation behind every answer. See them side by side →
Static 6% below the initial account size, and the firm states plainly that target, max loss and daily pause are unchanged when funded. The 3% daily limit pauses the account rather than failing it, and no news clause deducts profit.
The same static 6% in both stages, but its 3% daily limit terminates the account where Hyper Growth's 3% only pauses it. Same number, opposite consequence, sold on the same page.
The plan behind the sitewide 100K for 149 dollars banner. Max loss is 6% or 10% and does not change when funded, but it carries a 50% consistency rule and a $2,000 payout cap, and its rules sit in the knowledge base under generic 1-Step and 2-Step titles that read as though they govern the flagship plans.
Static 10% at every stage, but orders executed two minutes either side of high-impact news have their profit deducted while, in the firm's own words, losses are absorbed by you.
Trails your highest midnight balance or equity and never freezes at the initial balance, the weakest floor in the range, though it is the same in both stages and a payout moves it in your favour.
The max loss tightens from 5% to 4% at funding and a 3% daily pause appears that existed in none of the evaluation steps, and no page states what either percentage is measured against.
Trustpilot
What this firm published
Everything below is quoted from a page we opened, on the date shown. The quotes are in the firm’s own language, exactly as published — never edited, never shortened, never swapped for a translation. On the Spanish edition our own rendering appears underneath each one, unquoted and marked as ours: the quotation marks on this site mean the words are the firm’s, and nothing we wrote ever wears them. Where we have not read enough to put a number on an axis, we say so instead of guessing.
3/5
Can you even pass?
Almost nobody who pays for an evaluation ever reaches a funded account, so this is the part of the product most customers actually buy. Every firm advertises its profit target; none of them advertises that target next to how much you are allowed to lose while chasing it.
3/5
Can you keep the money?
The drawdown takes the account away; the payout rules take the money. Answered by whichever of the two we can measure and is worse — they are two ways of losing the same thing, so a good half cannot pay for a bad one.
2/5
Is anyone behind it?
A named company, a market, and rules you could read before paying. These three do not substitute for one another — a company you can sue does not stop existing because the account is a simulation — so this is the average of the ones we could measure, not the worst.
How hard the test is
we did not read enough to sayNot the profit target on the sales page — that target measured against the room you are given to reach it.
Days you have to finishThey state there is none.3/3
“Traders have all the time they need in order to pass the challenge. However, we want to know that traders are active. Therefore, inactive accounts for more than 30 consecutive days will get expired.”A deadline turns a test of skill into a test of whether the market happened to move during your month.
Trading days you must put inThey state there is none.2/2
“No minimum trades or days requirements for completing level 1”Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.
A second attempt costsyou pay full price again0/2
“You may attempt to complete the Evaluation again for an additional fee.”A free second attempt turns one bad week into a delay instead of another invoice.
Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.
How much you must win to survive · Profit target (phase 1)
Maximum loss
we did not read enough to sayThe loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
What makes the loss limit riseThey do not say.we did not read this stage0/3
the document they themselves point at is not there
A limit that climbs takes back the cushion you already earned.
Daily limit3%, measured on the day's closing figureno change1/2
“E.g. If your balance is $10,500 at midnight, your daily pause level will be 3% of $10,500. This means if your equity falls below $10,185 you will be paused for that trading day, and your account will only reopen after 00:00 GMT+3”A generous percentage measured on live equity is not generous — it is the same number with a trapdoor under it.
Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.
What the limit is measured against · Where the limit stops rising · What taking a payout does to the limit · Total loss allowed (phase 1) · Total loss allowed (funded)
Withdrawing
we did not read enough to sayHow much can leave the account, how soon, how often — and whether they can say no.
What breaking the consistency rule costsit delays the payout2.10/3
“Your account is not failed just because your best trading day is above the consistency percentage. It only means you are not eligible for a payout or scale-up yet.”Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.
Does that cap rise with the accountThey do not say.0/2
we read the page that should answer this and it does not
Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.
Days before you can ask for money · Most one withdrawal can pay you · Withdrawals before the account ends · What else a payout changes · Can it refuse without giving a reason · Profit required before the first request · Fee charged to pay you
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsThey state there is none.—
“News trading is allowed. (except for bracket strategies around news or others mentioned on our T&C)”Mandatory stop-lossThey do not say.—
we read the page that should answer this and it does not
Minimum time a trade must be heldThey do not say.—
we read the page that should answer this and it does not
Forced close before the weekendyou may hold through it—
“Holding open trades over the weekend is allowed.”Leverage1:30by instrument
—
by instrument
“Leverage 1:30”Limit on position sizeThey do not say.—
we read the page that should answer this and it does not
No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
What makes the account growprofit—
“For every 10% profit generated on a funded account , the account balance will double . The profit split starts at 50% and scales to 100%.”How large it can get$4,000,000—
“Growth up to $4M”Where the path endsat a larger simulation—
“All trading activities conducted through the Company Hub are executed in a simulated environment.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
How hard the test is
we did not read enough to sayNot the profit target on the sales page — that target measured against the room you are given to reach it.
Days you have to finishThey state there is none.3/3
“Traders have all the time they need in order to pass the challenge. However, we want to know that traders are active. Therefore, inactive accounts for more than 30 consecutive days will get expired.”A deadline turns a test of skill into a test of whether the market happened to move during your month.
Trading days you must put inThey state there is none.2/2
“No minimum trades or days requirements for completing level 1”Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.
A second attempt costsyou pay full price again0/2
“You may attempt to complete the Evaluation again for an additional fee.”A free second attempt turns one bad week into a delay instead of another invoice.
Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.
How much you must win to survive · Profit target (phase 1)
Maximum loss
The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
What makes the loss limit riseit does not move at allno change3/3
“The maximum loss for ProGrowth is 6% of the initial balance.”“The profit target, maximum loss and daily Loss remain the same for the funded stages for Pro Growth Program”A limit that climbs takes back the cushion you already earned.
What the limit is measured againstThey do not say.no change0/2
we read the page that should answer this and it does not
Decides whether a trade that dips and recovers can close an account that ended the day green.
Daily limit3%, measured on the day's closing figureno change1/2
“Daily loss of ProGrowth is 3% of the starting equity of the day OR the starting balance of the day (the highest between them) at MT5 Server Time. (GMT +2 winter time or GMT+3 summer Time)”A generous percentage measured on live equity is not generous — it is the same number with a trapdoor under it.
Total loss allowed6%no change0.50/1
“The maximum loss for ProGrowth is 6% of the initial balance.”How much room you have. Worth little, because almost every firm offers the same.
Where the limit stops risingNo such thing in this plan.—
“The maximum loss for ProGrowth is 6% of the initial balance.”The difference between a danger with an end date and one that never ends.
What taking a payout does to the limit
Withdrawing
we did not read enough to sayHow much can leave the account, how soon, how often — and whether they can say no.
What breaking the consistency rule costsit delays the payout2.10/3
“Your account is not failed just because your best trading day is above the consistency percentage. It only means you are not eligible for a payout or scale-up yet.”Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.
Does that cap rise with the accountThey do not say.0/2
we read the page that should answer this and it does not
Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.
Days before you can ask for money · Most one withdrawal can pay you · Withdrawals before the account ends · What else a payout changes · Can it refuse without giving a reason · Profit required before the first request · Fee charged to pay you
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsThey state there is none.—
“News trading is allowed. (except for bracket strategies around news or others mentioned on our T&C)”Mandatory stop-lossThey do not say.—
we read the page that should answer this and it does not
Minimum time a trade must be heldThey do not say.—
we read the page that should answer this and it does not
Forced close before the weekendyou may hold through it—
“Holding open trades over the weekend is allowed.”Leverage1:30by instrument
—
by instrument
“Leverage 1:30”Limit on position sizeThey do not say.—
we read the page that should answer this and it does not
No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
What makes the account growprofit—
“In order to scale in the Pro Growth program, traders need to reach the 10% target”How large it can get$4,000,000—
“Growth up to $4M”Where the path endsat a larger simulation—
“All trading activities conducted through the Company Hub are executed in a simulated environment.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
How hard the test is
Not the profit target on the sales page — that target measured against the room you are given to reach it.
How much you must win to survivefor every $1 you are allowed to lose, you must make $14.40/8
“Profit Target 10% 5% 10% For Scaling”A profit target only means something next to the room you are given to reach it. Ten per cent to make against ten to lose is a coin flip sold as an exam.
Days you have to finishThey state there is none.no change3/3
“Max Trading Period Unlimited Unlimited Unlimited”A deadline turns a test of skill into a test of whether the market happened to move during your month.
Trading days you must put in3 daysno change2/2
“Minimum Profitable Days 3 3 3 for scaling”Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.
A second attempt costsyou pay full price again0/2
“You may attempt to complete the Evaluation again for an additional fee.”A free second attempt turns one bad week into a delay instead of another invoice.
Profit target10%5%—
“Profit Target 10% 5% 10% For Scaling”Maximum loss
The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
What makes the loss limit riseit does not move at allno changeno change3/3
“The max loss on the account is 10% from your initial balance (absolute drawdown) and 5% daily drawdown that is taken from the closing equity or balance of your previous day (the highest between them). This is taken at 00:00 server time.”“The maximum loss is 10% of the initial balance.”A limit that climbs takes back the cushion you already earned.
What the limit is measured againstThey do not say.no changeno change0/2
we read the page that should answer this and it does not
Decides whether a trade that dips and recovers can close an account that ended the day green.
What taking a payout does to the limitThey do not say.0/2
we read the page that should answer this and it does not
Taking your money out should not leave you closer to losing the account.
Daily limit5%, measured on the day's closing figureno changeno change2/2
“Daily loss is 5% of the starting equity of the day OR the starting balance of the day (the highest between them) at MT5 Server Time. (GMT +2 winter time or GMT+3 summer Time)”“Maximum Daily Loss 5% 5% 5%”“The max loss on the account is 10% from your initial balance (absolute drawdown) and 5% daily drawdown that is taken from the closing equity or balance of your previous day (the highest between them). This is taken at 00:00 server time.”A generous percentage measured on live equity is not generous — it is the same number with a trapdoor under it.
Total loss allowed10%no changeno change1/1
“Maximum Loss 10% 10% 10%”“The maximum loss is 10% of the initial balance.”How much room you have. Worth little, because almost every firm offers the same.
Where the limit stops risingNo such thing in this plan.—
“The maximum loss is 10% of the initial balance.”The difference between a danger with an end date and one that never ends.
Withdrawing
How much can leave the account, how soon, how often — and whether they can say no.
Withdrawals before the account endsThey publish no ceiling.3/3
we read the page that should answer this and it does not
The cap per withdrawal times how many they allow is the real size of the account. One plan here is sold on a $200,000 banner and closes after five withdrawals of $2,100.
What else a payout changesThey do not say.0/3
we read the page that should answer this and it does not
The floor is not the only thing a withdrawal moves, and the rest of it is never on the same page. Position size, the consistency rule and the share you are paid all reset or shift at some firms, and a trader who checked only the drawdown finds out afterwards.
What breaking the consistency rule costsit delays the payout2.10/3
“Your account is not failed just because your best trading day is above the consistency percentage. It only means you are not eligible for a payout or scale-up yet.”Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.
Days before you can ask for moneyThey do not say.0/2
we read the page that should answer this and it does not
How long your money is theirs.
Most one withdrawal can pay youThey do not say.0/2
we read the page that should answer this and it does not
$2,000 is generous on a $25K account and a joke on a $200K one, so it is measured as a share and at the worst size sold.
Does that cap rise with the accountThey do not say.0/2
we read the page that should answer this and it does not
Fee charged to pay youThey do not say.0/1
we read the page that should answer this and it does not
What they charge you to pay you.
Can it refuse without giving a reason · Profit required before the first request
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsyou may not open around a releaseno changeno change—
“Holding open trades over news is allowed. Executing orders 2 minutes before until 2 minutes after high-impact news is not allowed.”“However, it is not allowed to execute any order (market buy, market sell, buy stop, sell stop, buy limit, sell limit) 2 minutes prior, after or within to high-impact news in the related currency or index. We refer to Forex Factory and we follow the server time.”“Holding open trades over high-impact news is allowed. However, it is not allowed to execute any order (market buy, market sell, buy stop, sell stop, buy limit, sell limit) 2 minutes prior, after or within to high-impact news in the related currency or index.”Mandatory stop-lossThey do not say.we did not read this stageThey do not say.—
we read the page that should answer this and it does not
Minimum time a trade must be heldThey do not say.we did not read this stageThey do not say.—
we read the page that should answer this and it does not
Forced close before the weekendyou may hold through itwe did not read this stageyou may hold through it—
“Holding trades overnight and over the weekend is allowed”“Holding indices over the weekend is allowed but carries a high swap.”Leverage1:100by instrument
we did not read this stagewe did not read this stage—
by instrument
“Leverage 1:100”Limit on position sizeThey do not say.we did not read this stageThey do not say.—
we read the page that should answer this and it does not
No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
What makes the account growprofit · time elapsed — all of them—
“In order to scale in the High Stakes program, traders need to reach the 10% target and have 3 profitable days.*”How large it can get$500,000—
“Scaling up to $500,000”Where the path endsat a larger simulation—
“All trading activities conducted through the Company Hub are executed in a simulated environment.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
How hard the test is
Not the profit target on the sales page — that target measured against the room you are given to reach it.
How much you must win to survivefor every $1 you are allowed to lose, you must make $1.52.40/8
“Profit Target 6% 6% 6% 5%”A profit target only means something next to the room you are given to reach it. Ten per cent to make against ten to lose is a coin flip sold as an exam.
Days you have to finishThey state there is none.no changeno change3/3
“Time Limit Unlimited Unlimited Unlimited Unlimited”A deadline turns a test of skill into a test of whether the market happened to move during your month.
Trading days you must put inThey do not say.no changeno change0/2
we read the page that should answer this and it does not
Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.
A second attempt costsyou pay full price again0/2
“You may attempt to complete the Evaluation again for an additional fee.”A free second attempt turns one bad week into a delay instead of another invoice.
Profit target6%no changeno change—
“Profit Target 6% 6% 6% 5%”Maximum loss
we did not read enough to sayThe loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
What taking a payout does to the limitThey do not say.0/2
we read the page that should answer this and it does not
Taking your money out should not leave you closer to losing the account.
Daily limitThey state there is none.no changeno change3%, measured on the day's closing figure1/2
“The 3% daily pause applies only to funded accounts. Traders can continue trading the very next day from 00:00 MT5 Server Time .”“Daily Pause – – – 3%”“E.g. If your balance is $10,500 at midnight, your daily pause level will be 3% of $10,500. This means if your equity falls below $10,185 you will be paused for that trading day, and your account will only reopen after 00:00 GMT+3”A generous percentage measured on live equity is not generous — it is the same number with a trapdoor under it.
Total loss allowed5%no changeno change4%0.25/1
“Max Loss 5% 5% 5% 4%”How much room you have. Worth little, because almost every firm offers the same.
Where the limit stops risingThey do not say.—
we read the page that should answer this and it does not
The difference between a danger with an end date and one that never ends.
Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.
What makes the loss limit rise · What the limit is measured against
Withdrawing
How much can leave the account, how soon, how often — and whether they can say no.
Withdrawals before the account endsThey publish no ceiling.3/3
we read the page that should answer this and it does not
The cap per withdrawal times how many they allow is the real size of the account. One plan here is sold on a $200,000 banner and closes after five withdrawals of $2,100.
What else a payout changesThey do not say.0/3
we read the page that should answer this and it does not
The floor is not the only thing a withdrawal moves, and the rest of it is never on the same page. Position size, the consistency rule and the share you are paid all reset or shift at some firms, and a trader who checked only the drawdown finds out afterwards.
What breaking the consistency rule costsit delays the payout2.10/3
“Your account is not failed just because your best trading day is above the consistency percentage. It only means you are not eligible for a payout or scale-up yet.”Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.
Days before you can ask for money14 days2/2
“First payout can be requested 14 days after receiving a funded account, and every 2 weeks after that.”How long your money is theirs.
Most one withdrawal can pay youThey do not say.0/2
we read the page that should answer this and it does not
$2,000 is generous on a $25K account and a joke on a $200K one, so it is measured as a share and at the worst size sold.
Does that cap rise with the accountThey do not say.0/2
we read the page that should answer this and it does not
Profit required before the first requestThey do not say.0/1
we read the page that should answer this and it does not
How much you have to make before you can touch anything.
Fee charged to pay youThey do not say.0/1
we read the page that should answer this and it does not
What they charge you to pay you.
Can it refuse without giving a reason
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsThey state there is none.we did not read this stage—
“News trading is allowed. Except for bracketing strategies.”Mandatory stop-lossThey do not say.no change—
we read the page that should answer this and it does not
Minimum time a trade must be heldThey do not say.no change—
we read the page that should answer this and it does not
Forced close before the weekendyou may hold through itwe did not read this stage—
“Holding open trades overnight and over the weekend is allowed. Holding Indices over the weekend carries very high swaps.”Leverage1:30by instrument
we did not read this stage—
by instrument
“Leverage for all accounts: 1:30. Margin requirements applies. Check FAQs below.”Limit on position sizeThey do not say.we did not read this stage—
we read the page that should answer this and it does not
No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
What makes the account growprofit—
“Your account will scale up upon meeting each 5% target, according to the following table:”How large it can get$4,000,000—
“$4M $160,000 $200,000 100/0”Where the path endsat a larger simulation—
“All trading activities conducted through the Company Hub are executed in a simulated environment.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
How hard the test is
Not the profit target on the sales page — that target measured against the room you are given to reach it.
How much you must win to survivefor every $1 you are allowed to lose, you must make $1.52.40/8
“Profit Target 6% 4%”A profit target only means something next to the room you are given to reach it. Ten per cent to make against ten to lose is a coin flip sold as an exam.
Days you have to finishThey state there is none.3/3
“There is no time limit to complete the evaluation. However, you must place at least one trade every 14 days to keep the account active.”A deadline turns a test of skill into a test of whether the market happened to move during your month.
Trading days you must put inThey state there is none.2/2
“You are allowed to pass the evaluation in one trading day; however, you must still comply with the 40% consistency rule, which exists to make sure your success comes from steady, repeatable trading – not one lucky trade.”Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.
Profit target6%—
“Profit Target 6% 4%”A second attempt costs
Maximum loss
The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
What makes the loss limit riseit rises with the day's closing balanceno change1.65/3
“Both the Day Trade and Swing programs have a maximum drawdown of 4%, which is calculated from your highest midnight balance or equity.”A limit that climbs takes back the cushion you already earned.
Where the limit stops risingThey do not say.0/3
we read the page that should answer this and it does not
The difference between a danger with an end date and one that never ends.
What the limit is measured againstthe day's closing figurewe did not read this stage2/2
“Max Loss (EOD) 4% 4%”Decides whether a trade that dips and recovers can close an account that ended the day green.
What taking a payout does to the limitit loosens, down to whatever the payout left you0/2
“Every time you withdraw a payout, your drawdown limit resets to 4% below your new balance (after the withdrawal).”Taking your money out should not leave you closer to losing the account.
Daily limitThey do not say.no change0/2
we read the page that should answer this and it does not
A generous percentage measured on live equity is not generous — it is the same number with a trapdoor under it.
Total loss allowed4%no change0.25/1
“Max Loss (EOD) 4% 4%”“Both the Day Trade and Swing programs have a maximum drawdown of 4%, which is calculated from your highest midnight balance or equity.”How much room you have. Worth little, because almost every firm offers the same.
Withdrawing
How much can leave the account, how soon, how often — and whether they can say no.
Withdrawals before the account endsThey publish no ceiling.3/3
we read the page that should answer this and it does not
The cap per withdrawal times how many they allow is the real size of the account. One plan here is sold on a $200,000 banner and closes after five withdrawals of $2,100.
What else a payout changesThey do not say.0/3
we read the page that should answer this and it does not
The floor is not the only thing a withdrawal moves, and the rest of it is never on the same page. Position size, the consistency rule and the share you are paid all reset or shift at some firms, and a trader who checked only the drawdown finds out afterwards.
What breaking the consistency rule costsit delays the payoutno change2.10/3
“The5ers Futures has a 40% consistency rule, which means a single trade can’t account for more than 40% of your total profits.”“This rule applies on funded accounts as well.”Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.
Days before you can ask for money14 days2/2
“You can request your first withdrawal 14 days after your funded account is activated.”How long your money is theirs.
Most one withdrawal can pay you3.0% of the account, at worst1/2
“25K Account Payout caps remain consistent at $1,250 across all payouts. 50K Account The cap increases with each of your first four payouts, rewarding consistency as you go: Payout 1: $1,500”$2,000 is generous on a $25K account and a joke on a $200K one, so it is measured as a share and at the worst size sold.
Does that cap rise with the accountno — it stays where it is0/2
“25K Account Payout caps remain consistent at $1,250 across all payouts.”Profit required before the first request4%1/1
“* You’ve reached 4% profit or more, calculated from your initial account balance”How much you have to make before you can touch anything.
Can it refuse without giving a reason · Fee charged to pay you
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsThey state there is none.no change—
“Yes. The5ers Futures allows trading during news events. There are no restrictions on trading around economic releases, as long as you follow all risk and account rules.”Mandatory stop-lossThey do not say.we did not read this stage—
we read the page that should answer this and it does not
Minimum time a trade must be heldThey do not say.we did not read this stage—
we read the page that should answer this and it does not
Forced close before the weekendnothing may stay open over the weekendno change—
“Both programs : No weekend holding allowed. All positions must be closed at least 10 minutes before the Friday close.”LeverageNo such thing in this plan.we did not read this stage—
“Contract Size 2 Mini, 20 Micro 2 Mini, 20 Micro”Limit on position size2we did not read this stage—
“Account Size $25K $25K Profit Target 6% 4% Max Loss (EOD) 4% 4% Consistency Rule – Per Position 40% 40% Contract Size 2 Mini, 20 Micro 2 Mini, 20 Micro Price $59 Refunded on 3rd payout.”No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
What makes the account growprofit · their decision — all of them—
“You reach the 10% profit target and close all open positions. Your account is temporarily disabled and sent to our Risk Department for review. Once approved, you’re issued a new, scaled-up account.”How large it can get$500,000—
“Scale up to $500,000!”Where the path endsat a larger simulation—
“All trading activities conducted through the Company Hub are executed in a simulated environment.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
How hard the test is
we did not read enough to sayNot the profit target on the sales page — that target measured against the room you are given to reach it.
Days you have to finishThey state there is none.3/3
“There is no time limit to complete the evaluation. However, you must place at least one trade every 14 days to keep the account active.”A deadline turns a test of skill into a test of whether the market happened to move during your month.
Trading days you must put inThey state there is none.2/2
“You are allowed to pass the evaluation in one trading day; however, you must still comply with the 40% consistency rule, which exists to make sure your success comes from steady, repeatable trading – not one lucky trade.”Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.
Below 60% read we publish no number at all, because a grade computed from two facts out of six is not a lenient grade — it is a different measurement wearing the same label.
How much you must win to survive · Profit target (phase 1) · A second attempt costs
Maximum loss
The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
What makes the loss limit riseit rises with the day's closing balanceno change1.65/3
“Both the Day Trade and Swing programs have a maximum drawdown of 4%, which is calculated from your highest midnight balance or equity.”A limit that climbs takes back the cushion you already earned.
Where the limit stops risingThey do not say.0/3
we read the page that should answer this and it does not
The difference between a danger with an end date and one that never ends.
What taking a payout does to the limitit loosens, down to whatever the payout left you0/2
“Every time you withdraw a payout, your drawdown limit resets to 4% below your new balance (after the withdrawal). ”Taking your money out should not leave you closer to losing the account.
Daily limitThey do not say.no change0/2
we read the page that should answer this and it does not
A generous percentage measured on live equity is not generous — it is the same number with a trapdoor under it.
Total loss allowed4%no change0.25/1
“Both the Day Trade and Swing programs have a maximum drawdown of 4%, which is calculated from your highest midnight balance or equity.”How much room you have. Worth little, because almost every firm offers the same.
What the limit is measured against
Withdrawing
How much can leave the account, how soon, how often — and whether they can say no.
Withdrawals before the account endsThey publish no ceiling.3/3
we read the page that should answer this and it does not
The cap per withdrawal times how many they allow is the real size of the account. One plan here is sold on a $200,000 banner and closes after five withdrawals of $2,100.
What else a payout changesThey do not say.0/3
we read the page that should answer this and it does not
The floor is not the only thing a withdrawal moves, and the rest of it is never on the same page. Position size, the consistency rule and the share you are paid all reset or shift at some firms, and a trader who checked only the drawdown finds out afterwards.
What breaking the consistency rule costsit delays the payoutno change2.10/3
“The5ers Futures has a 40% consistency rule, which means a single trade can’t account for more than 40% of your total profits.”Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.
Days before you can ask for money14 days2/2
“You can request your first withdrawal 14 days after your funded account is activated.”How long your money is theirs.
Most one withdrawal can pay youThey do not say.0/2
we read the page that should answer this and it does not
$2,000 is generous on a $25K account and a joke on a $200K one, so it is measured as a share and at the worst size sold.
Does that cap rise with the accountThey do not say.0/2
we read the page that should answer this and it does not
Profit required before the first request4%1/1
“You can request a withdrawal once you reach a profit of 4% or more of your initial account balance.”How much you have to make before you can touch anything.
Can it refuse without giving a reason · Fee charged to pay you
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsThey state there is none.no change—
“Yes. The5ers Futures allows trading during news events. There are no restrictions on trading around economic releases, as long as you follow all risk and account rules.”Mandatory stop-lossThey do not say.we did not read this stage—
we read the page that should answer this and it does not
Minimum time a trade must be heldThey do not say.we did not read this stage—
we read the page that should answer this and it does not
Forced close before the weekendnothing may stay open over the weekendno change—
“Both programs : No weekend holding allowed. All positions must be closed at least 10 minutes before the Friday close.”LeverageNo such thing in this plan.we did not read this stage—
“Your contract limits increase by +1 mini contract and +10 micro contracts.”No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
What makes the account growprofit · their decision — all of them—
“You reach the 10% profit target and close all open positions. Your account is temporarily disabled and sent to our Risk Department for review. Once approved, you’re issued a new, scaled-up account.”How large it can get$500,000—
“Scale Up to $500K”Where the path endsat a larger simulation—
“All trading activities conducted through the Company Hub are executed in a simulated environment.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
The rules in writing
Could you read the rule before paying, and can they change it afterwards?
Where the rule that binds you is publishedin a help-centre article the contract never mentions1.20/4
“User acknowledges and agrees that User is solely responsible for staying current on Trading Rules and Prohibited Conduct, which are subject to change at any time and from time to time, with or without notice. For more details on prohibited trading practices, please refer to: the5ers.com/faqs/prohibited-trading-practices/”If the rule that binds you lives in a help article your contract never mentions, you did not sign it.
Can it change the rules without noticeyes, and it says so0.60/3
“We may modify these Terms from time to time in Our sole discretion. You shall be bound by such modifications effective immediately upon posting on the Website. It is Your sole responsibility to review these Terms prior to each use of the Services.”The clause that makes every dated verdict perishable, including ours. Near-universal, so not fatal.
Is the binding document datedyes2/2
“Last update – Aug. 16th 2026”Without a date you cannot tell whether the rule you read is the rule they apply.
Two official pages that disagree
the consistency rule · costs money
“The5ers Futures has a 40% consistency rule, which means a single trade can’t account for more than 40% of your total profits.”“(Best trading day ÷ Total profits) × 100 = Consistency percentage To meet the rule, your best trading day must be equal to or lower than the allowed percentage. For example, if your account has a 50% Consistency Rule, your best trading day must not be more than 50% of your total profits.”the account size or the speed · costs money
“No minimum trades or days requirements for completing level 1”“Minimum profitable days 3”the daily limit · costs money
“No daily stop-loss”“When an account hits the daily pause level, all open trades get closed, and the account remains disabled until the next trading day.”whether the account reaches a real market · costs credibility
“The5ers is a private equity fund holding ownership of a forex trading account connected to regulated liquidity providers. However, there is no regulation clause to what we do, because we are not a financial institute and do not provide any financial services. We trade using our fund’s capital, with the support of our competent funded traders.”“All trading activities conducted through the Company Hub are executed in a simulated environment. Users should be aware that the trading results in this environment do not reflect real trading outcomes. The simulated trading environment in the Hub is designed for educational and evaluation purposes only.”The company behind it
If it goes wrong, which company do you claim against, and under whose laws?
The company you contract withFive Percent Online Ltdno change4/4
“This website is operated by FIVE PERCENT ONLINE LTD, a company registered in England and Wales with company number 12553363 and registered office at 168 Praed Street, London, W2 1RH, United Kingdom, and by FIVE PERCENT ONLINE LTD, a company registered in Israel with company number 515864007 and registered office at 2 Ha`tidhar street, Raanana, Israel.”“If you are accepted as a Funded User, the legal relationship between You and the Company will be governed by additional terms, which you will be required to accept in addition to these Terms.”With no named company there is nobody to sue.
Where it is registeredIsraelno change1/2
“These Terms and the relationship between You and Us shall be governed by, and construed and interpreted in accordance with, the laws of Israel, and You irrevocably submit to the exclusive jurisdiction of the competent courts of Israel with respect to any dispute regarding the validity, breach, interpretation, performance or otherwise arising out of or in connection with these Terms and the relationship between You and Us all subject to the applicable law.”“Any and all contractual and non-contractual disputes, divergences or claims between the Company and You will be subject to the exclusive jurisdiction of the courts of Tel Aviv, subject to the applicable law.”A claim in the Czech Republic and a claim in St Vincent are not the same claim.
Its registration number12553363we did not read this stage2/2
“This website is operated by FIVE PERCENT ONLINE LTD, a company registered in UK with company number 12553363 and registered office at Enstar House, 168, Praed Street, London, United Kingdom, W2 1RH.”What turns a name into something checkable in a public register.
That company owns the brandyes2/2
““The5%ers” is a brand name operated by the Company.”Signing with a company other than the brand’s owner separates who sold to you from who answers to you.
Almost no firm here has a financial regulator, because selling simulated evaluations is not a regulated activity anywhere. Of the 114 firms we scored by hand, 96 sat in the bottom two rungs of backing for this reason. So we do not count it against anyone — it only adds when a firm genuinely has one.
The people behind it are named
The market
Do your orders reach a market, or is all of it a simulation?
What the funded account issimulated, with no route to real capital0/4
“All trading activities conducted through the Company Hub are executed in a simulated environment. Users should be aware that the trading results in this environment do not reflect real trading outcomes. The simulated trading environment in the Hub is designed for educational and evaluation purposes only. The “funds” provided to you for the evaluation are fictitious, do not represent any currency, and that you have no right to possess those fictitious funds beyond the scope of their use within the Hub and for the sole purpose of the evaluation, and in particular that they may not and cannot be used for any actual trading and that you are not entitled to any payment or other right in or of those funds.”The question that separates a firm that earns when you lose from one that earns when you last.
Conditions to reach a real marketNo such thing in this plan.—
“All trading activities conducted through the Company Hub are executed in a simulated environment. Users should be aware that the trading results in this environment do not reflect real trading outcomes. The simulated trading environment in the Hub is designed for educational and evaluation purposes only. The “funds” provided to you for the evaluation are fictitious, do not represent any currency, and that you have no right to possess those fictitious funds beyond the scope of their use within the Hub and for the sole purpose of the evaluation, and in particular that they may not and cannot be used for any actual trading and that you are not entitled to any payment or other right in or of those funds.”Promising a route to a real market without publishing the conditions is promising nothing.
Almost none names a broker or a clearing house either, and that follows from the account being a simulation rather than being a second, separate failing. Charging for both would count one fact twice.
We read the rules of every plan it sells and issued a verdict on each one.