ThinkCapital payout rules
How long before you can ask for money, how much one withdrawal can pay, how many there are and what the consistency rule costs, in the firm’s own words.
What breaking the consistency rule costs · phase 1, phase 2, phase 3
“the Customer has closed at least 0.5% of profit respective of their current account size on at least three different calendar days. For the purposes of these Terms, a trading day shall only be counted as a qualifying day if, at the start of that day, the account balance is equal to or greater than the account’s initial balance.”terms · thinkcapital.com/terms/ · 2026-07-26 · saved copy
Plans: Lightning (One Step), Dual Step Intraday (Two Step), Nexus (Three Step)
Can it refuse without giving a reason
Our reading
Yes — it reserves that right in writing
“THE PROVIDER MAY PREVENT THE CUSTOMER FROM ORDERING ANY OTHER SERVICES AND COMPLETELY OR PARTIALLY RESTRICT THE CUSTOMER’S ACCESS TO ALL OR ONLY SOME SERVICES, INCLUDING ACCESS TO THE CLIENT SECTION AND TRADING PLATFORM, WITHOUT ANY PRIOR NOTICE AND WITHOUT ANY COMPENSATION.”terms · thinkcapital.com/terms/ · 2026-07-26 · saved copy
Plans: Lightning (One Step), Dual Step Intraday (Two Step), Nexus (Three Step), Bolt (Instant Funding)
Fee charged to pay you
Our reading
$50
“A flat fee of $50 USD will be deducted once per month for payouts requested via Rise to cover processing charges.”help centre · www.thinkcapital.com/tc-faqs/funded-accounts/how-is-the-payout-processed-and-how-long-does-it-take/ · 2026-07-26
Plans: Lightning (One Step), Dual Step Intraday (Two Step), Nexus (Three Step)
Days before you can ask for money
Our reading
14 days
“at least five (5) Profitable Days have been accumulated since the Customer’s first simulated live trade on the Account; (ii) cumulative closed net profit on the Account is equal to or greater than six percent (6%) of the Initial Balance; (iii) at least fourteen (14) calendar days have elapsed since the Customer’s first simulated live trade on the Account”terms · thinkcapital.com/terms/ · 2026-07-26 · saved copy
Plans: Bolt (Instant Funding)
Withdrawals before the account ends
Our reading
The firm says there is none.
“No monthly aggregate cap, ceiling, or limit shall apply to the total Reward payable in respect of an Instant Funded Account”terms · thinkcapital.com/terms/ · 2026-07-26 · saved copy
Plans: Bolt (Instant Funding)
What else a payout changes
Our reading
The day count starts over
“For Instant Funded Accounts, the count of Profitable Days resets to zero following each approved Pay-out Request.”terms · thinkcapital.com/terms/ · 2026-07-26 · saved copy
Plans: Bolt (Instant Funding)
Fee charged to pay you
Our reading
$50
“Note : A flat fee of $50 USD will be deducted once per month for payouts requested via Rise to cover processing charges.”help centre · www.thinkcapital.com/tc-faqs/funded-accounts/how-is-the-payout-processed-and-how-long-does-it-take/ · 2026-07-26
Plans: Bolt (Instant Funding)
See ThinkCapital’s full page →ThinkCapital drawdown rules →
This is what the firm publishes, not our opinion. When a firm changes a sentence we see it, and the date moves.