TopOneTrader drawdown rules
When the loss limit rises, what it is measured against, where it stops rising and what a payout does to it, in the firm’s own words.
What makes the loss limit rise · phase 1, funded
Our reading
It rises tick by tick, while you trade
“Growing Your Account : As you grow your account and make gains, the drawdown moves up with your closing balance until you achieve a 7% gain overall .”help centre · help.toponetrader.com/en/articles/8318251-understanding-the-max-trailing-drawdown-1-step-flash · 2026-07-29 · saved copy
Plans: One-Step FLASH
What the limit is measured against · phase 1, funded, phase 2
Our reading
Live equity, open trades included
“Your account equity , including both closed and open trades, must not drop below the Maximum Loss Limit at any time during the account’s duration. This calculation includes commissions and swaps .”help centre · help.toponetrader.com/en/articles/9136900-what-is-the-max-trailing-and-static-drawdown · 2026-08-04 · saved copy
Plans: One-Step FLASH, Two-Step PRO
Where the limit stops rising
Our reading
At your starting balance
“Locking In : Once you reach a 7% gain , the drawdown locks at your starting balance and no longer trails with your account growth.”help centre · help.toponetrader.com/en/articles/8318251-understanding-the-max-trailing-drawdown-1-step-flash · 2026-07-29 · saved copy
Plans: One-Step FLASH
What taking a payout does to the limit
Our reading
It tightens, down to the balance the account opened with
“When you request a payout on a 1-Step "Flash" account , your maximum trailing drawdown will lock in at the starting balance. From that point on, the drawdown does not trail further, regardless of how much your account grows.”help centre · help.toponetrader.com/en/articles/9117415-how-payouts-impact-drawdown-on-1-step-flash-accounts · 2026-08-02 · saved copy
Plans: One-Step FLASH
Total loss allowed · phase 1, funded
Our reading
7%
“Starting Off : When you begin trading, your account has a 7% trailing drawdown based on your starting balance.”help centre · help.toponetrader.com/en/articles/8318251-understanding-the-max-trailing-drawdown-1-step-flash · 2026-07-29 · saved copy
Plans: One-Step FLASH
Daily limit · phase 1, funded
“The daily drawdown limit is set at 4% below that level
Both balance and equity are monitored
Open trades are included in the calculation
If balance or equity reaches the daily drawdown limit at any point, the account is breached.”help centre · help.toponetrader.com/en/articles/15146575-1-step-flash-daily-drawdown-rule · 2026-08-03 · saved copy
Plans: One-Step FLASH
What makes the loss limit rise · phase 1, phase 2, funded
Our reading
It does not move at all
“In a 2-Step "Pro" Account , the drawdown is static with a Max Total Loss of 8% of your initial balance.”help centre · help.toponetrader.com/en/articles/9136900-what-is-the-max-trailing-and-static-drawdown · 2026-08-04 · saved copy
Plans: Two-Step PRO
What taking a payout does to the limit
Our reading
It tightens, down to the balance the account opened with
“After withdrawal, your maximum drawdown will be lock at your Initial balance and remain static regardless of future growth in your account.”help centre · help.toponetrader.com/en/articles/12575317-what-are-the-rules-for-the-instant-funding-account · 2026-08-04 · saved copy
Plans: Instant Funding
Total loss allowed · funded
Our reading
6%
“Max Trailing Drawdown: 6% of initial balance (Hard breach)”help centre · help.toponetrader.com/en/articles/12575317-what-are-the-rules-for-the-instant-funding-account · 2026-08-04 · saved copy
Plans: Instant Funding
See TopOneTrader’s full page →TopOneTrader payout rules →
This is what the firm publishes, not our opinion. When a firm changes a sentence we see it, and the date moves.