Zenit Funding
We would not take itThis is the one firm in the group where the accusation partly survives, and it survives on one plan rather than on the firm. Its Expert plan locks: "Once your account balance reaches $52,000 at session close (EOD), the Max Loss Limit is permanently locked at $50,100" — and it survives a withdrawal, which Zenit states outright. Its Classic plan, the one sold in three sizes against Expert's one, has no such clause anywhere on the page.
Be clear about the strength of this finding: Zenit never writes "Classic never stops". We are reading an absence. What makes the absence load-bearing is that Zenit draws the contrast itself — it gives Expert a dedicated "MLL Lock" section and describes it as "closer to what the competition offers", which only means something if Classic is not. Its own FAQ is also now stale, still claiming "We apply a trailing drawdown on all our accounts" on a page that later describes an end-of-day plan. With 37 reviews there is not enough record to judge either way.
Your account’s floor
The balance below which the firm closes the account. Each item with the firm’s own sentence. Read on the challenge: Classic Plan.
- Maximum total loss · funded accountstated
- 5%
“Account Max drawdown Initial floor $50,000 $2,500 $47,500 $150,000 $5,000 $145,000 $300,000 $7,500 $292,500”
read on 2026-09-12 · zenitfunding.com · saved copy - Maximum loss in one day · funded accountthey are silent
- we read that page and it does not sayread on 2026-09-12 · zenitfunding.com · saved copy
- When the floor moves · funded accountstated
- with your live balance
“The Trailing Drawdown is a dynamic drawdown: it follows your account's positive performance upward, but never comes back down. Every dollar earned raises your minimum floor by the same amount. This drawdown is calculated in real time (intraday), not at end of day. If this threshold is reached, all your positions are liquidated and your account is closed.”
read on 2026-09-12 · zenitfunding.com · saved copy - When it stops movingthey are silent
- we read that page and it does not sayread on 2026-09-12 · zenitfunding.com · saved copy
- What a payout does to itthey are silent
- we read that page and it does not sayread on 2026-09-12 · zenitfunding.com · saved copy
Its challenges
Judged, clean of all seven hard bars, and the scorecard still came in under the bar. Nothing here is an accusation — it is a firm we would not open an account with, and the card says on which axes it fell short.
What they published
“Once your account balance reaches $52,000 at session close (EOD), the Max Loss Limit is permanently locked at $50,100”“closer to what the competition offers”“We apply a trailing drawdown on all our accounts”Scorecard
7Trails, but only freezes far above your starting balance
A named company, but no financial regulator anywhere — or a light-touch one only
A lifetime ceiling, or a rule that can block payment
Two official channels disagree on a number that matters
Under a year, or too few reviews to mean anything
Each axis is scored 0–5 against a published scale. The line under each bar is the rung this firm landed on — not our summary of it, the scale entry itself.
Plan by plan
2 of this firm’s challenges were read plan by plan, with a citation behind every answer. See them side by side →
"Unlike the Classic Plan, the Expert Plan drawdown is calculated end of day (EOD) and not in real time." Locks at $50,100 and stays there through a withdrawal: "The payout DOES NOT REDUCE the MLL." Sold in one size only.
"It follows your account's positive performance upward, but never comes back down. Every dollar earned raises your minimum floor by the same amount. This drawdown is calculated in real time (intraday)." No stopping point is stated anywhere on the page — and its sibling plan advertises one.
Trustpilot
What this firm published
Everything below is quoted from a page we opened, on the date shown. The quotes are in the firm’s own language, exactly as published — never edited, never shortened, never swapped for a translation. On the Spanish edition our own rendering appears underneath each one, unquoted and marked as ours: the quotation marks on this site mean the words are the firm’s, and nothing we wrote ever wears them. Where we have not read enough to put a number on an axis, we say so instead of guessing.
2/5
Can you even pass?
Almost nobody who pays for an evaluation ever reaches a funded account, so this is the part of the product most customers actually buy. Every firm advertises its profit target; none of them advertises that target next to how much you are allowed to lose while chasing it.
2/5
Can you keep the money?
The drawdown takes the account away; the payout rules take the money. Answered by whichever of the two we can measure and is worse — they are two ways of losing the same thing, so a good half cannot pay for a bad one.
3/5
Is anyone behind it?
A named company, a market, and rules you could read before paying. These three do not substitute for one another — a company you can sue does not stop existing because the account is a simulation — so this is the average of the ones we could measure, not the worst.
How hard the test is
Not the profit target on the sales page — that target measured against the room you are given to reach it.
How much you must win to survivefor every $1 you are allowed to lose, you must make $1.22.40/8
“Parameter
$50,000
$150,000
$300,000
Monthly fee
$169
$399
$659
Profit target
$3,000
$9,000
$20,000
Max Trailing Drawdown
$2,500
$5,000
$7,500
Min. trading days
2
2
2
Max position size
5 lots (50 micros)
15 lots (150 micros)
30 lots (300 micros)
Max active accounts
5
5
5”A profit target only means something next to the room you are given to reach it. Ten per cent to make against ten to lose is a coin flip sold as an exam.
Days you have to finishThey state there is none.3/3
“No, you can take as long as you want to reach the target.”A deadline turns a test of skill into a test of whether the market happened to move during your month.
Trading days you must put in2 days2/2
“Parameter
$50,000
$150,000
$300,000
Monthly fee
$169
$399
$659
Profit target
$3,000
$9,000
$20,000
Max Trailing Drawdown
$2,500
$5,000
$7,500
Min. trading days
2
2
2
Max position size
5 lots (50 micros)
15 lots (150 micros)
30 lots (300 micros)
Max active accounts
5
5
5”Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.
A second attempt costsThey do not say.0/2
we read the page that should answer this and it does not
A free second attempt turns one bad week into a delay instead of another invoice.
Profit target6%—
“Parameter
$50,000
$150,000
$300,000
Monthly fee
$169
$399
$659
Profit target
$3,000
$9,000
$20,000
Max Trailing Drawdown
$2,500
$5,000
$7,500
Min. trading days
2
2
2
Max position size
5 lots (50 micros)
15 lots (150 micros)
30 lots (300 micros)
Max active accounts
5
5
5”Maximum loss
The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
What makes the loss limit riseit rises tick by tick, while you tradeno change0.75/3
“The Trailing Drawdown is a dynamic drawdown: it follows your account's positive performance upward, but never comes back down. Every dollar earned raises your minimum floor by the same amount. This drawdown is calculated in real time (intraday), not at end of day. If this threshold is reached, all your positions are liquidated and your account is closed.”A limit that climbs takes back the cushion you already earned.
Where the limit stops risingThey do not say.0/3
we read the page that should answer this and it does not
The difference between a danger with an end date and one that never ends.
What the limit is measured againstlive equity, open trades includedno change1/2
“The Trailing Drawdown is a dynamic drawdown: it follows your account's positive performance upward, but never comes back down. Every dollar earned raises your minimum floor by the same amount. This drawdown is calculated in real time (intraday), not at end of day. If this threshold is reached, all your positions are liquidated and your account is closed.”Decides whether a trade that dips and recovers can close an account that ended the day green.
What taking a payout does to the limitThey do not say.0/2
we read the page that should answer this and it does not
Taking your money out should not leave you closer to losing the account.
Daily limitThey do not say.no change0/2
we read the page that should answer this and it does not
A generous percentage measured on live equity is not generous — it is the same number with a trapdoor under it.
Total loss allowed5%no change0.25/1
“Account
Max drawdown
Initial floor
$50,000
$2,500
$47,500
$150,000
$5,000
$145,000
$300,000
$7,500
$292,500”How much room you have. Worth little, because almost every firm offers the same.
Withdrawing
How much can leave the account, how soon, how often — and whether they can say no.
Withdrawals before the account endsThey publish no ceiling.3/3
we read the page that should answer this and it does not
The cap per withdrawal times how many they allow is the real size of the account. One plan here is sold on a $200,000 banner and closes after five withdrawals of $2,100.
What else a payout changesThey do not say.0/3
we read the page that should answer this and it does not
The floor is not the only thing a withdrawal moves, and the rest of it is never on the same page. Position size, the consistency rule and the share you are paid all reset or shift at some firms, and a trader who checked only the drawdown finds out afterwards.
What breaking the consistency rule costsThey state there is none.They do not say.0/3
“On challenge accounts, there is no consistency rule.”we read the page that should answer this and it does not
Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.
Can it refuse without giving a reasonyes — it reserves that right in writing0/3
“Likewise, the Company reserves the right to interrupt or suspend the Services offered on the Website at any time and without notice, without having to justify the reason or grounds for such actions.”“We may decline for any reason” is not a rule, it is the absence of one — it makes every other number on this axis conditional on goodwill.
Days before you can ask for money7 days2/2
“Parameter
$50,000
$150,000
$300,000
Activation fee
$149
$149
$149
Max Trailing Drawdown
$2,500
$5,000
$7,500
Min. trading days
7
7
7
Max position size
5 lots (50 micros)
15 lots (150 micros)
30 lots (300 micros)
Max active accounts
3
3
3
Consistency Rule
30%
30%
30%
Min. gain / day
$150
$450
$650
Min account balance
$50,100
$150,100
$300,100
Minimum payout
$500
$500
$500
Maximum payout
$1,600
$2,750
$3,500”How long your money is theirs.
Most one withdrawal can pay you1.2% of the account, at worst0/2
“Parameter
$50,000
$150,000
$300,000
Activation fee
$149
$149
$149
Max Trailing Drawdown
$2,500
$5,000
$7,500
Min. trading days
7
7
7
Max position size
5 lots (50 micros)
15 lots (150 micros)
30 lots (300 micros)
Max active accounts
3
3
3
Consistency Rule
30%
30%
30%
Min. gain / day
$150
$450
$650
Min account balance
$50,100
$150,100
$300,100
Minimum payout
$500
$500
$500
Maximum payout
$1,600
$2,750
$3,500”$2,000 is generous on a $25K account and a joke on a $200K one, so it is measured as a share and at the worst size sold.
Does that cap rise with the accountThey do not say.0/2
we read the page that should answer this and it does not
Profit required before the first request5%1/1
“Safety Cushion
Before you can request a payout, you must first build a 'safety cushion'. This cushion corresponds to the maximum drawdown amount and must be maintained permanently on the account.
Account
Safety Cushion
$50,000
$2,500
$150,000
$5,000
$300,000
$7,500
Example — $50,000 Account:
Your account reaches $54,100. The mandatory safety cushion is $2,500.
Minimum balance to maintain to be eligible for a payout: $52,500.
Maximum payout you can request: $54,100 - $52,500 = $1,600.”How much you have to make before you can touch anything.
Fee charged to pay youThey do not say.0/1
we read the page that should answer this and it does not
What they charge you to pay you.
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsyou may not open around a releaseno change—
“It is prohibited to take positions in the minute before AND the minute after the publication of the following indicators:”Mandatory stop-lossThey do not say.no change—
we read the page that should answer this and it does not
Minimum time a trade must be heldThey do not say.no change—
we read the page that should answer this and it does not
Forced close before the weekendnothing may stay open over the weekendno change—
“Zenit Funding only accepts intraday traders. Holding positions overnight is a rule violation resulting in account closure.”LeverageNo such thing in this plan.no change—
“Max position size
5 lots (50 micros)”Limit on position size5 · 15 · 30no change —
“Parameter
$50,000
$150,000
$300,000
Monthly fee
$169
$399
$659
Profit target
$3,000
$9,000
$20,000
Max Trailing Drawdown
$2,500
$5,000
$7,500
Min. trading days
2
2
2
Max position size
5 lots (50 micros)
15 lots (150 micros)
30 lots (300 micros)
Max active accounts
5
5
5”“Parameter
$50,000
$150,000
$300,000
Activation fee
$149
$149
$149
Max Trailing Drawdown
$2,500
$5,000
$7,500
Min. trading days
7
7
7
Max position size
5 lots (50 micros)
15 lots (150 micros)
30 lots (300 micros)
Max active accounts
3
3
3
Consistency Rule
30%
30%
30%
Min. gain / day
$150
$450
$650
Min account balance
$50,100
$150,100
$300,100
Minimum payout
$500
$500
$500
Maximum payout
$1,600
$2,750
$3,500”No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
What makes the account growThey do not say.—
we read the page that should answer this and it does not
How large it can getThey do not say.—
we read the page that should answer this and it does not
Where the path endsat a real market—
“If you demonstrate regular and consistent trading on your Funded accounts, our risk management team will analyse your trading in detail in order to offer you a transition to a real funded Zenit account.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
How hard the test is
Not the profit target on the sales page — that target measured against the room you are given to reach it.
How much you must win to survivefor every $1 you are allowed to lose, you must make $1.52.40/8
“Expert Challenge Parameters — $50,000
Parameter
Value
Monthly fee
$49 / month
All-in pack
$115 / month (challenge + funded activation included)
Funded activation only
$149 one-time
Funded reset
$649 (Classic & Expert)
Profit target
$3,000 (6%)
Max Loss EOD
$2,000 (4%)
Daily Loss Limit
$1,000
Consistency rule
Best day ≤ 50% of total profit
Min. trading days
2 days
Max position size
5 minis / 50 micros
Simultaneous accounts
Max 5
EOD Drawdown — Expert Plan
Unlike the Classic Plan, the Expert Plan drawdown is calculated end of day (EOD) and not in real time. This means intraday fluctuations do not trigger liquidation: only the closing balance at the end of each session is taken into account.
Max Loss Limit: $2,000 EOD — If your account balance at session close drops below $48,000, your account is closed.
Daily Loss Limit (DLL)
The Expert Plan includes a Daily Loss Limit set at $1,000. If you lose $1,000 in a single day, trading is automatically blocked for the rest of the session.
Consistency Rule — Expert Challenge
No trading day may represent more than 50% of your total cumulative profit. This rule applies at the time of challenge validation.”A profit target only means something next to the room you are given to reach it. Ten per cent to make against ten to lose is a coin flip sold as an exam.
Days you have to finishThey state there is none.3/3
“No, you can take as long as you want to reach the target.”A deadline turns a test of skill into a test of whether the market happened to move during your month.
Trading days you must put in2 days2/2
“Expert Challenge Parameters — $50,000
Parameter
Value
Monthly fee
$49 / month
All-in pack
$115 / month (challenge + funded activation included)
Funded activation only
$149 one-time
Funded reset
$649 (Classic & Expert)
Profit target
$3,000 (6%)
Max Loss EOD
$2,000 (4%)
Daily Loss Limit
$1,000
Consistency rule
Best day ≤ 50% of total profit
Min. trading days
2 days
Max position size
5 minis / 50 micros
Simultaneous accounts
Max 5
EOD Drawdown — Expert Plan
Unlike the Classic Plan, the Expert Plan drawdown is calculated end of day (EOD) and not in real time. This means intraday fluctuations do not trigger liquidation: only the closing balance at the end of each session is taken into account.
Max Loss Limit: $2,000 EOD — If your account balance at session close drops below $48,000, your account is closed.
Daily Loss Limit (DLL)
The Expert Plan includes a Daily Loss Limit set at $1,000. If you lose $1,000 in a single day, trading is automatically blocked for the rest of the session.
Consistency Rule — Expert Challenge
No trading day may represent more than 50% of your total cumulative profit. This rule applies at the time of challenge validation.”Cuts both ways: it costs you time, and it also stops an account passing on one lucky afternoon you could never repeat.
A second attempt costsThey do not say.0/2
we read the page that should answer this and it does not
A free second attempt turns one bad week into a delay instead of another invoice.
Profit target6%—
“Expert Challenge Parameters — $50,000
Parameter
Value
Monthly fee
$49 / month
All-in pack
$115 / month (challenge + funded activation included)
Funded activation only
$149 one-time
Funded reset
$649 (Classic & Expert)
Profit target
$3,000 (6%)
Max Loss EOD
$2,000 (4%)
Daily Loss Limit
$1,000
Consistency rule
Best day ≤ 50% of total profit
Min. trading days
2 days
Max position size
5 minis / 50 micros
Simultaneous accounts
Max 5
EOD Drawdown — Expert Plan
Unlike the Classic Plan, the Expert Plan drawdown is calculated end of day (EOD) and not in real time. This means intraday fluctuations do not trigger liquidation: only the closing balance at the end of each session is taken into account.
Max Loss Limit: $2,000 EOD — If your account balance at session close drops below $48,000, your account is closed.
Daily Loss Limit (DLL)
The Expert Plan includes a Daily Loss Limit set at $1,000. If you lose $1,000 in a single day, trading is automatically blocked for the rest of the session.
Consistency Rule — Expert Challenge
No trading day may represent more than 50% of your total cumulative profit. This rule applies at the time of challenge validation.”Maximum loss
The loss limit that closes your account. Does it sit still, or does it climb behind you as you win?
What makes the loss limit riseit rises with the day's closing balanceno change1.65/3
“Unlike the Classic Plan, the Expert Plan drawdown is calculated end of day (EOD) and not in real time. This means intraday fluctuations do not trigger liquidation: only the closing balance at the end of each session is taken into account.”A limit that climbs takes back the cushion you already earned.
Where the limit stops risingsomewhere above your starting balance1.50/3
“Once your account balance reaches $52,000 at session close (EOD), the Max Loss Limit is permanently locked at $50,100. This means you can never lose your initial capital once this threshold is crossed.”The difference between a danger with an end date and one that never ends.
What the limit is measured againstthe day's closing figureno change2/2
“Unlike the Classic Plan, the Expert Plan drawdown is calculated end of day (EOD) and not in real time. This means intraday fluctuations do not trigger liquidation: only the closing balance at the end of each session is taken into account.”Decides whether a trade that dips and recovers can close an account that ended the day green.
What taking a payout does to the limitnothing — the limit stays where it was2/2
“The payout DOES NOT REDUCE the MLL: even after a profit withdrawal, the $50,100 floor is maintained.”Taking your money out should not leave you closer to losing the account.
Daily limit2%, measured on live equity, open trades includedno change0.30/2
“Expert Challenge Parameters — $50,000
Parameter
Value
Monthly fee
$49 / month
All-in pack
$115 / month (challenge + funded activation included)
Funded activation only
$149 one-time
Funded reset
$649 (Classic & Expert)
Profit target
$3,000 (6%)
Max Loss EOD
$2,000 (4%)
Daily Loss Limit
$1,000
Consistency rule
Best day ≤ 50% of total profit
Min. trading days
2 days
Max position size
5 minis / 50 micros
Simultaneous accounts
Max 5
EOD Drawdown — Expert Plan
Unlike the Classic Plan, the Expert Plan drawdown is calculated end of day (EOD) and not in real time. This means intraday fluctuations do not trigger liquidation: only the closing balance at the end of each session is taken into account.
Max Loss Limit: $2,000 EOD — If your account balance at session close drops below $48,000, your account is closed.
Daily Loss Limit (DLL)
The Expert Plan includes a Daily Loss Limit set at $1,000. If you lose $1,000 in a single day, trading is automatically blocked for the rest of the session.
Consistency Rule — Expert Challenge
No trading day may represent more than 50% of your total cumulative profit. This rule applies at the time of challenge validation.”“Expert Funded Parameters — $50,000
Parameter
Value
Drawdown type
End of Day (EOD)
Max Loss Limit
$2,000 EOD
MLL Lock
Locked at $50,100 once balance reaches $52,000 EOD
Daily Loss Limit
$1,000 hard
Payout impact on MLL
Payout does not reduce the MLL
Consistency / cycle
Best day ≤ 40% of cycle total profit
Simultaneous accounts
Max 3
MLL Lock Mechanism
Once your account balance reaches $52,000 at session close (EOD), the Max Loss Limit is permanently locked at $50,100. This means you can never lose your initial capital once this threshold is crossed.
The payout DOES NOT REDUCE the MLL: even after a profit withdrawal, the $50,100 floor is maintained.
Scaling Plan — Expert Funded
In the Expert Funded account, position size is restricted and unlocks progressively as your cumulative profits grow. The scaling plan is updated at the close of each session.
Level
Cumulative net profit
Max minis
Max micros
Daily Loss Limit
1
$0 → $1,999
1
10
$1,000
2
$2,000 → $4,999
3
30
$1,200
3
$5,000+
5
50
$2,000
If the cumulative profit drops below a level, position size is reduced at the next session. Progression works symmetrically both up and down.
Payout Conditions — Expert Plan
All 4 conditions below must be met simultaneously to request a payout:
5 minimum trading days since the last payout request (or since account activation for the 1st payout)
All 5 days must be qualifying days: net daily profit ≥ $150
The account balance at the time of the request must be higher than the balance at the last request
The cycle consistency must be respected: best day ≤ 40% of total cycle profit
Payout Schedule — Expert Plan
Parameter
Value
Minimum payout
$800
Maximum payout
$2,000
Absolute cap
50% of balance if lower than maximum
Profit split
90 / 10 from the first dollar
Minimum frequency
1 payout every 5 business days
Request validation
Within 5 business days
Effective payment
Within a maximum of 15 days after validation
IMPORTANT: You may continue trading after submitting a payout request. If your account reaches its maximum drawdown (account blown) before the payment has been effectively made, the request will be automatically and immediately cancelled.”A generous percentage measured on live equity is not generous — it is the same number with a trapdoor under it.
Total loss allowed4%no change0.25/1
“Expert Challenge Parameters — $50,000
Parameter
Value
Monthly fee
$49 / month
All-in pack
$115 / month (challenge + funded activation included)
Funded activation only
$149 one-time
Funded reset
$649 (Classic & Expert)
Profit target
$3,000 (6%)
Max Loss EOD
$2,000 (4%)
Daily Loss Limit
$1,000
Consistency rule
Best day ≤ 50% of total profit
Min. trading days
2 days
Max position size
5 minis / 50 micros
Simultaneous accounts
Max 5
EOD Drawdown — Expert Plan
Unlike the Classic Plan, the Expert Plan drawdown is calculated end of day (EOD) and not in real time. This means intraday fluctuations do not trigger liquidation: only the closing balance at the end of each session is taken into account.
Max Loss Limit: $2,000 EOD — If your account balance at session close drops below $48,000, your account is closed.
Daily Loss Limit (DLL)
The Expert Plan includes a Daily Loss Limit set at $1,000. If you lose $1,000 in a single day, trading is automatically blocked for the rest of the session.
Consistency Rule — Expert Challenge
No trading day may represent more than 50% of your total cumulative profit. This rule applies at the time of challenge validation.”“Expert Funded Parameters — $50,000
Parameter
Value
Drawdown type
End of Day (EOD)
Max Loss Limit
$2,000 EOD
MLL Lock
Locked at $50,100 once balance reaches $52,000 EOD
Daily Loss Limit
$1,000 hard
Payout impact on MLL
Payout does not reduce the MLL
Consistency / cycle
Best day ≤ 40% of cycle total profit
Simultaneous accounts
Max 3
MLL Lock Mechanism
Once your account balance reaches $52,000 at session close (EOD), the Max Loss Limit is permanently locked at $50,100. This means you can never lose your initial capital once this threshold is crossed.
The payout DOES NOT REDUCE the MLL: even after a profit withdrawal, the $50,100 floor is maintained.
Scaling Plan — Expert Funded
In the Expert Funded account, position size is restricted and unlocks progressively as your cumulative profits grow. The scaling plan is updated at the close of each session.
Level
Cumulative net profit
Max minis
Max micros
Daily Loss Limit
1
$0 → $1,999
1
10
$1,000
2
$2,000 → $4,999
3
30
$1,200
3
$5,000+
5
50
$2,000
If the cumulative profit drops below a level, position size is reduced at the next session. Progression works symmetrically both up and down.
Payout Conditions — Expert Plan
All 4 conditions below must be met simultaneously to request a payout:
5 minimum trading days since the last payout request (or since account activation for the 1st payout)
All 5 days must be qualifying days: net daily profit ≥ $150
The account balance at the time of the request must be higher than the balance at the last request
The cycle consistency must be respected: best day ≤ 40% of total cycle profit
Payout Schedule — Expert Plan
Parameter
Value
Minimum payout
$800
Maximum payout
$2,000
Absolute cap
50% of balance if lower than maximum
Profit split
90 / 10 from the first dollar
Minimum frequency
1 payout every 5 business days
Request validation
Within 5 business days
Effective payment
Within a maximum of 15 days after validation
IMPORTANT: You may continue trading after submitting a payout request. If your account reaches its maximum drawdown (account blown) before the payment has been effectively made, the request will be automatically and immediately cancelled.”How much room you have. Worth little, because almost every firm offers the same.
Withdrawing
How much can leave the account, how soon, how often — and whether they can say no.
Withdrawals before the account endsThey publish no ceiling.3/3
we read the page that should answer this and it does not
The cap per withdrawal times how many they allow is the real size of the account. One plan here is sold on a $200,000 banner and closes after five withdrawals of $2,100.
What else a payout changesThey do not say.0/3
we read the page that should answer this and it does not
The floor is not the only thing a withdrawal moves, and the rest of it is never on the same page. Position size, the consistency rule and the share you are paid all reset or shift at some firms, and a trader who checked only the drawdown finds out afterwards.
What breaking the consistency rule costsThey do not say.no change0/3
we read the page that should answer this and it does not
Weighted by what it costs, not by existing: reading plan by plan, no consistency rule ever closed an account — they postponed the withdrawal.
Can it refuse without giving a reasonyes — it reserves that right in writing0/3
“Likewise, the Company reserves the right to interrupt or suspend the Services offered on the Website at any time and without notice, without having to justify the reason or grounds for such actions.”“We may decline for any reason” is not a rule, it is the absence of one — it makes every other number on this axis conditional on goodwill.
Days before you can ask for money5 days2/2
“Expert Funded Parameters — $50,000
Parameter
Value
Drawdown type
End of Day (EOD)
Max Loss Limit
$2,000 EOD
MLL Lock
Locked at $50,100 once balance reaches $52,000 EOD
Daily Loss Limit
$1,000 hard
Payout impact on MLL
Payout does not reduce the MLL
Consistency / cycle
Best day ≤ 40% of cycle total profit
Simultaneous accounts
Max 3
MLL Lock Mechanism
Once your account balance reaches $52,000 at session close (EOD), the Max Loss Limit is permanently locked at $50,100. This means you can never lose your initial capital once this threshold is crossed.
The payout DOES NOT REDUCE the MLL: even after a profit withdrawal, the $50,100 floor is maintained.
Scaling Plan — Expert Funded
In the Expert Funded account, position size is restricted and unlocks progressively as your cumulative profits grow. The scaling plan is updated at the close of each session.
Level
Cumulative net profit
Max minis
Max micros
Daily Loss Limit
1
$0 → $1,999
1
10
$1,000
2
$2,000 → $4,999
3
30
$1,200
3
$5,000+
5
50
$2,000
If the cumulative profit drops below a level, position size is reduced at the next session. Progression works symmetrically both up and down.
Payout Conditions — Expert Plan
All 4 conditions below must be met simultaneously to request a payout:
5 minimum trading days since the last payout request (or since account activation for the 1st payout)
All 5 days must be qualifying days: net daily profit ≥ $150
The account balance at the time of the request must be higher than the balance at the last request
The cycle consistency must be respected: best day ≤ 40% of total cycle profit
Payout Schedule — Expert Plan
Parameter
Value
Minimum payout
$800
Maximum payout
$2,000
Absolute cap
50% of balance if lower than maximum
Profit split
90 / 10 from the first dollar
Minimum frequency
1 payout every 5 business days
Request validation
Within 5 business days
Effective payment
Within a maximum of 15 days after validation
IMPORTANT: You may continue trading after submitting a payout request. If your account reaches its maximum drawdown (account blown) before the payment has been effectively made, the request will be automatically and immediately cancelled.”How long your money is theirs.
Most one withdrawal can pay you4.0% of the account, at worst1/2
“Expert Funded Parameters — $50,000
Parameter
Value
Drawdown type
End of Day (EOD)
Max Loss Limit
$2,000 EOD
MLL Lock
Locked at $50,100 once balance reaches $52,000 EOD
Daily Loss Limit
$1,000 hard
Payout impact on MLL
Payout does not reduce the MLL
Consistency / cycle
Best day ≤ 40% of cycle total profit
Simultaneous accounts
Max 3
MLL Lock Mechanism
Once your account balance reaches $52,000 at session close (EOD), the Max Loss Limit is permanently locked at $50,100. This means you can never lose your initial capital once this threshold is crossed.
The payout DOES NOT REDUCE the MLL: even after a profit withdrawal, the $50,100 floor is maintained.
Scaling Plan — Expert Funded
In the Expert Funded account, position size is restricted and unlocks progressively as your cumulative profits grow. The scaling plan is updated at the close of each session.
Level
Cumulative net profit
Max minis
Max micros
Daily Loss Limit
1
$0 → $1,999
1
10
$1,000
2
$2,000 → $4,999
3
30
$1,200
3
$5,000+
5
50
$2,000
If the cumulative profit drops below a level, position size is reduced at the next session. Progression works symmetrically both up and down.
Payout Conditions — Expert Plan
All 4 conditions below must be met simultaneously to request a payout:
5 minimum trading days since the last payout request (or since account activation for the 1st payout)
All 5 days must be qualifying days: net daily profit ≥ $150
The account balance at the time of the request must be higher than the balance at the last request
The cycle consistency must be respected: best day ≤ 40% of total cycle profit
Payout Schedule — Expert Plan
Parameter
Value
Minimum payout
$800
Maximum payout
$2,000
Absolute cap
50% of balance if lower than maximum
Profit split
90 / 10 from the first dollar
Minimum frequency
1 payout every 5 business days
Request validation
Within 5 business days
Effective payment
Within a maximum of 15 days after validation
IMPORTANT: You may continue trading after submitting a payout request. If your account reaches its maximum drawdown (account blown) before the payment has been effectively made, the request will be automatically and immediately cancelled.”$2,000 is generous on a $25K account and a joke on a $200K one, so it is measured as a share and at the worst size sold.
Does that cap rise with the accountThey do not say.0/2
we read the page that should answer this and it does not
Profit required before the first requestThey do not say.0/1
we read the page that should answer this and it does not
How much you have to make before you can touch anything.
Fee charged to pay youThey do not say.0/1
we read the page that should answer this and it does not
What they charge you to pay you.
How you may trade
Can you trade the way you actually trade — around the news, over the weekend, at the size and speed you use?
Restriction around the newsyou may not open around a releaseno change—
“It is prohibited to take positions in the minute before AND the minute after the publication of the following indicators:”Mandatory stop-lossThey do not say.no change—
we read the page that should answer this and it does not
Minimum time a trade must be heldThey do not say.no change—
we read the page that should answer this and it does not
Forced close before the weekendnothing may stay open over the weekendno change—
“Zenit Funding only accepts intraday traders. Holding positions overnight is a rule violation resulting in account closure.”LeverageNo such thing in this plan.no change—
“Max position size
5 lots (50 micros)”Limit on position size5no change—
“Expert Challenge Parameters — $50,000
Parameter
Value
Monthly fee
$49 / month
All-in pack
$115 / month (challenge + funded activation included)
Funded activation only
$149 one-time
Funded reset
$649 (Classic & Expert)
Profit target
$3,000 (6%)
Max Loss EOD
$2,000 (4%)
Daily Loss Limit
$1,000
Consistency rule
Best day ≤ 50% of total profit
Min. trading days
2 days
Max position size
5 minis / 50 micros
Simultaneous accounts
Max 5
EOD Drawdown — Expert Plan
Unlike the Classic Plan, the Expert Plan drawdown is calculated end of day (EOD) and not in real time. This means intraday fluctuations do not trigger liquidation: only the closing balance at the end of each session is taken into account.
Max Loss Limit: $2,000 EOD — If your account balance at session close drops below $48,000, your account is closed.
Daily Loss Limit (DLL)
The Expert Plan includes a Daily Loss Limit set at $1,000. If you lose $1,000 in a single day, trading is automatically blocked for the rest of the session.
Consistency Rule — Expert Challenge
No trading day may represent more than 50% of your total cumulative profit. This rule applies at the time of challenge validation.”“Expert Funded Parameters — $50,000
Parameter
Value
Drawdown type
End of Day (EOD)
Max Loss Limit
$2,000 EOD
MLL Lock
Locked at $50,100 once balance reaches $52,000 EOD
Daily Loss Limit
$1,000 hard
Payout impact on MLL
Payout does not reduce the MLL
Consistency / cycle
Best day ≤ 40% of cycle total profit
Simultaneous accounts
Max 3
MLL Lock Mechanism
Once your account balance reaches $52,000 at session close (EOD), the Max Loss Limit is permanently locked at $50,100. This means you can never lose your initial capital once this threshold is crossed.
The payout DOES NOT REDUCE the MLL: even after a profit withdrawal, the $50,100 floor is maintained.
Scaling Plan — Expert Funded
In the Expert Funded account, position size is restricted and unlocks progressively as your cumulative profits grow. The scaling plan is updated at the close of each session.
Level
Cumulative net profit
Max minis
Max micros
Daily Loss Limit
1
$0 → $1,999
1
10
$1,000
2
$2,000 → $4,999
3
30
$1,200
3
$5,000+
5
50
$2,000
If the cumulative profit drops below a level, position size is reduced at the next session. Progression works symmetrically both up and down.
Payout Conditions — Expert Plan
All 4 conditions below must be met simultaneously to request a payout:
5 minimum trading days since the last payout request (or since account activation for the 1st payout)
All 5 days must be qualifying days: net daily profit ≥ $150
The account balance at the time of the request must be higher than the balance at the last request
The cycle consistency must be respected: best day ≤ 40% of total cycle profit
Payout Schedule — Expert Plan
Parameter
Value
Minimum payout
$800
Maximum payout
$2,000
Absolute cap
50% of balance if lower than maximum
Profit split
90 / 10 from the first dollar
Minimum frequency
1 payout every 5 business days
Request validation
Within 5 business days
Effective payment
Within a maximum of 15 days after validation
IMPORTANT: You may continue trading after submitting a payout request. If your account reaches its maximum drawdown (account blown) before the payment has been effectively made, the request will be automatically and immediately cancelled.”No score here, on purpose. The six axes above ask whether the firm can take your money or refuse to pay it. These rules ask something else — whether you can trade your way — and the right weight depends on who is reading: a minimum holding time decides the account for a scalper and is invisible to anyone else, while the weekend rule is the reverse. A single number would be wrong for half of you, and would look decided. The firm’s own sentences are here; the judgement is yours.
How it grows
What makes the account get bigger, how big it can get, and whether the path ends at a real market or at a larger simulation.
What makes the account growThey do not say.—
we read the page that should answer this and it does not
How large it can getThey do not say.—
we read the page that should answer this and it does not
Where the path endsat a real market—
“If you demonstrate regular and consistent trading on your Funded accounts, our risk management team will analyse your trading in detail in order to offer you a transition to a real funded Zenit account.”One of these questions is scored and it is not here. “Does the cap rise with the account” sits on the cash axis, next to the cap itself, because it has a right answer: a bigger account that pays the same cheque has handed you a larger number and the same money. The three below are different. A two-million ceiling is the whole point of the product for one reader and irrelevant to someone who wants one clean payout, so the firm’s sentences are here and the weight is yours.
The rules in writing
Could you read the rule before paying, and can they change it afterwards?
Where the rule that binds you is publishedin a help-centre article the contract never mentions1.20/4
“You can find a complete description of rules in our Rules section.”If the rule that binds you lives in a help article your contract never mentions, you did not sign it.
Can it change the rules without noticeyes, and it says so0.60/3
“The Company reserves the right, at any time and without prior notice, at its sole discretion, to modify and update these GTU, as well as access to and content on its Website.”The clause that makes every dated verdict perishable, including ours. Near-universal, so not fatal.
Is the binding document datedThey do not say.0/2
we read the page that should answer this and it does not
Without a date you cannot tell whether the rule you read is the rule they apply.
Two official pages that disagree
the drawdown rule · costs money
“We apply a trailing drawdown on all our accounts. This drawdown is calculated intraday, not at the end of the day and you should not reach that drawdown or your account will be liquidated”“Unlike the Classic Plan, the Expert Plan drawdown is calculated end of day (EOD) and not in real time. This means intraday fluctuations do not trigger liquidation: only the closing balance at the end of each session is taken into account.”the consistency rule · costs money
“On challenge accounts, there is no consistency rule.”“Expert Challenge Parameters — $50,000
Parameter
Value
Monthly fee
$49 / month
All-in pack
$115 / month (challenge + funded activation included)
Funded activation only
$149 one-time
Funded reset
$649 (Classic & Expert)
Profit target
$3,000 (6%)
Max Loss EOD
$2,000 (4%)
Daily Loss Limit
$1,000
Consistency rule
Best day ≤ 50% of total profit
Min. trading days
2 days
Max position size
5 minis / 50 micros
Simultaneous accounts
Max 5
EOD Drawdown — Expert Plan
Unlike the Classic Plan, the Expert Plan drawdown is calculated end of day (EOD) and not in real time. This means intraday fluctuations do not trigger liquidation: only the closing balance at the end of each session is taken into account.
Max Loss Limit: $2,000 EOD — If your account balance at session close drops below $48,000, your account is closed.
Daily Loss Limit (DLL)
The Expert Plan includes a Daily Loss Limit set at $1,000. If you lose $1,000 in a single day, trading is automatically blocked for the rest of the session.
Consistency Rule — Expert Challenge
No trading day may represent more than 50% of your total cumulative profit. This rule applies at the time of challenge validation.”the fees · costs money
“The User has a period of fourteen (14) calendar days from the opening of their User Account to withdraw from the contract without penalties and without stating a reason.”“All purchases made on Zenit Funding are final and non-refundable. No return, refund or exchange will be granted, regardless of the reason, including non-use of the service. Any chargeback or payment dispute will result in immediate and permanent deactivation of your account.”the account size or the speed · costs credibility
“Parameter
$50,000
$150,000
$300,000
Monthly fee
$169
$399
$659
Profit target
$3,000
$9,000
$20,000
Max Trailing Drawdown
$2,500
$5,000
$7,500
Min. trading days
2
2
2
Max position size
5 lots (50 micros)
15 lots (150 micros)
30 lots (300 micros)
Max active accounts
5
5
5”“What are the authorized trading sizes?
50k: 5 lots (50 micros)
100k: 15 lots (150 micros)
250k: 30 lots (300 micros)”The company behind it
If it goes wrong, which company do you claim against, and under whose laws?
The company you contract withRhea Digital Partners SRLno change4/4
“The website www.zenitfunding.com is operated by ZENIT FUNDING powered by Rhea digital Partners Srl.”With no named company there is nobody to sue.
Where it is registeredBelgiumno change1/2
“This Agreement is governed by Belgian law, without prejudice to any mandatory provisions that the User may assert in accordance with Article 6 of Regulation (EC) No. 593/2008 of the European Parliament and of the Council on the law applicable to contractual obligations.”A claim in the Czech Republic and a claim in St Vincent are not the same claim.
Its registration numberBE0764.873.605no change2/2
“VAT number: BE0764.873.605”What turns a name into something checkable in a public register.
That company owns the brandyes2/2
“The website www.zenitfunding.com is operated by ZENIT FUNDING powered by Rhea digital Partners Srl.”Signing with a company other than the brand’s owner separates who sold to you from who answers to you.
The people behind it are namedThey do not say.0/2
we read the page that should answer this and it does not
Named people can be looked up. A company on its own cannot always be.
Almost no firm here has a financial regulator, because selling simulated evaluations is not a regulated activity anywhere. Of the 114 firms we scored by hand, 96 sat in the bottom two rungs of backing for this reason. So we do not count it against anyone — it only adds when a firm genuinely has one.
The market
Do your orders reach a market, or is all of it a simulation?
What the funded account issimulated, with a published route to a live stage2/4
“The Zenit journey unfolds in three phases:
Phase 1 — Challenge (Evaluation): demonstrate your skills on the simulator.
Phase 2 — Funded (Funded Account): trade in a simulated environment with real data.
Phase 3 — Live (Real Account): access a real Zenit account if your trading is validated.”The question that separates a firm that earns when you lose from one that earns when you last.
Conditions to reach a real marketpublished2/2
“Eligibility: the Live account offer is triggered after accumulating 10 validated rewards (payouts), across all phases combined, made in a simulated trading environment.”Promising a route to a real market without publishing the conditions is promising nothing.
Almost none names a broker or a clearing house either, and that follows from the account being a simulation rather than being a second, separate failing. Charging for both would count one fact twice.
We read the rules of every plan it sells and issued a verdict on each one.